SG D'Tec
ActiveSummary
The computed 12-month bankruptcy probability of SG D'Tec is 3.3% (moderate). The 2025 annual accounts show equity of €6,615 and a net result of -€4,098. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 20% of 28184 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €206 | €5,858 | ▲ 2,750% |
| Other operating charges640/8 | - | - | €3,937 | - |
| Gross operating margin9900 | €5,621 | €5,662 | €6,756 | ▲ 19.3% |
| Operating profit (loss)9901 | €5,621 | €5,456 | -€3,039 | ▼ 156% |
| Financial income75/76B | - | - | €18 | - |
| Recurring financial income75 | - | - | €18 | - |
| Financial charges65/66B | - | €0 | €717 | ▲ 247,293% |
| Recurring financial charges65 | - | €0 | €717 | ▲ 247,293% |
| Profit (loss) for the period before taxes9903 | €5,621 | €5,456 | -€3,738 | ▼ 169% |
| Income taxes67/77 | €1,158 | €1,206 | €359 | ▼ 70.2% |
| Profit (loss) for the period9904 | €4,463 | €4,250 | -€4,098 | ▼ 196% |
| Profit (loss) for the period to be appropriated9905 | €4,463 | €4,250 | -€4,098 | ▼ 196% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €10,806 | €18,468 | €37,556 | ▲ 103% |
| Fixed assets21/28 | - | €1,197 | €28,185 | ▲ 2,255% |
| Tangible fixed assets22/27 | - | €1,197 | €28,185 | ▲ 2,255% |
| Furniture and vehicles24 | - | €1,197 | €28,185 | ▲ 2,255% |
| Current assets29/58 | €10,806 | €17,271 | €9,371 | ▼ 45.7% |
| Amounts receivable within one year40/41 | €7,802 | €12,599 | €979 | ▼ 92.2% |
| Trade receivables40 | €7,802 | €12,599 | €560 | ▼ 95.6% |
| Other amounts receivable41 | - | - | €418 | - |
| Cash at bank and in hand54/58 | €3,004 | €4,672 | €6,391 | ▲ 36.8% |
| Deferred charges and accrued income490/1 | - | - | €2,001 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €10,806 | €18,468 | €37,556 | ▲ 103% |
| Equity10/15 | €6,463 | €10,713 | €6,615 | ▼ 38.3% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €4,463 | €8,713 | €4,615 | ▼ 47.0% |
| Amounts payable17/49 | €4,343 | €7,755 | €30,942 | ▲ 299% |
| Amounts payable within one year42/48 | €4,005 | €7,463 | €30,275 | ▲ 306% |
| Trade debts44 | - | €0 | €2,475 | ▲ 824,810% |
| Suppliers440/4 | - | €0 | €2,475 | ▲ 824,810% |
| Taxes, remuneration and social security45 | €2,141 | €2,747 | €1,143 | ▼ 58.4% |
| Taxes450/3 | €2,141 | €2,747 | €1,143 | ▼ 58.4% |
| Other amounts payable47/48 | €1,863 | €4,716 | €26,658 | ▲ 465% |
| Accrued charges and deferred income492/3 | €339 | €293 | €666 | ▲ 128% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,463 | €4,250 | -€4,098 | ▼ 196% |
| + Depreciation and write-downs630 | - | €206 | €5,858 | ▲ 2,750% |
| Operating cash flow (approximation) | €4,463 | €4,456 | €1,760 | ▼ 60.5% |
| Investment in fixed assets (approximation) | - | - | -€32,847 | - |
| Change in cash | - | €1,667 | €1,720 | ▲ 3.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92047C0669/00C000 | Wallonia | 1,102 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.