Financials
- Fiscal year
- 2025
- Total assets
- €1.5m
- Profit
- €28,694
- Solvency
- 99.6%
SEVY HOUSE
ActiveSummary
SEVY HOUSE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €28,694. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Activity not known1 site
Size
€1.5mtotal assets 2025
- Equity
- €1.5m
- Profit
- €28,694
Turnover not published (abridged schema)
Structure
- Largest shareholder
- MDVD · 33.33%
Accounts filed 31 days late0 of 1 deed read
Why 82- Liquidity: current ratio 240.23, cash €4,212- Founded in 2024+ Size: total assets €1.5m+ No main activity registeredShow the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
100
equity 99.6% of total assets
Liquidity
50
short-term debt 0.4% · cash 0.3%
Profitability
42
return on assets 1.9%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 2.4%
09-2025: 2.5%▲ +0.1 percentage points vs 08-2025
10-2025: 2.5%● unchanged vs 09-2025
11-2025: 3.1%▲ +0.6 percentage points vs 10-2025
12-2025: 3.1%● unchanged vs 11-2025
01-2026: 3.4%▲ +0.3 percentage points vs 12-2025
02-2026: 3.6%▲ +0.2 percentage points vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026
04-2026: 3.5%▼ -0.1 percentage points vs 03-2026
05-2026: 3.5%● unchanged vs 04-2026
06-2026: 3.9%▲ +0.4 percentage points vs 05-2026
07-2026: 3.9%● unchanged vs 06-2026
08-2026: 4.6%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 0.5%▼ -4.1 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit up to €120,000 at 30 days only on tighter terms
short-term debt: 0.4% and cash: 0.3% of total assets, and 0.4% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 40% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Board & ownership
- Largest shareholder
- MDVD · 33.33%
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 12-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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