Equity
€113,073 ▲ 223%
Equity rose in 2025 from €34,955 to €113,073.
SFI-CONSULT
Lifetime
2 annual accounts with figures on one time axispeak €111,378 (2025)
€111,378▲ 122%
peak €78,118 (2025)
€78,118▲ 124%
peak €113,073 (2025)
€113,073▲ 223%
€60,388▲ 1.7%
Board1 name since 2024
1 directorFILLONNEAU Samuel Jean
Documentsfilings and deeds
24-03-202637 days before the deadline
2025micro format
Gross margin from €50,151 to €111,378Result from €34,855 to €78,118Equity from €34,955 to €113,073Cash from €48,581 to €126,199
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 81% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%highest value
05-2025: < 0.1%▼ -0.4 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 3.10, cash €126,199
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €173,461
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 60% of them on solvency, 85% on liquidity, 84% on profitability and 95% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SFI-CONSULT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of SFI-CONSULT itself is lower: < 0.1% within 12 months. It rests on far more data about SFI-CONSULT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SFI-CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.1 (1.67 in 2024), above the usual 1.5. Short-term debt is 24% and cash 72.8% of total assets. 34.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
37 days early
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 20 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007571563
First establishment
Rue d'Enfer 23, Walhain
Incorporation
Founder: FILLONNEAU Samuel Jean (comparant) · Appointment: FILLONNEAU Samuel Jean (director) · 100 shares · published on 28-03-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SFI-CONSULT Walhain | €173,461 | €111,378 | 65.2% | - |
| SBEAR Chaumont-Gistoux | €161,003 | €115,250 | 75.8% | - |
| DALYMAC Rixensart | €173,470 | €116,001 | 74.6% | - |
| DERONNE BENOIT CONSULTING Rebecq | €179,353 | €102,975 | 74.9% | - |
| MOS CONSULTING Rixensart | €171,845 | €100,155 | 84.0% | - |
| Cecili AgBio Consult Chastre | €156,319 | €103,312 | 86.9% | - |
| Project-ADD Waterloo | €187,186 | €104,382 | 72.5% | - |
These companies have the same main activity as SFI-CONSULT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €156,000 and €187,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 26-03-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.357.767.2211457 Walhain, since 02-04-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 02-12-2025
Annual accounts to 30-09-2025
- €173,461▲ 83.9%
- Filing
- Filed on 24-03-2026, 37 days before the end of the filing period
Insights on SFI-CONSULT
SFI-CONSULT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,073 and a net result of €78,118.
Its solvency ranks better than 60% of 39,342 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SFI-CONSULT
- What is the company number of SFI-CONSULT?
- The company number of SFI-CONSULT is 1007.571.563. The VAT number is the same number with BE in front: BE 1007.571.563.
- Where is SFI-CONSULT based?
- The registered office is at Rue d'Enfer 23, 1457 Walhain.Company details
- What does SFI-CONSULT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SFI-CONSULT?
- SFI-CONSULT is a private limited company (BV).
- When was SFI-CONSULT founded?
- SFI-CONSULT was founded on 26-03-2024.
- Is SFI-CONSULT still active?
- Yes, SFI-CONSULT is an active enterprise in the KBO register.
- What is the turnover of SFI-CONSULT?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €111,378 and 109 comparable companies (NACE 70200). It probably lies between €160,000 and €230,000.Financials
- Is SFI-CONSULT profitable?
- In financial year 2025, SFI-CONSULT made a profit of €78,118.
- Where can I find the annual accounts of SFI-CONSULT?
- SFI-CONSULT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SFI-CONSULT due?
- SFI-CONSULT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.