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Seviga

Active
Non-profit associationfounded 199036 yrs activeKasteeldreef 32, 9890 Gavere, BelgiumKBO/BCE: BE 0443.262.878
Summary

Seviga has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €615,286. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Activity not known
How big
€1.5mtotal assets 2025
Equity
€1.5m
Profit
€615,286
Turnover not published (abridged schema)
Financially healthy?
99 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts filed 31 d late0 of 6 deeds read
Why 99+ Legal form Non-profit association+ Size: total assets €1.5m+ Equity €1.5m (99.0% of total assets)+ Liquidity: current ratio 142.87, cash €1.5mShow the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Better than 89% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.0% of total assets
Liquidity 100+31
short-term debt 0.7% · cash 99.8%
Profitability 100+100
return on assets 41.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

  • Legal form Non-profit association lowers the probability
  • Size: total assets €1.5m lowers the probability for this profile
  • Equity €1.5m (99.0% of total assets) lowers the probability
  • Liquidity: current ratio 142.87, cash €1.5m lowers the probability
Credit up to €140,000 at 30 days acceptable
short-term debt: 0.7% and cash: 99.8% of total assets, and 1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 90%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €1.5m (99.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 142.87, cash €1.5m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.5m
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
9 d early
2023
29 d early
2022
53 d early
2021
54 d early
2020
45 d early
2019
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Incorporation · FounderFounding capital · Name clause
  3. Back to profitnet €615,286

Key points

  • Positive: Back in profit in 2025after -€146,626 in 2024 €615,286 View
  • Active since 1990founded 25-05-1990 36 years View
  • Total assets 20256 fiscal years filed €1.5m View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€615,286
Solvency
99.0%
Total assets▲ 55.7%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 05-06-2026Incorporation · Founder
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Legal form
Non-profit association
Founded
25-05-1990
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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