Summary
SEVENSE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €106,527 and a net result of €20,715. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 8091 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
15 d late
2022
3 d early
2021
44 d early
2020
32 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€106,527▲ 24.1%
2024 · €85,812
Net result
€20,715▲ 22.1%
2024 · €16,972
Total assets
€142,492▲ 38.9%
2024 · €102,613
Solvency
74.8%▼ 8.9pp
2024 · 83.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,799▲ 100%€2,429▼ 91.6%€43,439▲ 1,689%€24,989▼ 42.5%€29,656▲ 18.7%
Net result€19,306within the sector's middle half▲ 110%€816below the sector's middle half▼ 95.8%€29,651within the sector's middle half▲ 3,533%€16,972within the sector's middle half▼ 42.8%€20,715within the sector's middle half▲ 22.1%
Equity€50,669within the sector's middle half▲ 61.6%€39,189below the sector's middle half▼ 22.7%€68,839within the sector's middle half▲ 75.7%€85,812within the sector's middle half▲ 24.7%€106,527within the sector's middle half▲ 24.1%
Total assets€79,044below the sector's middle half▲ 18.6%€78,054below the sector's middle half▼ 1.3%€106,213below the sector's middle half▲ 36.1%€102,613below the sector's middle half▼ 3.4%€142,492within the sector's middle half▲ 38.9%
Debt€28,375▼ 19.5%€38,865▲ 37.0%€37,374▼ 3.8%€16,801▼ 55.0%€35,965▲ 114%
Working capital€35,680within the sector's middle half▲ 75.7%€26,361within the sector's middle half▼ 26.1%€52,957within the sector's middle half▲ 101%€72,971within the sector's middle half▲ 37.8%€33,151within the sector's middle half▼ 54.6%
Solvency64.1%within the sector's middle half▲ 17.0pp50.2%within the sector's middle half▼ 13.9pp64.8%within the sector's middle half▲ 14.6pp83.6%above the sector's middle half▲ 18.8pp74.8%within the sector's middle half▼ 8.9pp
Current ratio2.26within the sector's middle half▲ 0.671.68within the sector's middle half▼ 0.582.42within the sector's middle half▲ 0.745.34above the sector's middle half▲ 2.931.92within the sector's middle half▼ 3.42
Return on assets (ROA)24.4%above the sector's middle half▲ 10.6pp1.0%below the sector's middle half▼ 23.4pp27.9%above the sector's middle half▲ 26.9pp16.5%within the sector's middle half▼ 11.4pp14.5%within the sector's middle half▼ 2.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142,492
Fixed assets
€73,376 ▲ 471%
Current assets
€69,116 ▼ 23.0%
Equity and liabilities €142,492
Equity
€106,527 ▲ 24.1%
Debt
€35,965 ▲ 114%
Debt's share of the balance-sheet total rises from 16.4% to 25.2%. Equity and debt are higher.
Key figures and ratios
ROE
19.4%▼
2024 · 19.8%
Debt ≤ 1 year
€35,965▲
2024 · €16,801
Income taxes
€9,341▲
2024 · €7,991
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €82 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,664 | €3,096 | €2,312 | €3,042 | €4,900 | ▲ 61.1% |
| Other operating charges640/8 | - | €336 | €859 | €226 | €836 | ▲ 270% |
| Gross operating margin9900 | €32,715 | €5,861 | €46,693 | €28,257 | €35,392 | ▲ 25.2% |
| Operating profit (loss)9901 | €28,799 | €2,429 | €43,439 | €24,989 | €29,656 | ▲ 18.7% |
| Financial income75/76B | - | €3 | €211 | €546 | €718 | ▲ 31.6% |
| Recurring financial income75 | €2 | €3 | €211 | €546 | €718 | ▲ 31.6% |
| Financial charges65/66B | - | €248 | €260 | €571 | €317 | ▼ 44.6% |
| Recurring financial charges65 | €105 | €248 | €260 | €571 | €317 | ▼ 44.6% |
| Profit (loss) for the period before taxes9903 | €28,697 | €2,183 | €43,391 | €24,964 | €30,057 | ▲ 20.4% |
| Income taxes67/77 | €9,390 | €1,367 | €13,740 | €7,991 | €9,341 | ▲ 16.9% |
| Profit (loss) for the period9904 | €19,306 | €816 | €29,651 | €16,972 | €20,715 | ▲ 22.1% |
| Profit (loss) for the period to be appropriated9905 | €19,306 | €816 | €29,651 | €16,972 | €20,715 | ▲ 22.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,044 | €78,054 | €106,213 | €102,613 | €142,492 | ▲ 38.9% |
| Fixed assets21/28 | €14,989 | €12,828 | €15,882 | €12,840 | €73,376 | ▲ 471% |
| Tangible fixed assets22/27 | €14,989 | €12,828 | €15,882 | €12,840 | €73,376 | ▲ 471% |
| Plant, machinery and equipment23 | - | - | €2,628 | €2,093 | €3,046 | ▲ 45.5% |
| Furniture and vehicles24 | - | €12,828 | €13,254 | €10,747 | €70,331 | ▲ 554% |
| Current assets29/58 | €64,055 | €65,226 | €90,331 | €89,772 | €69,116 | ▼ 23.0% |
| Stocks and contracts in progress3 | - | - | - | €500 | €600 | ▲ 20.0% |
| Stocks30/36 | - | - | - | €500 | €600 | ▲ 20.0% |
| Amounts receivable within one year40/41 | €13,670 | €8,968 | €15,850 | €12,972 | €30,184 | ▲ 133% |
| Trade receivables40 | - | €1,131 | €14,520 | €11,344 | €30,174 | ▲ 166% |
| Other amounts receivable41 | - | €7,837 | €1,330 | €1,629 | €10 | ▼ 99.4% |
| Current investments50/53 | €42,505 | €48,505 | €70,000 | €71,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €5,641 | €5,414 | €2,045 | €595 | €36,195 | ▲ 5,986% |
| Deferred charges and accrued income490/1 | - | €2,340 | €2,436 | €4,705 | €2,137 | ▼ 54.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,044 | €78,054 | €106,213 | €102,613 | €142,492 | ▲ 38.9% |
| Equity10/15 | €50,669 | €39,189 | €68,839 | €85,812 | €106,527 | ▲ 24.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €42,644 | €31,164 | €62,639 | €79,612 | €100,327 | ▲ 26.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €29,304 | €60,779 | €79,612 | €100,327 | ▲ 26.0% |
| Profit (loss) carried forward14 | €1,825 | €1,825 | €0 | - | - | - |
| Amounts payable17/49 | €28,375 | €38,865 | €37,374 | €16,801 | €35,965 | ▲ 114% |
| Amounts payable within one year42/48 | €28,375 | €38,865 | €37,374 | €16,801 | €35,965 | ▲ 114% |
| Financial debts43 | - | €702 | €0 | €762 | €19 | ▼ 97.5% |
| Credit institutions430/8 | - | €702 | €0 | - | €19 | - |
| Other loans439 | - | - | - | €762 | €0 | ▼ 100% |
| Trade debts44 | €468 | €2,997 | €8,618 | €1,193 | €1,083 | ▼ 9.2% |
| Suppliers440/4 | - | €2,997 | €8,618 | €1,193 | €1,083 | ▼ 9.2% |
| Taxes, remuneration and social security45 | - | €9,427 | €17,074 | €10,317 | €6,077 | ▼ 41.1% |
| Taxes450/3 | - | €7,005 | €17,074 | €7,917 | €3,677 | ▼ 53.6% |
| Remuneration and social security454/9 | - | €2,422 | €0 | €2,400 | €2,400 | = |
| Other amounts payable47/48 | - | €25,739 | €11,682 | €4,529 | €28,786 | ▲ 536% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,306 | €816 | €29,651 | €16,972 | €20,715 | ▲ 22.1% |
| + Depreciation and write-downs630 | €2,664 | €3,096 | €2,312 | €3,042 | €4,900 | ▲ 61.1% |
| Operating cash flow (approximation) | €21,971 | €3,912 | €31,963 | €20,014 | €25,615 | ▲ 28.0% |
| Investment in fixed assets (approximation) | - | -€934 | -€5,367 | €0 | -€65,435 | - |
| Change in cash | - | -€227 | -€3,369 | -€1,450 | €35,600 | ▲ 2,555% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €100,000Eq €106,527 ▲24.1%
7 profitable years in a row build equity to €106,527.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 5.34
Current ratio from 2.42 to 5.34; short-term debt falls from €37,374 to €16,801.
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
31-03
Financial
Highest result since 2019net €29,651 ▲3,533%
Operating result €43,439, net result €29,651, both a record.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €816 ▼95.8%
Net result drops to €816, the lowest in the series; recovery starts the following year.
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2015
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2013
Ground area
1,616 m²
Building footprint
237 m²
Volume, LiDAR
1,286 m³
Parcel 24063A0039/00B003, Flanders · tallest building 23.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bright
since 20132.217.574.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063A0039/00B003 | Flanders | 1,616 m² | 1 · 237 m² | 23.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 780 EUR awarded · 705 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 780 EUR | 705 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-02-2013
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
46431Wholesale of electrical household appliances and audio-video equipment
46495Wholesale trade
47540Retail sale of electrical household appliances
47639Retail sale of other sporting goods
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0521744786
Registered
28-07-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.