SEVELYA
ActiveSEVELYA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €43k. Its solvency ranks better than 36% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency64▲+22
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.34 in 2024; short-term debt: 20.3% and cash: 24.9% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
70 d early
2024
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 178%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€172k▲ 23.0%
2024 · €140k
2024: €140k
2024 → 2025
Net result
€43k▲ 120%
2024 · €20k
2024: €20k
2024 → 2025
Working capital
€34k▲ 249%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€67k▲ 178%
Operating result€33k-€64k▲ 92.7%
Net result€20k-€43k▲ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 93% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€102k▲ 1.8%
Current assets
€69k▲ 77.8%
Equity and liabilities €172k
Equity
€67k▲ 178%
Debt
€105k▼ 9.1%
The debt ratio falls from 82.9% to 61.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €33k
Cash flow
€44k▲
2024 · €20k
Solvency
38.8%▲
2024 · 17.1%
Current ratio
1.99▲
2024 · 1.34
Quick ratio
1.99▲
2024 · 1.34
Debt / equity
1.58▼
2024 · 4.84
ROE
65.3%▼
2024 · 82.7%
ROA
25.3%▲
2024 · 14.2%
Interest coverage
14.35▲
2024 · 12.24
Debt
€105k▼
2024 · €116k
Debt ≤ 1 year
€35k▲
2024 · €29k
Debt > 1 year
€69k▼
2024 · €84k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€172k▲
Fixed assets21/28€101k€102k▲
Tangible fixed assets22/27€523€2k▲
Furniture and vehicles24€523€331▼
Other tangible fixed assets26-€2k
Financial fixed assets28€100k€100k=
Current assets29/58€39k€69k▲
Amounts receivable within one year40/41€12k€25k▲
Trade receivables40€12k€23k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€27k€43k▲
Deferred charges and accrued income490/1€144€1k▲
Equity and liabilities
Total equity and liabilities10/49€140k€172k▲
Equity10/15€24k€67k▲
Contributions10/11€5k€5k=
Outside capital11€5k-
Other1109/19€5k-
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€92€43k▲
Amounts payable17/49€116k€105k▼
Amounts payable after more than one year17€84k€69k▼
Financial debts170/4€84k€69k▼
Amounts payable within one year42/48€29k€35k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€151€2k▲
Suppliers440/4€151€2k▲
Taxes, remuneration and social security45€11k€16k▲
Taxes450/3€11k€16k▲
Other amounts payable47/48€3k€833▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55€471▲
Other operating charges640/8€195€181▼
Gross operating margin9900€33k€64k▲
Operating profit (loss)9901€33k€64k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€30k€59k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€20k€43k▲
Profit (loss) for the period to be appropriated9905€20k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€44k▲
Profit (loss) brought forward from the previous period14P-€92
Transfer to equity691/2€19k-
To other reserves6921€19k-
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de la Source 94910 TheuxGround area
1,133 m²
Building footprint
107 m²
Volume, LiDAR
591 m³
Parcel 63060C0093/00X004, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEVELYA
since 20242.358.608.745
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63060C0093/00X004 | Wallonia | 1,133 m² | 1 · 107 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.