Seven CA & IM
ActiveSeven CA & IM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €42k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+47
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 7.26 against 1.39 in 2024; short-term debt: 13.8% and cash: 81.1% of total assets), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
51.1%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
3 d early
2023
23 d late
2022
28 d late
2021
31 d late
2020
15 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€71k▲ 145%
2024 · €29k
2018: €1k
2019: €4k
2020: €2k
2021: €30k
2022: €40k
2023: €44k
2024: €29k
2018 → 2025
Total assets
€82k▼ 19.5%
2024 · €102k
2018: €29k
2019: €22k
2020: €10k
2021: €45k
2022: €62k
2023: €66k
2024: €102k
2018 → 2025
Net result
€42k▼ 10.7%
2024 · €47k
2018: €-5k
2019: €3k
2020: €-2k
2021: €28k
2022: €27k
2023: €44k
2024: €47k
2018 → 2025
Working capital
€71k▲ 149%
2024 · €28k
2018: €1k
2019: €4k
2020: €2k
2021: €30k
2022: €40k
2023: €43k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€40k▲ 31.1%€44k▲ 9.8%€29k▼ 33.9%€71k▲ 145%
Operating result€37k-€38k▲ 0.8%€56k▲ 50.2%€65k▲ 16.0%€58k▼ 10.5%
Net result€28k-€27k▼ 4.8%€44k▲ 62.2%€47k▲ 7.2%€42k▼ 10.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€137▼ 74.5%
Current assets
€82k▼ 19.2%
Equity and liabilities €82k
Equity
€71k▲ 145%
Debt
€11k▼ 84.5%
The debt ratio falls from 71.7% to 13.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €66k
Cash flow
€42k▼
2024 · €48k
Solvency
86.2%▲
2024 · 28.3%
Current ratio
7.26▲
2024 · 1.39
Quick ratio
7.26▲
2024 · 1.39
Debt / equity
0.16▼
2024 · 2.53
ROE
59.2%▼
2024 · 162.5%
ROA
51.1%▲
2024 · 46.0%
Interest coverage
17.20▼
2024 · 19.57
Debt
€11k▼
2024 · €73k
Debt ≤ 1 year
€11k▼
2024 · €73k
Income taxes
€15k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€82k▼
Fixed assets21/28€536€137▼
Tangible fixed assets22/27€536€137▼
Furniture and vehicles24€536€137▼
Current assets29/58€102k€82k▼
Amounts receivable within one year40/41€53k€14k▼
Trade receivables40-€3k
Other amounts receivable41€53k€11k▼
Cash at bank and in hand54/58€48k€67k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€102k€82k▼
Equity10/15€29k€71k▲
Contributions10/11€19k€19k=
Reserves13-€42k
Distributable reserves133-€42k
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€73k€11k▼
Amounts payable within one year42/48€73k€11k▼
Trade debts44€772€842▲
Suppliers440/4€772€842▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€62k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€400=
Other operating charges640/8€747€583▼
Gross operating margin9900€66k€59k▼
Operating profit (loss)9901€65k€58k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€64k€57k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€47k€42k▼
Profit (loss) for the period to be appropriated9905€47k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€52k▼
Profit (loss) brought forward from the previous period14P€25k€10k▼
Transfer to equity691/2-€42k
To other reserves6921-€42k
Profit to be distributed694/7€62k€0▼
Return on contributions (dividend)694€62k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 5current ratio 7.26
Current ratio from 1.39 to 7.26; short-term debt falls from €73k to €11k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €47k ▲7.2%
Operating result €65k, net result €47k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.07
Current ratio from 1.24 to 3.07.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordersingel 172140 AntwerpenGround area
1.9 ha
Building footprint
1,405 m²
Volume, LiDAR
9,903 m³
Parcel 11312A0056/00A010, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Seven CA & IM
since 20182.274.854.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0056/00A010 | Flanders | 1.9 ha | 1 · 1,405 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2018
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
70200Business and other management consultancy
70220Business consulting
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.