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SFM

Active
Private limited companyfounded 2004active for 22 yearsAntwerpsestraat 118-120, 2500 Lier, BelgiumKBO/BCE: BE 0864.797.659
Summary

SFM has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,289 and a net result of €120. Equity has been shrinking by about 8.6% per year since 2018. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-04-2004 Normal situation
Activity
No activity registered in the KBO
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.305.883.802 2500 Lier, since 01-08-2020
Financial year end
31 December
Peppol
Reachable since 06-03-2025

Board and ownership

Board
  • Yilmaz BeratDirector · since 24-12-2020
  • Yilmaz ZekiDirector · since 24-12-2020

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€42,706
▼ 39.8%
Turnover
≈ €170,000
estimated
Profit
€120
▼ 99.2%
Equity
€21,289
▲ 0.6%
Total assets
€52,623
▼ 16.7%
Employees on 31-12-2025
3
=
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Size: total assets €52,623lowers riskLiquidity: current ratio 1.46, cash €23,758Founded in 2004Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 65+6
equity 40.5% of total assets
Liquidity 69+4
short-term debt 59.5% · cash 45.1%
Profitability 69-30
return on assets 0.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.7 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.46 (1.33 in 2024), below the usual 1.5. Short-term debt is 59.5% and cash 45.1% of total assets. 59.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 60% of them on solvency, 73% on liquidity, 48% on profitability and 42% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 1.46, cash €23,758
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €52,623
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
8 days early
2023
17 days early
2022
13 days early
2021
22 days early
2020
25 days early
2019
13 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 17 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €120 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Key facts about SFM

What is the company number of SFM?
The company number of SFM is 0864.797.659. The VAT number is the same number with BE in front: BE 0864.797.659.
Where is SFM based?
The registered office is at Antwerpsestraat 118-120, 2500 Lier.Company details
What is the legal form of SFM?
The legal form of SFM is Private limited company (BV).
When was SFM founded?
SFM was founded on 19-04-2004.
Is SFM still active?
Yes, SFM is an active enterprise in the KBO register.
How many employees does SFM have?
SFM had an average of 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SFM fall under?
In its 2025 annual accounts, SFM states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of SFM?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €42,706 and 2,954 comparable companies of the same size. It probably lies between €100,000 and €310,000. It is a rough estimate. In financial year 2021 turnover was €173,852.
Is SFM profitable?
In financial year 2025, SFM made a profit of €120.
Where can I find the annual accounts of SFM?
SFM filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SFM due?
SFM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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