Sevinari
ActiveSevinari has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €86k. Its solvency ranks better than 65% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 4.39 against 3.79 in 2024; short-term debt: 22.8% and cash: 4.6% of total assets), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
44.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 134%
2024 · €64k
2024: €64k
2024 → 2025
Total assets
€194k▲ 121%
2024 · €88k
2024: €88k
2024 → 2025
Net result
€86k▲ 38.4%
2024 · €62k
2024: €62k
2024 → 2025
Working capital
€150k▲ 132%
2024 · €64k
2024: €64k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€64k-€150k▲ 134%
Operating result€82k-€101k▲ 22.8%
Net result€62k-€86k▲ 38.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €194k
Equity
€150k▲ 134%
Debt
€44k▲ 87.1%
The debt ratio falls from 26.9% to 22.8%. Equity and debt are higher.
Key figures and ratios
Solvency
77.2%▲
2024 · 73.1%
Current ratio
4.39▲
2024 · 3.79
Quick ratio
4.39▲
2024 · 3.79
Debt / equity
0.29▼
2024 · 0.37
ROE
57.3%▼
2024 · 96.9%
ROA
44.2%▼
2024 · 70.8%
Debt
€44k▲
2024 · €24k
Debt ≤ 1 year
€44k▲
2024 · €23k
Income taxes
€23k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€194k▲
Current assets29/58€88k€194k▲
Amounts receivable within one year40/41€86k€185k▲
Other amounts receivable41€86k€185k▲
Cash at bank and in hand54/58€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€88k€194k▲
Equity10/15€64k€150k▲
Contributions10/11€2k€2k=
Reserves13€62k€148k▲
Distributable reserves133€62k€148k▲
Amounts payable17/49€24k€44k▲
Amounts payable within one year42/48€23k€44k▲
Trade debts44€2k€725▼
Suppliers440/4€2k€725▼
Taxes, remuneration and social security45€21k€43k▲
Taxes450/3€21k€43k▲
Accrued charges and deferred income492/3€463€0▼
Income statement
Code20242025
Other operating charges640/8-€582
Gross operating margin9900€82k€102k▲
Operating profit (loss)9901€82k€101k▲
Financial income75/76B€222€7k▲
Recurring financial income75€222€7k▲
Financial charges65/66B-€45
Recurring financial charges65-€45
Profit (loss) for the period before taxes9903€83k€109k▲
Income taxes67/77€21k€23k▲
Profit (loss) for the period9904€62k€86k▲
Profit (loss) for the period to be appropriated9905€62k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€86k▲
Transfer to equity691/2€62k€86k▲
To other reserves6921€62k€86k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Equity above €100kEq €150k ▲134%
2 profitable years in a row build equity to €150k.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisschanslei 292550 KontichGround area
215 m²
Building footprint
72 m²
Volume, LiDAR
401 m³
Parcel 11024F0129/03M000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sevinari
since 20242.367.379.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0129/03M000 | Flanders | 215 m² | 1 · 72 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Grisez Sofie Huisarts
BE 0537.373.169
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BE 0632.831.166
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LOES DF
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CHRISTINE VAN HAEGENBORGH
BE 1003.041.960
Kontich · Eq €150k
DOKTER DHEERE ANTHONY
BE 0716.901.561
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2024
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.