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SEVIMAX

Active
Private limited companyfounded 2024active for 2 yearsRue Verte 363, 4040 Herstal, BelgiumKBO/BCE: BE 1008.157.622
Summary

SEVIMAX has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216,080 and a net result of €109,821. Its solvency ranks better than 73% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 08-04-2024 Normal situation
Activity
Business and other management consultancy NACE 70200and 3 others
Establishment unit
2.358.702.082 4040 Herstal, since 08-04-2024
Financial year end
31 December
Peppol
Reachable since 30-09-2026

Board and ownership

Board
Shareholders
  • MEURICE Sébastien Jean-Claude Sergedeed of 10-04-2024

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€143,307
▲ 6.4%
Turnover
≈ €240,000
estimated
Profit
€109,821
▲ 5.3%
Equity
€216,080
▲ 103%
Total assets
€283,274
▲ 96.5%
Score breakdownraises riskFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €216,080 (76.3% of total assets)Size: total assets €283,274Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100+1
equity 76.3% of total assets
Liquidity 51-26
short-term debt 23.7% · cash 7.3%
Profitability 100=
return on assets 38.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,544 companies, NACE 70, micro)
Last 24 months 05-2025: 0.4% 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €20,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.19 (3.73 in 2024), above the usual 1.5. Short-term debt is 23.7% and cash 7.3% of total assets. 23.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 37% on liquidity, 84% on profitability and 90% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €216,080 (76.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €283,274
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
93 days early
2024
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 61 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-04-2026 PDF all 2 filings

Turnover
≈ €240,000
Estimated: probably between €210,000 and €290,000
Total assets
€283,274▲ 96.5%
2024 · €144,190
Net result
€109,821▲ 5.3%
2024 · €104,259
Working capital
€214,240▲ 107%
2024 · €103,361
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€142,249
▲ 5.8% 2025
20242025
Net result
€109,821
▲ 5.3% 2025
highest quarter of the sector
20242025
Equity
€216,080
▲ 103% 2025
middle half of the sector
20242025
Total assets
€283,274
▲ 96.5% 2025
middle half of the sector
20242025
Debt
€67,193
▲ 77.1% 2025
20242025
Working capital
€214,240
▲ 107% 2025
highest quarter of the sector
20242025
Solvency
76.3%
▲ 2.6pp 2025
middle half of the sector
20242025
Current ratio
4.19
▲ 0.46 2025
middle half of the sector
20242025
Return on assets (ROA)
38.8%
▼ 33.5pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€134,460-€142,249▲ 5.8%
Net result€104,259above the sector's middle half-€109,821above the sector's middle half▲ 5.3%
Equity€106,259within the sector's middle half-€216,080within the sector's middle half▲ 103%
Total assets€144,190within the sector's middle half-€283,274within the sector's middle half▲ 96.5%
Debt€37,931-€67,193▲ 77.1%
Working capital€103,361within the sector's middle half-€214,240above the sector's middle half▲ 107%
Solvency73.7%within the sector's middle half-76.3%within the sector's middle half▲ 2.6pp
Current ratio3.73within the sector's middle half-4.19within the sector's middle half▲ 0.46
Return on assets (ROA)72.3%above the sector's middle half-38.8%above the sector's middle half▼ 33.5pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 6% higher than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283,274
Fixed assets €1,840 ▼ 36.5%
Current assets €281,433 ▲ 99.2%
Equity and liabilities €283,274
Equity €216,080 ▲ 103%
Debt €67,193 ▲ 77.1%
Debt's share of the balance-sheet total falls from 26.3% to 23.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€143,307▲
2024 · €134,736
Cash flow
€110,879▲
2024 · €104,535
Debt to equity
0.31▼
2024 · 0.36
ROE
50.8%▼
2024 · 98.1%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€67,193▲
2024 · €37,931
Income taxes
€34,447▲
2024 · €30,180
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20242025
Debts guaranteed by Belgian public bodies-€0

Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€3,174-
Financial fixed assets-€0
Depreciation and write-downs of the year€275€1,058

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€144,190€283,274▲
Fixed assets21/28€2,898€1,840▼
Tangible fixed assets22/27€2,898€1,840▼
Furniture and vehicles24€2,898€1,840▼
Current assets29/58€141,292€281,433▲
Amounts receivable within one year40/41€92,800€240,357▲
Trade receivables40€92,800€118,158▲
Other amounts receivable41-€122,199
Current investments50/53-€15,000
Cash at bank and in hand54/58€43,267€20,726▼
Deferred charges and accrued income490/1€5,225€5,350▲
Equity and liabilities
Total equity and liabilities10/49€144,190€283,274▲
Equity10/15€106,259€216,080▲
Contributions10/11€2,000€2,000=
Reserves13€104,259€214,080▲
Distributable reserves133€104,259€214,080▲
Amounts payable17/49€37,931€67,193▲
Amounts payable within one year42/48€37,931€67,193▲
Trade debts44€5,454€848▼
Suppliers440/4€5,454€848▼
Taxes, remuneration and social security45€32,477€66,345▲
Taxes450/3€32,477€66,345▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€1,058▲
Gross operating margin9900€134,736€143,307▲
Operating profit (loss)9901€134,460€142,249▲
Financial income75/76B-€2,920
Recurring financial income75-€2,920
Financial charges65/66B€20€902▲
Recurring financial charges65€20€902▲
Profit (loss) for the period before taxes9903€134,440€144,267▲
Income taxes67/77€30,180€34,447▲
Profit (loss) for the period9904€104,259€109,821▲
Profit (loss) for the period to be appropriated9905€104,259€109,821▲
Appropriation of the result
Profit (loss) to be appropriated9906€104,259€109,821▲
Transfer to equity691/2€104,259€109,821▲
To other reserves6921€104,259€109,821▲

The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-04-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€1,058▲ 284%
Gross operating margin9900€134,736€143,307▲ 6.4%
Operating profit (loss)9901€134,460€142,249▲ 5.8%
Financial income75/76B-€2,920-
Recurring financial income75-€2,920-
Financial charges65/66B€20€902▲ 44×
Recurring financial charges65€20€902▲ 44×
Profit (loss) for the period before taxes9903€134,440€144,267▲ 7.3%
Income taxes67/77€30,180€34,447▲ 14.1%
Profit (loss) for the period9904€104,259€109,821▲ 5.3%
Profit (loss) for the period to be appropriated9905€104,259€109,821▲ 5.3%
Line20242025Change
Assets
Total assets20/58€144,190€283,274▲ 96.5%
Fixed assets21/28€2,898€1,840▼ 36.5%
Tangible fixed assets22/27€2,898€1,840▼ 36.5%
Furniture and vehicles24€2,898€1,840▼ 36.5%
Current assets29/58€141,292€281,433▲ 99.2%
Amounts receivable within one year40/41€92,800€240,357▲ 159%
Trade receivables40€92,800€118,158▲ 27.3%
Other amounts receivable41-€122,199-
Current investments50/53-€15,000-
Cash at bank and in hand54/58€43,267€20,726▼ 52.1%
Deferred charges and accrued income490/1€5,225€5,350▲ 2.4%
Equity and liabilities
Total equity and liabilities10/49€144,190€283,274▲ 96.5%
Equity10/15€106,259€216,080▲ 103%
Contributions10/11€2,000€2,000=
Reserves13€104,259€214,080▲ 105%
Distributable reserves133€104,259€214,080▲ 105%
Amounts payable17/49€37,931€67,193▲ 77.1%
Amounts payable within one year42/48€37,931€67,193▲ 77.1%
Trade debts44€5,454€848▼ 84.4%
Suppliers440/4€5,454€848▼ 84.4%
Taxes, remuneration and social security45€32,477€66,345▲ 104%
Taxes450/3€32,477€66,345▲ 104%
Line20242025Change
Profit (loss) for the period9904€104,259€109,821▲ 5.3%
+ Depreciation and write-downs630€275€1,058▲ 284%
Operating cash flow (approximation)€104,535€110,879▲ 6.1%
Investment in fixed assets (approximation)-€0-
Change in cash--€22,541-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as SEVIMAX has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SEVIMAX itself is lower: 0.1% within 12 months. It rests on far more data about SEVIMAX than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SEVIMAX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-04-2026 2026-00093877 PDF
31-12-2024 micro format 02-07-2025 2025-00249702 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
MEURICE Sébastien Jean-Claude Serge
Director (not named in the articles) · since 05-04-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 29-04-2026
Current

Owners and capital

Shareholders

At incorporation deed of 10-04-2024 ↗

Capital transactions

Capital over time
  1. 10-04-2024 Incorporation · €2,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Prix mentionné dans notification initiale, moitié cédant moitié acquéreurs proportionnellement au nombre d’actions acquises”

Articles of association, deed of 10-04-2024 (in French)

Network & group

SEVIMAX shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of SEVIMAX. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
29-04
NBB filing Annual accounts 2025 filedPDF
micro format · 93 days before the deadline
2025
31-12
Financial Equity above €200,000equity €216,080 ▲103%
With a profit in every financial year since 2024, equity grows to €216,080.
02-07
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days before the deadline
2024
10-04
Gazette deed Incorporation
Founding capital of €2,000, 100 shares · Founder: MEURICE Sébastien Jean-Claude Serge · Appointment: MEURICE Sébastien Jean-Claude Serge (director)6 points ▸
  • Incorporation, 05-04-2024
  • Founder, MEURICE Sébastien Jean-Claude Serge
  • Founding capital, €2,000, 100 shares
  • Registered office clause, 4040 Herstal Rue Verte 363
  • Director appointment, MEURICE Sébastien Jean-Claude Serge (director (not named in the articles))
  • Permanent representative, MEURICE Sébastien Jean-Claude Serge
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 8 April 2024, SEVIMAX was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 MEURICE Sébastien Jean-Claude Serge has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-04-2024
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name SEVIMAX in French
Enterprise number 1008.157.622
Legal form Private limited company
Status Active, normal situation
Founded 08-04-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 10-04-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne”
deed of 10-04-2024 (in French)

Registered office and establishments

Registered office Rue Verte 363, 4040 Herstal, Belgium
Establishment unit Rue Verte 363, 4040 Herstal since 08-04-2024 · unit number 2.358.702.082
E-mail sm@mosanes.be

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
66220 Insurance agents and brokers
68110 Buying and selling of own real estate
82990 Other business support services
Codes under NACEBEL 2008
70220 Business consulting main activity
66220 Activities auxiliary to financial services and insurance activities
68100 Real estate activities
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes fonctions liées au management et à la prestation de services dans le domaine financier, juridique, commercial, du marketing, de…”
5 activities
  1. Toutes fonctions liées au management et à la prestation de services dans le domaine financier, juridique, commercial, du marketing, de l'informatique, de la communication, des ressources humaines et de l'industrie ainsi que les activités de consultance et conseil en ces matières
  2. La gestion, au sens large, de toutes sociétés, ainsi que le contrôle de leur gestion ou la prise de tous mandats au sein desdites sociétés
  3. La détention de participation dans toutes sociétés et les activités liées aux sociétés « holding »
  4. Les activités d'agent et de courtier d'assurances ainsi que toutes prestations de services en lien avec ces activités au sens le plus large
  5. La constitution, la gestion, l'exploitation et le développement d'un patrimoine immobilier et toutes les activités qui en découlent, dont notamment l'achat, la vente, l'échange, la construction, la transformation, l'amélioration, l'équipement, l'aménagement, l'embellissement, l'entretien, la location, la prise en location, le leasing, le lotissement et la commercialisation de tout immeuble ou droit réel immobilier
deed of 10-04-2024 (in French)

Invoicing and payment

VAT number BE 1008.157.622
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1008157622
Other Peppol ID 9925:BE1008157622
Registered 30-09-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
314 m²
Building footprint
149 m²
Building volume
1,005 m³
Cadastral parcel Region Area Buildings Height / floors
62314F0206/00D002 Wallonia 314 m² 1 · 149 m² 7.1 m · 2