Financials
- Fiscal year
- 2025
- Total assets
- €291,507
- Profit
- €2,129
- Solvency
- 1.2%
SEV GARDENS
ActiveSummary
SEV GARDENS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,463 and a net result of €2,129. Its solvency ranks better than 13% of 5458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Landscape service activities
NACE 81300
1 site
Size
€291,507total assets 2025
- Equity
- €3,463
- Profit
- €2,129
Turnover not published (abridged schema)
Structure
Accounts 57 d early0 of 1 deed read
Why 63- Founded in 2023- Sector Services to buildings and landscape activities (NACE 81)- Equity €3,463 (1.2% of total assets)+ Liquidity: current ratio 0.41, cash €91,204Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 26% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
26
equity 1.2% of total assets
Liquidity
39
short-term debt 94.2% · cash 31.3%
Profitability
70
return on assets 0.7%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%
01-2025: 2.0%▲ +2.6% vs 12-2024
02-2025: 2.0%▲ +2.0% vs 01-2025
03-2025: 2.5%▲ +22.6% vs 02-2025
04-2025: 2.5%▲ +0.4% vs 03-2025
05-2025: 2.8%▲ +11.4% vs 04-2025
06-2025: 3.1%▲ +10.2% vs 05-2025
07-2025: 3.2%▲ +1.8% vs 06-2025
08-2025: 3.1%▼ -3.0% vs 07-2025
09-2025: 3.1%▲ +0.2% vs 08-2025
10-2025: 3.3%▲ +7.2% vs 09-2025
11-2025: 3.4%▲ +4.1% vs 10-2025
12-2025: 3.4%▲ +0.4% vs 11-2025highest value
01-2026: 1.2%▼ -64.7% vs 12-2025
02-2026: 1.2%● 0.0% vs 01-2026
03-2026: 1.2%● 0.0% vs 02-2026
04-2026: 1.2%● 0.0% vs 03-2026
05-2026: 1.2%● 0.0% vs 04-2026
06-2026: 1.2%● 0.0% vs 05-2026
07-2026: 1.2%▼ -3.1% vs 06-2026
08-2026: 1.2%▼ -1.5% vs 07-2026lowest value
09-2026: 1.2%● 0.0% vs 08-2026lowest value
10-2026: 1.2%▲ +8.0% vs 09-2026
- Founded in 2023 raises the probability for this profile
- Sector Services to buildings and landscape activities (NACE 81) raises the probability
- Liquidity: current ratio 0.41, cash €91,204 lowers the probability
- Equity €3,463 (1.2% of total assets) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 11%, liquidity 31%, profitability 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 5458 sector peers (2025).
NBB · sector comparisonPosition among 5458 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
57 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 05-12-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Landscape service activitiesNACE 81300
- Founded
- 10-11-2023
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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