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SEVEN MART

Active
Private limited companyfounded 201214 yrs activeRue de la Concorde 9, 4800 Verviers, BelgiumKBO/BCE: BE 0843.962.653

The file of SEVEN MART contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.6% (moderate). The 2024 annual accounts show negative equity (€-14k) and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 26053 sector peers (fiscal year 2024).

Checked score

Score 2024
20 / 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-8
Solvency0▼-67
Growth32▼-20
Track record85
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 1.61 in 2023; short-term debt: 174.1% and cash: 8% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-74.1%
Return on assets
-97.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
1821222324
2018 to 2024 · latest year €-14k
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
57 d late
2023
61 d late
2022
59 d late
2021
75 d late
2018
90 d late
2017
24 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€-14k
2023 · €4k
2018: €-1k 2021: €-4k 2022: €6k 2023: €4k
2018 → 2024
Total assets
€19k▲ 79.7%
2023 · €10k
2018: €8k 2021: €23k 2022: €12k 2023: €10k
2018 → 2024
Net result
€-18k▼ 1,403%
2023 · €-1k
2018: €106 2021: €-8k 2022: €9k 2023: €-1k
2018 → 2024
Working capital
€-14k
2023 · €4k
2018: €-3k 2021: €-4k 2022: €4k 2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20182021202220232024Trend
Equity€-1k-€-4k▼ 159%€6k€4k▼ 21.8%€-14k
Operating result€356-€-7k€10k€-1k€-18k▼ 1,403%
Net result€106-€-8k€9k€-1k€-18k▼ 1,403%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2018: €356€356Net result 2018: €106€106Operating result 2021: €-7k€-7kNet result 2021: €-8k€-8kOperating result 2022: €10k€10kNet result 2022: €9k€9kOperating result 2023: €-1k€-1kNet result 2023: €-1k€-1kOperating result 2024: €-18k€-18kNet result 2024: €-18k€-18k20182021202220232024
The operating result stays negative: a loss of €18k in 2024 against €1k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €19k
Fixed assets €155▼ 74.7%
Current assets €19k▲ 89.4%
Key figures and ratios
2024 value · change against 2023
EBITDA
€-18k
2023 · €-555
Cash flow
€-18k
2023 · €-555
Solvency
-74.1%
2023 · 41.7%
Current ratio
0.57
2023 · 1.61
Quick ratio
0.06
2023 · 0.41
Debt / equity
-2.35
2023 · 1.40
ROA
-97.3%
2023 · -11.6%
Debt
€33k
2023 · €6k
Debt ≤ 1 year
€33k
2023 · €6k
Staff costs
€35k
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€10k€19k
Fixed assets21/28€613€155
Tangible fixed assets22/27€613€155
Furniture and vehicles24€613€155
Current assets29/58€10k€19k
Stocks and contracts in progress3€7k€17k
Stocks30/36€7k€17k
Amounts receivable within one year40/41-€524
Other amounts receivable41-€524
Cash at bank and in hand54/58€3k€2k
Equity and liabilities
Total equity and liabilities10/49€10k€19k
Equity10/15€4k€-14k
Contributions10/11€6k€6k=
Reserves13€37€37=
Non-distributable reserves130/1€37€37=
Reserves not available under the articles1311€37€37=
Profit (loss) carried forward14€-2k€-20k
Amounts payable17/49€6k€33k
Amounts payable within one year42/48€6k€33k
Trade debts44-€13k
Suppliers440/4-€13k
Taxes, remuneration and social security45€6k€19k
Taxes450/3€1k€6k
Remuneration and social security454/9€5k€13k
Income statement Code20232024
Remuneration, social security and pensions62€32k€35k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€660€458
Other operating charges640/8€1k€492
Gross operating margin9900€33k€17k
Operating profit (loss)9901€-1k€-18k
Profit (loss) for the period before taxes9903€-1k€-18k
Profit (loss) for the period9904€-1k€-18k
Profit (loss) for the period to be appropriated9905€-1k€-18k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-20k
Profit (loss) brought forward from the previous period14P€-663€-2k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
20-06
Bankruptcy Bankruptcy reversal
Tribunal de l’entreprise de Liège, division Liège · SEVEN MART SRL RUE DE LA CONCORDE 9, 4800 VERVIERS. déclarée le 19 mai 2025 · event 16-06-2025
23-05
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Liège · SEVEN MART SRL RUE DE LA CONCORDE 9, 4800 VERVIERS · event 19-05-2025
2024
31-12
Financial Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
28-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 1.72
Current ratio from 0.84 to 1.72; short-term debt falls from €27k to €6k.
14-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2019
29-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 90 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
31-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
26-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 26 days late
09-02
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 193 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 2 establishment units since 2012
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Concorde 94800 Verviers
Ground area
126 m²
Building footprint
108 m²
Volume, LiDAR
1,031 m³
2 parcels, Wallonia · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
LE KIOSQUE BY SEVEN MART
Rue de la Concorde 9, 4800 VerviersRetail trade
since 20122.207.814.327
LE KIOSQUE BY SEVEN MART
Rue de l' Harmonie 31, 4800 VerviersNon-specialised retail sale with food, beverages or tobacco predominating
since 20262.389.057.045
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63079A1411/00K003 Wallonia 65 m² 1 · 52 m² -
63079A1411/00L004 Wallonia 61 m² 1 · 56 m² 20.1 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator PIERRE SCHMITS
RUE LAOUREUX 42, 4800 VERVIERS-
19-05-2025 → present

Recognitions · licences · registrations

Food safety, FASFC

1 site
Verviers2.207.814.327
1 permission
Toelating · Detailhandel · since 08-02-2013

Similar companies · same sector, comparable size

Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 2,422 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-02-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.