SETIMIO & CO
Open bankruptcyA bankruptcy procedure is open for SETIMIO & CO according to publications in the Belgian State Gazette; curator: PHILIPPE MOENS.
Summary
The 2023 annual accounts show equity of €632 and a net result of €3,959.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Walloon Brabant
- Declared bankrupt
- 28 May 2026
- Supervising judge
- Eric Chardon
- Official Gazette
- 04-06-2026 (pdf) ↗search the document for 2026/124378
Deadlines
- Appeal or third-party opposition until
- passed on 19 June 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 27 June 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 9 July 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 28 May 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Philippe MoensRue De Clairvaux 40, 1348 Louvain-La-Neuvephilippe.moens@walk.law
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-10-2024, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
84 d late
2022
65 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Employment placement agencies sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€632
2022 · -€3,326
Total assets
€138,547▲ 322%
2022 · €32,864
Net result
€3,959
2022 · -€9,326
Working capital
-€26,487▼ 8.7%
2022 · -€24,371
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Operating result-€8,375-€12,545
Net result-€9,326below the sector's middle half-€3,959within the sector's middle half
Equity-€3,326below the sector's middle half-€632below the sector's middle half
Total assets€32,864below the sector's middle half-€138,547within the sector's middle half▲ 322%
Debt€36,191-€137,915▲ 281%
Working capital-€24,371below the sector's middle half--€26,487below the sector's middle half▼ 8.7%
Solvency-10.1%below the sector's middle half-0.5%below the sector's middle half▲ 10.6pp
Current ratio0.12below the sector's middle half-0.81below the sector's middle half▲ 0.69
Return on assets (ROA)-28.4%below the sector's middle half-2.9%within the sector's middle half▲ 31.2pp
Staff (FTE)11
above
within
below
the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €12,545 after a loss of €8,375 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €138,547
Fixed assets
€29,095 ▼ 1.7%
Current assets
€109,453 ▲ 3,247%
Equity and liabilities €138,547
Equity
€632
Debt
€137,915
Debt finances 99.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€13,045▲
2022 · -€6,689
Cash flow
€4,459▲
2022 · -€7,640
Interest coverage
2.70▲
2022 · -7.58
Debt ≤ 1 year
€135,940▲
2022 · €27,641
Debt > 1 year
€1,975▼
2022 · €8,550
Income taxes
€3,757▲
2022 · €68
Staff costs
€398,303
Equity ratios withheld: equity of €632 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €398,303 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,687 | €500 | ▼ 70.4% |
| Other operating charges640/8 | €300 | €547 | ▲ 82.3% |
| Gross operating margin9900 | -€6,389 | €411,895 | ▲ 6,547% |
| Operating profit (loss)9901 | -€8,375 | €12,545 | ▲ 250% |
| Financial income75/76B | - | €7 | - |
| Recurring financial income75 | - | €7 | - |
| Financial charges65/66B | €883 | €4,838 | ▲ 448% |
| Recurring financial charges65 | €883 | €4,838 | ▲ 448% |
| Profit (loss) for the period before taxes9903 | -€9,258 | €7,715 | ▲ 183% |
| Income taxes67/77 | €68 | €3,757 | ▲ 5,448% |
| Profit (loss) for the period9904 | -€9,326 | €3,959 | ▲ 142% |
| Profit (loss) for the period to be appropriated9905 | -€9,326 | €3,959 | ▲ 142% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €32,864 | €138,547 | ▲ 322% |
| Fixed assets21/28 | €29,595 | €29,095 | ▼ 1.7% |
| Tangible fixed assets22/27 | €4,595 | €4,095 | ▼ 10.9% |
| Furniture and vehicles24 | €4,595 | €4,095 | ▼ 10.9% |
| Financial fixed assets28 | €25,000 | €25,000 | = |
| Current assets29/58 | €3,270 | €109,453 | ▲ 3,247% |
| Amounts receivable within one year40/41 | €2,829 | €17,211 | ▲ 508% |
| Trade receivables40 | €2,559 | €1,826 | ▼ 28.7% |
| Other amounts receivable41 | €269 | €15,385 | ▲ 5,614% |
| Cash at bank and in hand54/58 | €441 | €6,686 | ▲ 1,415% |
| Deferred charges and accrued income490/1 | - | €85,556 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €32,864 | €138,547 | ▲ 322% |
| Equity10/15 | -€3,326 | €632 | ▲ 119% |
| Contributions10/11 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | -€9,326 | -€5,368 | ▲ 42.4% |
| Amounts payable17/49 | €36,191 | €137,915 | ▲ 281% |
| Amounts payable after more than one year17 | €8,550 | €1,975 | ▼ 76.9% |
| Financial debts170/4 | €8,550 | €1,975 | ▼ 76.9% |
| Amounts payable within one year42/48 | €27,641 | €135,940 | ▲ 392% |
| Current portion of amounts payable after more than one year42 | €6,575 | €6,575 | = |
| Trade debts44 | €2,252 | €53,526 | ▲ 2,277% |
| Suppliers440/4 | €2,252 | €53,526 | ▲ 2,277% |
| Taxes, remuneration and social security45 | €68 | €75,839 | ▲ 111,905% |
| Taxes450/3 | €68 | €12,325 | ▲ 18,102% |
| Remuneration and social security454/9 | - | €63,514 | - |
| Other amounts payable47/48 | €18,745 | - | - |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€9,326 | €3,959 | ▲ 142% |
| + Depreciation and write-downs630 | €1,687 | €500 | ▼ 70.4% |
| Operating cash flow (approximation) | -€7,640 | €4,459 | ▲ 158% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €6,244 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
04-06
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · event 28-05-2026
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
31-12
Financial
Back to profitnet €3,959
Net result €3,959 after one loss-making year.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2022
Ground area
1.0 ha
Building footprint
1,772 m²
Volume, LiDAR
33,713 m³
Parcel 25763M0621/00F000, Wallonia · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 establishment unit
Drève Richelle 161, 1410 Waterloo
since 20222.327.305.261
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PHILIPPE MOENS RUE DE CLAIRVAUX 40,
1348 LOUVAIN-LA-NEUVE |
28-05-2026 → present |
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Of 2,360 companies in sector 78100 we hold annual accounts for 1,364. 106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
96102Launderettes and laundries for private customers
Contact
Website
setimio.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0780473183
Also
9925:BE0780473183
Registered
28-08-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.