Summary
The computed 12-month bankruptcy probability of SG TERRA is 3.9% (moderate). The 2023 annual accounts show equity of €16,821 and a net result of €12,821. Its solvency ranks better than 68% of 33680 sector peers (fiscal year 2023). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability100
Solvency86
Growth-
Track record79
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
60.9%
Return on assets
46.4%
Age of the figures
33 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-08-2024, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2023 accounts 28 days after the deadline; the sector median for financial year 2023 is 1 day before the deadline, and 44% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€16,821
Total assets
€27,621
Net result
€12,821
Working capital
€6,042
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €27,621
Fixed assets
€10,779
Current assets
€16,842
Equity and liabilities €27,621
Equity
€16,821
Debt
€10,800
Debt finances 39.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€14,486
Cash flow
€14,439
Current ratio
1.56
Debt to equity
0.64
ROE
76.2%
ROA
46.4%
Interest coverage
308.21
Debt ≤ 1 year
€10,800
Annual accounts
| Line | 2023 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,618 |
| Other operating charges640/8 | €29 |
| Gross operating margin9900 | €14,515 |
| Operating profit (loss)9901 | €12,868 |
| Financial charges65/66B | €47 |
| Recurring financial charges65 | €47 |
| Profit (loss) for the period before taxes9903 | €12,821 |
| Profit (loss) for the period9904 | €12,821 |
| Profit (loss) for the period to be appropriated9905 | €12,821 |
| Line | 2023 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €27,621 | |
| Fixed assets21/28 | €10,779 | |
| Tangible fixed assets22/27 | €10,779 | |
| Furniture and vehicles24 | €10,779 | |
| Current assets29/58 | €16,842 | |
| Amounts receivable within one year40/41 | €14,488 | |
| Trade receivables40 | €14,028 | |
| Other amounts receivable41 | €460 | |
| Cash at bank and in hand54/58 | €2,354 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €27,621 | |
| Equity10/15 | €16,821 | |
| Contributions10/11 | €4,000 | |
| Profit (loss) carried forward14 | €12,821 | |
| Amounts payable17/49 | €10,800 | |
| Amounts payable within one year42/48 | €10,800 | |
| Trade debts44 | €898 | |
| Suppliers440/4 | €898 | |
| Other amounts payable47/48 | €9,902 | |
| Line | 2023 |
|---|---|
| Profit (loss) for the period9904 | €12,821 |
| + Depreciation and write-downs630 | €1,618 |
| Operating cash flow (approximation) | €14,439 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2023
Ground area
688 m²
Building footprint
382 m²
Volume, LiDAR
3,095 m³
2 parcels, Flanders, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
602
companies at this address
See who is registered here
1 establishment unit
SG Terra
since 20232.346.203.930
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 63059A0017/00B000 | Wallonia | 168 m² | 1 · 57 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TEKE
BE 0434.456.862
Gent · Eq €16,594
ANDRE.SLP
BE 0476.834.875
Jette · Eq €17,127
mc trav
BE 0896.194.183
Elsene · Eq €17,209
Bouwondernemingen Bert
BE 0761.837.208
Kruisem · Eq €17,378
CLAES W. DEMOLITION
BE 1025.377.595
Genk · Eq €17,495
Of 1,366 companies in sector 43110 we hold annual accounts for 635. 365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43110Demolition
41001General construction of residential buildings
43120Site preparation
43350Other building finishing work
Contact
E-mail
sgterra.srl@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0802530587
Also
9925:BE0802530587
Registered
07-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.