Séverine Evrard
ActiveSummary
Séverine Evrard has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €31k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 24% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-5
Solvency50▲+1
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.18 in 2024; short-term debt: 66.5% and cash: 20.1% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
14.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12708 sector peers (2025).
NBB · sector comparisonPosition among 12708 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €54k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
45 d early
2023
56 d early
2022
47 d early
2021
24 d late
2020
46 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 136%
2024 · €23k
2019: €35k
2020: €61k
2021: €64k
2022: €68k
2023: €5k
2024: €23k
2019 → 2025
Total assets
€219k▲ 128%
2024 · €96k
2019: €83k
2020: €124k
2021: €113k
2022: €138k
2023: €99k
2024: €96k
2019 → 2025
Net result
€31k▲ 71.7%
2024 · €18k
2019: €20k
2020: €26k
2021: €3k
2022: €5k
2023: €-64k
2024: €18k
2019 → 2025
Working capital
€68k▲ 423%
2024 · €13k
2019: €26k
2020: €56k
2021: €60k
2022: €76k
2023: €-6k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€68k▲ 7.6%€5k▼ 93.0%€23k▲ 382%€54k▲ 136%
Operating result€5k-€9k▲ 78.5%€-23k€21k€43k▲ 106%
Net result€3k-€5k▲ 77.1%€-64k€18k€31k▲ 71.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 106% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€5k ▼ 47.5%
Current assets
€214k ▲ 148%
Equity and liabilities €219k
Equity
€54k ▲ 136%
Debt
€165k ▲ 125%
The debt ratio falls from 76.1% to 75.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €27k
Cash flow
€37k▲
2024 · €24k
Current ratio
1.47▲
2024 · 1.18
Debt / equity
3.03▼
2024 · 3.18
ROE
57.6%▼
2024 · 79.2%
ROA
14.3%▼
2024 · 19.0%
Interest coverage
62.91▲
2024 · 20.06
Debt ≤ 1 year
€146k▲
2024 · €73k
Income taxes
€11k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€96k€219k▲
Fixed assets21/28€10k€5k▼
Intangible fixed assets21€626€388▼
Tangible fixed assets22/27€9k€5k▼
Furniture and vehicles24€9k€5k▼
Other tangible fixed assets26€180€127▼
Current assets29/58€86k€214k▲
Amounts receivable within one year40/41€62k€168k▲
Trade receivables40€62k€168k▲
Other amounts receivable41€144-
Current investments50/53€0€0=
Cash at bank and in hand54/58€16k€44k▲
Deferred charges and accrued income490/1€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€96k€219k▲
Equity10/15€23k€54k▲
Contributions10/11€19k€19k=
Reserves13€31k€31k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-27k€5k▲
Amounts payable17/49€73k€165k▲
Amounts payable within one year42/48€73k€146k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€1k€72k▲
Suppliers440/4€1k€72k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€12k€31k▲
Taxes450/3€12k€31k▲
Other amounts payable47/48€54k€43k▼
Accrued charges and deferred income492/3-€19k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€499€19k▲
Gross operating margin9900€27k€68k▲
Operating profit (loss)9901€21k€43k▲
Financial income75/76B€2€59▲
Recurring financial income75€2€59▲
Financial charges65/66B€1k€773▼
Recurring financial charges65€1k€773▼
Profit (loss) for the period before taxes9903€20k€42k▲
Income taxes67/77€1k€11k▲
Profit (loss) for the period9904€18k€31k▲
Profit (loss) for the period to be appropriated9905€18k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€5k▲
Profit (loss) brought forward from the previous period14P€-45k€-27k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €31k ▲71.7%
Operating result €43k, net result €31k, both a record.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-64k ▼1410%
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 46 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
09-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderaeylaan 1391180 UkkelGround area
548 m²
Building footprint
242 m²
Volume, LiDAR
2,594 m³
2 parcels, Brussels · tallest building 20.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Winston Churchilllaan 118, 1180 Ukkel
since 20122.214.439.130
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0278/00D017 | Brussels | 317 m² | 1 · 169 m² | 20.6 m · 4 fl. |
| 21614E0066/00W002 | Brussels | 231 m² | 1 · 73 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900AEV1RC5KFTAT92
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-07-2012
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
85592Vocational training
88994Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.