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SEYO DECO

Active
Private limited companyfounded 2016active for 10 yearsGeneraal Lartiguelaan 11, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0649.972.551
Summary

The computed 12-month bankruptcy probability of SEYO DECO is 6.4% (elevated). The annual accounts of SEYO DECO for financial year 2024 show a net loss of 187% of total assets and of 95% of the equity at the start of that year. The 2024 annual accounts show equity of €4,644 and a net result of -€9,539. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 95% of 35,975 sector peers (NACE 43, financial year 2024). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€7,800turnover 2024
Equity
€4,644
Loss
-€9,539
Financial health
35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.4%
Structure
Accounts 82 days overdue2 of 3 deeds read
Why 35raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 29-07-2025)1 financial year not filed after the legal deadline; 2 of the last 3 lateLiquidity: current ratio 11.23, cash €152, halvedShow the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 100+18
equity 91.1% of total assets
Liquidity 54+7
short-term debt 8.9% · cash 3.0%
Profitability 0=
return on assets -187.1%
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024lowest value 01-2025: 1.9%▲ +0.1 percentage points vs 12-2024 02-2025: 1.8%▼ -0.1 percentage points vs 01-2025 03-2025: 2.6%▲ +0.8 percentage points vs 02-2025 04-2025: 2.8%▲ +0.2 percentage points vs 03-2025 05-2025: 2.8%● unchanged vs 04-2025 06-2025: 2.6%▼ -0.2 percentage points vs 05-2025 07-2025: 2.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.7%● unchanged vs 07-2025 09-2025: 2.7%● unchanged vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.6%▼ -0.1 percentage points vs 11-2025 01-2026: 2.7%▲ +0.1 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.9%▲ +0.2 percentage points vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 3.1%▲ +0.2 percentage points vs 06-2026 08-2026: 3.4%▲ +0.3 percentage points vs 07-2026 09-2026: 3.9%▲ +0.5 percentage points vs 08-2026 10-2026: 6.4%▲ +2.5 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 11.23, compared with 2.52 in 2023, above the usual 1.5; short-term debt: 8.9% and cash: 3% of total assets), and 8.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 49% on liquidity, 4% on profitability and 5% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 29-07-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 11.23, cash €152, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€9,539
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 82 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline21-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
2 days early
2023
48 days late
2022
32 days late
2021
29 days late
2020
29 days late
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignation: Selajdin BAJRAMOV (director)Appointment: Vitalii GAKH (director) ·…
  3. Weakest financial yearnet -€9,539

Key points

  • Caution: Among the weakest 13% on equitysector median €58,324 · 35,992 companies €4,644 View
  • Caution: Accounts not fileddeadline was 31-07-2026 82 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€9,539 View

By topic

Financials

Financial year
2024
Turnover
€7,800
Loss
-€9,539
Solvency
91.1%
Turnover▼ 80.6%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2018
  1. 31-12-2024Liquidity more than quadruples
  2. 30-09-2024Resignation: BAJRAMOV Selajdin (manager)
  3. 17-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
16-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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