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SF CONSULT-LINK

Active
Private limited companyfounded 20242 yrs activeAvenue des Combattants 18, 1410 Waterloo, BelgiumKBO/BCE: BE 1006.630.168
Summary

SF CONSULT-LINK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,356 and a net result of €4,356. Its solvency ranks better than 60% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€14,152total assets 2025
Equity
€9,356
Profit
€4,356
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 41 d early0 of 1 deed read
Why 97- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 2.16, cash €8,058+ Figures for FY 2025 (filed 20-03-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 91
equity 66.1% of total assets
Liquidity 85
short-term debt 33.9% · cash 56.9%
Profitability 100
return on assets 30.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)
Last 24 months 03-2025: 0.4% 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%▲ +2.2% vs 04-2025 06-2025: 0.4%▲ +1.6% vs 05-2025 07-2025: 0.4%▲ +1.6% vs 06-2025 08-2025: 0.4%▲ +12.2% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.5%▲ +15.3% vs 09-2025 11-2025: 0.5%▲ +6.1% vs 10-2025 12-2025: 0.5%▼ -4.2% vs 11-2025 01-2026: 0.5%▲ +1.8% vs 12-2025 02-2026: 0.6%▲ +15.4% vs 01-2026 03-2026: 0.6%▲ +1.4% vs 02-2026highest value 04-2026: < 0.1%▼ -92.7% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 2.16, cash €8,058 lowers the probability
  • Founded in 2024 raises the probability for this profile
  • Figures for FY 2025 (filed 20-03-2026) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.16; short-term debt: 33.9% and cash: 56.9% of total assets), and 33.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 61%, liquidity 77%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.16, cash €8,058
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 20-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
41 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 17% on equitysector median €78,273 · 38,860 companies €9,356 View
  • Total assets 2025first fiscal year filed €14,152 View
  • Active since 2024founded 29-02-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€14,152
Profit
€4,356
Solvency
66.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
29-02-2024
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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