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Sez Consulting

Active
Rue Chapelle Sainte Anne(WSP) 53 ·1457 Walhain, Belgium
KBO/BCE: BE 0801.040.054
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Age3 yrs
Board2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Sez Consulting is 0.9% (low). The 2023 annual accounts show equity of €13k and a net result of €11k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 31-12-2025 153 d late 2026-00003632
31-12-2023 31-07-2024 31-12-2024 153 d late 2025-00001879

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€11k
Working capital€2k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 31-12-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€20k
Net profit€11k
Cash flow€12k
Staff costs-
Income taxes€4k
Dividends-
Total assets€45k
Equity€13k
Debt€32k
of which ≤ 1y€32k
of which > 1y-
Working capital€2k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.08
Quick ratio1.08
Working capital ratio5.5%
Solvency29.4%
Debt / equity2.41
Long-term debt ratio-
Interest coverage5.33
Gross margin-
Net margin-
ROA23.9%
ROE81.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€45k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€35k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€45k
Equity 10/15€13k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€11k
Amounts payable 17/49€32k
Amounts payable within one year 42/48€32k
Trade debts payable within one year 44€14k
Income statement
Gross operating margin 9900€26k
Operating result 9901€19k
Financial income 75€12
Financial charges 65€4k
Result before taxes 9903€15k
Income taxes 67/77€4k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Jean Bosco Sezirahiga
    Managing director
    State Gazette act 24076432 (21-05-2024)
    Current
    21-05-2024 → present
  • Jean Sezirahiga
    Managing director
    State Gazette act 24076432 (21-05-2024)
    Current
    21-05-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form Private limited company(610)
Incorporation21-04-2023
StatusActive
Postal code1457

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Chapelle Sainte Anne(WSP) 531457 Walhain

Establishment units

1 location
Sez Consulting
Rue Chapelle Sainte Anne(WSP) 53, 1457 WalhainComputerconsultancy-activiteiten
since 20232.346.049.720
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
21-05-2024 2 directors appointed Director changes
  • Jean Sezirahiga, Gedelegeerd bestuurder
  • Jean Bosco Sezirahiga, Gedelegeerd bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency48Growth-Stability79
76 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 48
Growth -
Stability 79

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,997 of the 29,850 companies in this sector. 4,552 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR Sez Consulting
Registered office
Rue Chapelle Sainte Anne(WSP) 53
1457 Walhain, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.