Equity
€70,840 ▲ 11.3%
Séverine Lampin has made a profit in every financial year since 2023.
Séverine Lampin
Lifetime
3 annual accounts with figures on one time axispeak €45,859 (2023)
€14,406▼ 55.8%
peak €34,720 (2023)
€7,197▼ 69.9%
peak €70,840 (2025)
€70,840▲ 11.3%
€11,218▼ 31.2%
Board1 name since 2022
1 directorLAMPIN Séverine Patricia Myrianne
Documentsfilings and deeds
17-12-202545 days before the deadline
2025micro format
Gross margin from €32,603 to €14,406Result from €23,924 to €7,197Debts from €16,307 to €11,218Cash from €5,423 to €390
Key points
from the 2025 annual accountsChecked score
52
Fair
Financially stronger than 55% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%lowest value
01-2025: 2.4%▲ +1.5 percentage points vs 12-2024
02-2025: 2.4%● unchanged vs 01-2025
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.4%● unchanged vs 05-2025
07-2025: 2.3%▼ -0.1 percentage points vs 06-2025
08-2025: 2.4%▲ +0.1 percentage points vs 07-2025
09-2025: 2.3%▼ -0.1 percentage points vs 08-2025
10-2025: 2.4%▲ +0.1 percentage points vs 09-2025
11-2025: 2.5%▲ +0.1 percentage points vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.3%▼ -0.2 percentage points vs 12-2025
02-2026: 2.3%● unchanged vs 01-2026
03-2026: 2.3%● unchanged vs 02-2026
04-2026: 2.3%● unchanged vs 03-2026
05-2026: 2.3%● unchanged vs 04-2026
06-2026: 2.3%● unchanged vs 05-2026
07-2026: 2.4%▲ +0.1 percentage points vs 06-2026
08-2026: 2.5%▲ +0.1 percentage points vs 07-2026
09-2026: 2.6%▲ +0.1 percentage points vs 08-2026
10-2026: 2.8%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 2.8%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
No main activity registered
Size: total assets €82,059
Liquidity: current ratio 7.31, cash €390, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 31% on liquidity, 40% on profitability and 69% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Séverine Lampin has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of Séverine Lampin itself is higher: 2.8% within 12 months. It rests on far more data about Séverine Lampin than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Séverine Lampin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.31 (4.9 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 0.5% of total assets. 13.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
45 days early
2024
44 days early
2023
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 3 accounts on average 31 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 December (3 of the last 3 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end06-11-2026 today31-01-2027 deadline
Recent changes
Incorporation
Founder: LAMPIN Séverine Patricia Myrianne · 100 shares · Appointment: LAMPIN Séverine Patricia Myrianne (director) · published on 12-12-2022 · Gazette deed
First establishment
Oude Plaatsstraat 86, Comines-Warneton
Official details
Source: KBO- Status
- Active since 08-12-2022Normal situation
- Activity
- “La pratique de l’art infirmier” (deed in French)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.342.941.6617784 Comines-Warneton, since 08-12-2022
- Financial year end
- 30 June
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-06-2025
- €82,059▲ 2.6%
- Filing
- Filed on 17-12-2025, 45 days before the end of the filing period
Insights on Séverine Lampin
Séverine Lampin files the micro format. That format states no turnover. The gross margin fell from €45,859 in 2023 to €14,406 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Séverine Lampin
- What is the company number of Séverine Lampin?
- The company number of Séverine Lampin is 0794.526.604. The VAT number is the same number with BE in front: BE 0794.526.604.
- Where is Séverine Lampin based?
- The registered office is at Oude Plaatsstraat 86, 7784 Comines-Warneton.Company details
- What is the legal form of Séverine Lampin?
- Séverine Lampin is a private limited company (BV).
- When was Séverine Lampin founded?
- Séverine Lampin was founded on 08-12-2022.
- Is Séverine Lampin still active?
- Yes, Séverine Lampin is an active enterprise in the KBO register.
- What is the turnover of Séverine Lampin?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €14,406 and 6,304 comparable companies of the same size. It probably lies between €50,000 and €260,000. It is a rough estimate.Financials
- Is Séverine Lampin profitable?
- In financial year 2025, Séverine Lampin made a profit of €7,197.
- Where can I find the annual accounts of Séverine Lampin?
- Séverine Lampin filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Séverine Lampin due?
- Séverine Lampin must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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