Sewo

Active

Public limited companyfounded 1992active for 33 yearsEektweg 18, 3111 Rotselaar, BelgiumKBO/BCE: BE 0448.702.402

Summary

Sewo has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685,317 and a net result of -€188. Equity remains stable across the filed financial years (±1.2% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

SewoActiveChecked score 94/100

Risk analysis Report Compare

Activity

“Het patrimonium,gevormd door de inbrengsten en grotendeels bestaande uit onroerende goederen,te behouden en in…” (deed in Dutch)

From the articles, 5 activitiesNo NACE code in the KBO yet1 site

Size

€1.4mtotal assets 2025

Equity: €685,317
Loss: -€188

Turnover not published (micro format)

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Wouters BartDirector
WOUTERS TomDirector

2025 accounts 95 days early2 of 4 deeds summarised

Why 94raises riskLoss of €188 (financial year 2025)No main activity registeredlowers riskSize: total assets €1.4mLiquidity: current ratio 1.24, cash €444,270Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 51% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 74+5

equity 48.8% of total assets

Liquidity 74-7

short-term debt 34.4% · cash 31.6%

Profitability 69-27

return on assets 0.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.24, compared with 1.15 in 2024, below the usual 1.5; short-term debt: 34.4% and cash: 31.6% of total assets), and 51.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 44% on solvency, 69% on liquidity, 47% on profitability and 46% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €1.4m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.24, cash €444,270

NBB · annual accounts

Loss of €188 (financial year 2025)

NBB · annual accounts

No main activity registered

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

95 days early

2024

51 days early

2023

49 days early

2022

56 days early

2021

48 days early

2020

43 days early

2019

42 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 55 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

06-05-2026 Resignation: Anna Segers (director)Director discharge
27-04-2026 Annual accounts filedfinancial year 2025 · micro…
10-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: From profit to loss in 2025after €339,451 in 2024 -€188 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
A director leftlatest change 06-05-2026 · 2 in office 1 left View

By topic

Financials

Financial year: 2025
Total assets: €1.4m
Loss: -€188
Solvency: 48.8%

Total assets▼ 9.4%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

Wouters BartDirector
WOUTERS TomDirector

Go to Board & ownership

Network & group

Connected companies: 11

Go to Network & group

Timeline

Events: 38
Since: 1994
Next accounts: by 31-07-2027

31-12-2024Back to profit
31-12-2024Liquidity more than triples
31-12-2024Equity above €500,000

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Founded: 20-11-1992
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 9

Annual meeting: Third Friday of May at 14:00
Purpose: “Het patrimonium,gevormd door de inbrengsten en grotendeels bestaande uit onroerende…” (deed in Dutch)

Go to Articles of association

Key facts about Sewo

What is the company number of Sewo?: 0448.702.402. In Belgium the VAT number is the company number with BE in front: BE 0448.702.402.
Where is Sewo based?: The registered office is at Eektweg 18, 3111 Rotselaar.Company details
What is the legal form of Sewo?: Public limited company (NV).
When was Sewo founded?: On 20-11-1992.
Is Sewo still active?: Yes, Sewo is an active enterprise in the KBO register.
What is the turnover of Sewo?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Sewo profitable?: In financial year 2025, Sewo made a loss of €188.
Where can I find the annual accounts of Sewo?: Sewo filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sewo due?: By 31-07-2027, for financial year 2026.Timeline