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SEVA

Active
Private limited companyfounded 1988active for 37 yearsChrisantenlaan 8, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0436.254.431
Summary

SEVA has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €390,864. Equity has been growing by about 3.4% per year since 2018. Its solvency ranks better than 24% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-12-1988 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.045.663.583 3550 Heusden-Zolder, since 16-11-1989
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€553,154
▲ 3.0%
Turnover
≈ €790,000
estimated
Profit
€390,864
▼ 14.1%
Equity
€1.4m
▲ 38.3%
Total assets
€6.5m
▼ 3.4%
Score breakdownraises riskLiquidity: current ratio 0.16, cash €6,171lowers riskSize: total assets €6.5mFounded in 1988Figures for financial year 2025 (filed on 21-07-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of small companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 47+7
equity 21.7% of total assets
Liquidity 49+2
short-term debt 12.3% · cash 0.1%
Profitability 59+4
return on assets 6.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,516 companies, NACE 70, small)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.16 (0.1 in 2024), below 1. Short-term debt is 12.3% and cash 0.1% of total assets. 78.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 22% of them on solvency, 40% on liquidity, 46% on profitability and 85% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.16, cash €6,171
NBB · annual accounts
lowers risk · Size: total assets €6.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 21-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 39275 sector peers (2025).
NBB · sector comparison
Position among 39275 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 days early
2024
31 days early
2023
30 days late
2022
34 days early
2021
19 days early
2020
31 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in head offices and management consultancysector median €27,193 · 39,291 companies €390,864 View
  • Positive: Equity rose in 2025from €1.0m to €1.4m ▲ 38.3% View

Recent changes

  1. · Gazette deed 3 directors resigning, 3 reappointedPermanent representative: BYLOOS Serge Rene Martin Gislain · Resignations: BYLOOS Urbain Marc Theo, BERTINCHAMPS Joëlle Marie Ghislaine and ALES · Reappointments: BYLOOS Urbain Marc Theo, BERTINCHAMPS Joëlle Marie Ghislaine and ALES
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as SEVA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €5.8m and €7.6m, founded between 1986 and 1991.

CompanyTotal assetsGross margin
SEVA Heusden-Zolder€6.5m€0.6m
CATI Londerzeel€7.2m€0.6m
IMMO-BRIT Harelbeke€7.4m€0.6m
IMMO CONSULTING LONGCHAMPS Wavre€7.2m€0.5m
Maes International N.V. Zandhoven€5.8m€0.6m
A & B Asse€7.6m€0.5m
GLPY INVEST Kruisem€6.8m€0.5m
Full comparison

Key facts about SEVA

What is the company number of SEVA?
The company number of SEVA is 0436.254.431. The VAT number is the same number with BE in front: BE 0436.254.431.
Where is SEVA based?
The registered office is at Chrisantenlaan 8, 3550 Heusden-Zolder.Company details
What does SEVA do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SEVA?
The legal form of SEVA is Private limited company (BV).
When was SEVA founded?
SEVA was founded on 20-12-1988.
Is SEVA still active?
Yes, SEVA is an active enterprise in the KBO register.
What is the turnover of SEVA?
The turnover in financial year 2025 is ≈ €790,000. This figure is estimated from the gross margin of €553,154 and 95 comparable companies (NACE 70200). It probably lies between €660,000 and €1.4m.Financials
Is SEVA profitable?
In financial year 2025, SEVA made a profit of €390,864.
Where can I find the annual accounts of SEVA?
SEVA filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEVA due?
SEVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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