SFINFI

Active

Private limited companyfounded 20251 yr activeRue Derrière Saive 6, 4500 Huy, BelgiumKBO/BCE: BE 1025.956.429

Summary

SFINFI has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,567 and a net result of €20,400. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

SFINFIActiveChecked score 71/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€36,848total assets 2025

Equity: €24,567
Profit: €20,400

Turnover not published (abridged schema)

Financial health

71 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.7%

Structure

Accounts 3 d early0 of 1 deed read

Why 71- Founded in 2025- No main activity registered+ Liquidity: current ratio 2.94, cash €36,076+ Equity €24,567 (66.7% of total assets)Show the evidence

Checked score

Score 2025

71 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 74% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 92

equity 66.7% of total assets

Liquidity 85

short-term debt 33.3% · cash 97.9%

Profitability 100

return on assets 55.4%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2026: 0.7%highest value 09-2026: 0.7%● 0.0% vs 08-2026highest value 10-2026: 0.7%● 0.0% vs 09-2026highest value

Liquidity: current ratio 2.94, cash €36,076 lowers the probability
Founded in 2025 raises the probability for this profile
No main activity registered raises the probability
Equity €24,567 (66.7% of total assets) lowers the probability

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 2.94; short-term debt: 33.3% and cash: 97.9% of total assets), and 33.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 56%, liquidity 77%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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