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SG BETON

Active
Private limited companyfounded 2012active for 14 yearsRue de la Forêt 282+, 4100 Seraing, BelgiumKBO/BCE: BE 0845.958.873
Summary

The computed 12-month bankruptcy probability of SG BETON is 3.1% (moderate). The 2024 annual accounts show equity of €410,274 and a net result of -€65,749. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 84% of 9,840 sector peers (NACE 41, financial year 2024). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Other specialised construction activities NACE 43990
1 site
Size
€546,958total assets 2024
Equity
€410,274
Loss
-€65,749
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Structure
Accounts 83 days overdue0 of 6 deeds read
Why 51raises risk1 financial year not filed after the legal deadline; latest accounts 140 days late; 3 of the last 3 lateLoss of €65,749 (financial year 2024)Figures for financial year 2024 (filed 23-12-2025)lowers riskFounded in 2012Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Average
Solvency 100+3
equity 75.0% of total assets
Liquidity 55-19
short-term debt 12.3% · cash 4.8%
Profitability 4-86
return on assets -12.0%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,427 companies, NACE 41, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025lowest value 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.2 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.4 percentage points vs 08-2025 10-2025: 0.9%▼ -0.8 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 1.3%▲ +0.4 percentage points vs 11-2025 01-2026: 2.4%▲ +1.1 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.5%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%▼ -0.2 percentage points vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.4 percentage points vs 07-2026 09-2026: 2.6%▼ -0.1 percentage points vs 08-2026 10-2026: 3.1%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €20,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 6.8, compared with 5.55 in 2023, above the usual 1.5; short-term debt: 12.3% and cash: 4.8% of total assets), and 25% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 59% on liquidity, 11% on profitability and 23% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 140 days late; 3 of the last 3 late
NBB · filings
raises risk · Loss of €65,749 (financial year 2024)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 23-12-2025)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 83 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline22-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
140 days late
2023
40 days late
2022
70 days late
2021
31 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 67 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet -€65,749
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: From profit to loss in 2024after €113,851 in 2023 -€65,749 View
  • Caution: Among the weakest 5% on net resultsector median €7,911 · 9,830 companies -€65,749 View
  • Caution: Accounts not fileddeadline was 31-07-2026 83 days late View

By topic

Financials

Financial year
2024
Total assets
€546,958
Loss
-€65,749
Solvency
75.0%
Go to Financials

Timeline

Events
19
Since
2013
  1. 31-12-2023Back to profit
  2. 09-10-2023Annual accounts filed
  3. 31-12-2022Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
15-05-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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