Equity
SEVELYA paid out €833 in dividends. That is 2% of the 2025 profit.
SEVELYA paid out €833 in dividends. That is 2% of the 2025 profit.
The micro format states no turnover.
Green is investment, beige is depreciation.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 67% on liquidity, 84% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is ample, with a current ratio of 1.99 (1.34 in 2024), above the usual 1.5. Short-term debt is 20.3% and cash 24.9% of total assets. However, 61.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 74 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| SEVELYA Theux | €171,677 | €64,318 | 38.8% | - |
| IGS MANAGEMENT Theux | €179,755 | €63,337 | 4.8% | - |
| REALE MANAGEMENT Welkenraedt | €158,111 | €69,085 | 50.7% | - |
| CHM CONSULT Esneux | €151,832 | €58,060 | 32.4% | - |
| BOOST MANAGEMENT Liège | €152,626 | €74,518 | 69.1% | - |
| BENIM MANAGEMENT Beyne-Heusay | €141,478 | €58,239 | 54.0% | - |
| Pro-Food Consulting Villers-le-Bouillet | €151,420 | €75,445 | 53.8% | - |
These companies have the same main activity as SEVELYA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €141,000 and €180,000, founded between 2023 and 2024.
SEVELYA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,531 and a net result of €43,472.
Its solvency ranks better than 36% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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