Sevalex
ActiveSummary
The computed 12-month bankruptcy probability of Sevalex is 1.9% (moderate). The 2024 annual accounts show equity of €273,632 and a net result of €26,598. Equity is growing by ~23.6% per year across the filed fiscal years. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability80▼-9
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 16.56 against 30.82 in 2023; short-term debt: 5.6% and cash: 36% of total assets), and 11.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
33 d early
2022
31 d early
2021
5 d early
2020
31 d early
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€273,632▲ 3.2%
2023 · €265,215
Total assets
€308,753▲ 12.6%
2023 · €274,083
Net result
€26,598▼ 39.3%
2023 · €43,849
Working capital
€267,928▲ 1.3%
2023 · €264,469
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€34,216▼ 13.5%€54,094▲ 58.1%€54,036▼ 0.1%€59,081▲ 9.3%€37,557▼ 36.4%
Net result€25,348▼ 14.6%€41,204▲ 62.6%€41,013▼ 0.5%€43,849▲ 6.9%€26,598▼ 39.3%
Equity€139,149▲ 22.3%€180,353▲ 29.6%€221,367▲ 22.7%€265,215▲ 19.8%€273,632▲ 3.2%
Total assets€151,435▲ 13.9%€189,755▲ 25.3%€232,008▲ 22.3%€274,083▲ 18.1%€308,753▲ 12.6%
Debt€12,286▼ 36.0%€9,402▼ 23.5%€10,641▲ 13.2%€8,868▼ 16.7%€35,122▲ 296%
Working capital€138,666▲ 22.8%€180,303▲ 30.0%€221,317▲ 22.7%€264,469▲ 19.5%€267,928▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 36% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €308,753
Fixed assets
€23,606 ▲ 3,062%
Current assets
€285,148 ▲ 4.3%
Equity and liabilities €308,753
Equity
€273,632 ▲ 3.2%
Debt
€35,122 ▲ 296%
Debt's share of the balance-sheet total rises from 3.2% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37,912▼
2023 · €59,106
Cash flow
€26,953▼
2023 · €43,874
Current ratio
16.56▼
2023 · 30.82
Debt to equity
0.13▲
2023 · 0.03
ROE
9.7%▼
2023 · 16.5%
ROA
8.6%▼
2023 · 16.0%
Interest coverage
36.32▼
2023 · 191.79
Debt ≤ 1 year
€17,219▲
2023 · €8,868
Debt > 1 year
€17,903
Income taxes
€10,344▼
2023 · €14,924
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €433 | €433 | - | €25 | €355 | ▲ 1,297% |
| Other operating charges640/8 | - | €544 | €496 | €878 | €602 | ▼ 31.4% |
| Gross operating margin9900 | €35,286 | €55,072 | €54,531 | €59,984 | €38,514 | ▼ 35.8% |
| Operating profit (loss)9901 | €34,216 | €54,094 | €54,036 | €59,081 | €37,557 | ▼ 36.4% |
| Financial income75/76B | - | - | - | - | €429 | - |
| Recurring financial income75 | - | - | - | - | €429 | - |
| Financial charges65/66B | - | €120 | €122 | €308 | €1,044 | ▲ 239% |
| Recurring financial charges65 | €96 | €120 | €122 | €308 | €1,044 | ▲ 239% |
| Profit (loss) for the period before taxes9903 | €34,120 | €53,974 | €53,913 | €58,773 | €36,943 | ▼ 37.1% |
| Income taxes67/77 | €8,771 | €12,770 | €12,900 | €14,924 | €10,344 | ▼ 30.7% |
| Profit (loss) for the period9904 | €25,348 | €41,204 | €41,013 | €43,849 | €26,598 | ▼ 39.3% |
| Profit (loss) for the period to be appropriated9905 | €25,348 | €41,204 | €41,013 | €43,849 | €26,598 | ▼ 39.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €151,435 | €189,755 | €232,008 | €274,083 | €308,753 | ▲ 12.6% |
| Fixed assets21/28 | €483 | €50 | €50 | €747 | €23,606 | ▲ 3,062% |
| Tangible fixed assets22/27 | €433 | €0 | €0 | €697 | €23,556 | ▲ 3,282% |
| Furniture and vehicles24 | - | €0 | €0 | €697 | €1,282 | ▲ 84.0% |
| Leasing and similar rights25 | - | - | - | - | €22,274 | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €150,952 | €189,705 | €231,958 | €273,337 | €285,148 | ▲ 4.3% |
| Amounts receivable within one year40/41 | €3,891 | €550 | €968 | €1,994 | €7,231 | ▲ 263% |
| Other amounts receivable41 | - | €550 | €968 | €1,994 | €7,231 | ▲ 263% |
| Current investments50/53 | - | - | - | €25,000 | €160,000 | ▲ 540% |
| Cash at bank and in hand54/58 | €138,215 | €179,117 | €222,656 | €237,892 | €111,290 | ▼ 53.2% |
| Deferred charges and accrued income490/1 | - | €10,038 | €8,334 | €8,452 | €6,626 | ▼ 21.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €151,435 | €189,755 | €232,008 | €274,083 | €308,753 | ▲ 12.6% |
| Equity10/15 | €139,149 | €180,353 | €221,367 | €265,215 | €273,632 | ▲ 3.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €56,405 | €74,587 | €92,769 | €117,769 | €124,587 | ▲ 5.8% |
| Distributable reserves133 | - | €74,587 | €92,769 | €117,769 | €124,587 | ▲ 5.8% |
| Profit (loss) carried forward14 | €64,144 | €87,166 | €109,998 | €128,846 | €130,444 | ▲ 1.2% |
| Amounts payable17/49 | €12,286 | €9,402 | €10,641 | €8,868 | €35,122 | ▲ 296% |
| Amounts payable after more than one year17 | - | - | - | - | €17,903 | - |
| Financial debts170/4 | - | - | - | - | €17,903 | - |
| Amounts payable within one year42/48 | €12,286 | €9,402 | €10,641 | €8,868 | €17,219 | ▲ 94.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €9,384 | - |
| Trade debts44 | €3,102 | €5,152 | €4,789 | €2,585 | €3,117 | ▲ 20.5% |
| Suppliers440/4 | - | €5,152 | €4,789 | €2,585 | €3,117 | ▲ 20.5% |
| Taxes, remuneration and social security45 | - | €3,818 | €5,421 | €6,124 | €4,306 | ▼ 29.7% |
| Taxes450/3 | - | €1,818 | €3,636 | €4,318 | €2,500 | ▼ 42.1% |
| Remuneration and social security454/9 | - | €2,000 | €1,784 | €1,806 | €1,806 | = |
| Other amounts payable47/48 | - | €431 | €432 | €158 | €412 | ▲ 160% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,348 | €41,204 | €41,013 | €43,849 | €26,598 | ▼ 39.3% |
| + Depreciation and write-downs630 | €433 | €433 | - | €25 | €355 | ▲ 1,297% |
| Operating cash flow (approximation) | €25,781 | €41,637 | €41,013 | €43,874 | €26,953 | ▼ 38.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€722 | -€23,214 | ▼ 3,115% |
| Change in cash | - | €40,902 | €43,539 | €15,236 | -€126,601 | ▼ 931% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €43,849 ▲6.9%
Operating result €59,081, net result €43,849, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €221,367 ▲22.7%
5 profitable years in a row build equity to €221,367.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €180,353 ▲29.6%
4 profitable years in a row build equity to €180,353.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €25,348 ▼14.6%
Net result drops to €25,348, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial
Equity above €100,000Eq €113,801 ▲27.7%
2 profitable years in a row build equity to €113,801.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Show earlier events
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2011
Ground area
7,866 m²
Building footprint
692 m²
Volume, LiDAR
14,420 m³
2 parcels, Brussels · tallest building 24.4 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Hof te Ophemhoek 14, 1070 Anderlecht
since 20112.205.016.767
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0265/00S000 | Brussels | 7,694 m² | 1 · 631 m² | 24.4 m · 8 fl. |
| 21682C0184/00D017 | Brussels | 172 m² | 1 · 61 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 2 entries · 319 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 82 EUR |
| 2024 | 1 | 237 EUR |
Budget allocations
Identification & contact
Identification
Legal formPrivate limited company
Founded25-11-2011
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841326926
Also
9925:BE0841326926
Registered
14-11-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.