SG ServiPro
ActiveSummary
SG ServiPro has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €163k and a net result of €2k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▼-50
Solvency55▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 2.16 in 2023; short-term debt: 23.7% and cash: 1.8% of total assets), but 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
96 d late
2022
100 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€163k▲ 1.3%
2023 · €160k
2022: €87k
2023: €160k
2022 → 2024
Total assets
€548k▼ 5.7%
2023 · €581k
2022: €591k
2023: €581k
2022 → 2024
Net result
€2k▼ 97.0%
2023 · €73k
2022: €85k
2023: €73k
2022 → 2024
Working capital
€210k▲ 6.8%
2023 · €197k
2022: €332k
2023: €197k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€87k-€160k▲ 83.9%€163k▲ 1.3%
Operating result€103k-€93k▼ 9.1%€6k▼ 93.1%
Net result€85k-€73k▼ 14.1%€2k▼ 97.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 93% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €548k
Fixed assets
€208k ▼ 3.0%
Current assets
€340k ▼ 7.2%
Equity and liabilities €548k
Equity
€163k ▲ 1.3%
Debt
€385k ▼ 8.3%
Debt's share of the balance-sheet total falls from 72.4% to 70.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2023 · €100k
Cash flow
€9k▼
2023 · €80k
Current ratio
2.62▲
2023 · 2.16
Debt to equity
2.37▼
2023 · 2.62
ROE
1.3%▼
2023 · 45.6%
ROA
0.4%▼
2023 · 12.6%
Interest coverage
1.92▼
2023 · 17.13
Debt ≤ 1 year
€130k▼
2023 · €169k
Debt > 1 year
€256k▲
2023 · €250k
Income taxes
€3k▼
2023 · €20k
Staff costs
€54k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€581k€548k▼
Fixed assets21/28€215k€208k▼
Tangible fixed assets22/27€215k€208k▼
Land and buildings22€211k€205k▼
Plant, machinery and equipment23€4k€3k▼
Current assets29/58€366k€340k▼
Amounts receivable after more than one year29€291k€323k▲
Trade receivables290-€6k
Other amounts receivable291€291k€317k▲
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40-€494
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€16k€10k▼
Deferred charges and accrued income490/1€54k€1k▼
Equity and liabilities
Total equity and liabilities10/49€581k€548k▼
Equity10/15€160k€163k▲
Contributions10/11€2k€2k=
Reserves13€158k€161k▲
Distributable reserves133€158k€161k▲
Amounts payable17/49€420k€385k▼
Amounts payable after more than one year17€250k€256k▲
Financial debts170/4€171k€167k▼
Other amounts payable178/9€79k€89k▲
Amounts payable within one year42/48€169k€130k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43-€20k
Credit institutions430/8-€20k
Trade debts44€114k€64k▼
Suppliers440/4€114k€64k▼
Taxes, remuneration and social security45€46k€38k▼
Taxes450/3€43k€28k▼
Remuneration and social security454/9€4k€10k▲
Other amounts payable47/48€240-
Accrued charges and deferred income492/3€386-
Income statement
Code20232024
Remuneration, social security and pensions62€22k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€6k€3k▼
Gross operating margin9900€128k€70k▼
Operating profit (loss)9901€93k€6k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€94k€5k▼
Income taxes67/77€20k€3k▼
Profit (loss) for the period9904€73k€2k▼
Profit (loss) for the period to be appropriated9905€73k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€2k▼
Transfer to equity691/2€73k€2k▼
To other reserves6921€73k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼97%
Net result drops to €2k, the lowest in the series.
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
2023
31-12
Financial
Equity above €150kEq €160k ▲83.9%
2 profitable years in a row build equity to €160k.
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 100 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Foucaumont(VSA) 837812 AthGround area
1,173 m²
Building footprint
214 m²
Volume, LiDAR
1,915 m³
2 parcels, Wallonia · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
A.S Management
since 20212.326.346.446
A.S. MANAGEMENT
since 20232.347.107.317
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51061A0163/02K000 | Wallonia | 1,105 m² | 1 · 146 m² | 9.8 m · 3 fl. |
| 52028E0411/00R004 | Wallonia | 68 m² | 1 · 68 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BGENT
BE 1014.946.335
Gent · Eq €162,616
RE-IMMO
BE 0821.874.664
Sint-Pieters-Woluwe · Eq €162,615
CTGA CONSULTING
BE 0724.540.312
Blégny · Eq €162,640
B-Cells
BE 0726.681.042
Lille · Eq €162,579
N.J.F.B. Advisory
BE 0743.869.838
Chaumont-Gistoux · Eq €162,567
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,734 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
81210General cleaning of buildings
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.