Financials
- Financial year
- 2024
- Total assets
- €105,006
- Profit
- €40,431
- Solvency
- 54.4%
Total assets▼ 8.2%
Net result
20232024
SFloor
ActiveSummary
The computed 12-month bankruptcy probability of SFloor is 11.6% (high). The 2024 annual accounts show equity of €57,150 and a net result of €40,431. Its solvency ranks better than 63% of 9,839 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001Limited-service restaurants, excluding mobile food services NACE 56112
2 sites
Size
€105,006total assets 2024
- Equity
- €57,150
- Profit
- €40,431
Turnover not published (micro format)
Structure
Accounts 85 days overdue1 of 2 deeds read
Why 34raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 82 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 27-10-2025)Sector: Construction of residential and non-residential buildings (NACE 41)Show the evidence
Checked score
Score 2024
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 71% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Strong
Solvency
79+39
equity 54.4% of total assets
Liquidity
38-4
short-term debt 44.8% · cash 7.7%
Profitability
100+14
return on assets 38.5%
Bankruptcy probability, 12 months
11.6%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.5%
12-2024: 5.5%● unchanged vs 11-2024lowest value
01-2025: 5.9%▲ +0.4 percentage points vs 12-2024
02-2025: 6.0%▲ +0.1 percentage points vs 01-2025
03-2025: 6.0%● unchanged vs 02-2025
04-2025: 9.3%▲ +3.3 percentage points vs 03-2025
05-2025: 13.7%▲ +4.4 percentage points vs 04-2025
06-2025: 13.3%▼ -0.4 percentage points vs 05-2025
07-2025: 13.2%▼ -0.1 percentage points vs 06-2025
08-2025: 13.8%▲ +0.6 percentage points vs 07-2025
09-2025: 13.8%● unchanged vs 08-2025
10-2025: 15.9%▲ +2.1 percentage points vs 09-2025highest value
11-2025: 6.9%▼ -9.0 percentage points vs 10-2025
12-2025: 6.9%● unchanged vs 11-2025
01-2026: 6.8%▼ -0.1 percentage points vs 12-2025
02-2026: 6.8%● unchanged vs 01-2026
03-2026: 6.8%● unchanged vs 02-2026
04-2026: 8.1%▲ +1.3 percentage points vs 03-2026
05-2026: 8.7%▲ +0.6 percentage points vs 04-2026
06-2026: 8.8%▲ +0.1 percentage points vs 05-2026
07-2026: 8.9%▲ +0.1 percentage points vs 06-2026
08-2026: 9.5%▲ +0.6 percentage points vs 07-2026
09-2026: 9.6%▲ +0.1 percentage points vs 08-2026
10-2026: 11.6%▲ +2.0 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 1.92, compared with 1.67 in 2023, above the usual 1.5; short-term debt: 44.8% and cash: 7.7% of total assets), and 45.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 63% on solvency, 34% on liquidity, 91% on profitability and 95% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
82 days late
2023
251 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 167 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- Registered officeRegistered-office move
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 16-02-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about SFloor
- What is the company number of SFloor?
- 0798.509.344. In Belgium the VAT number is the company number with BE in front: BE 0798.509.344.
- Where is SFloor based?
- The registered office is at Laardijkstraat 53, 3581 Beringen.Company details
- What does SFloor do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of SFloor?
- Private limited company (BV).
- When was SFloor founded?
- On 16-02-2023.
- Is SFloor still active?
- Yes, SFloor is an active enterprise in the KBO register.
- What is the turnover of SFloor?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SFloor profitable?
- In financial year 2024, SFloor made a profit of €40,431.
- Where can I find the annual accounts of SFloor?
- SFloor filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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