Sethel Invest

Active

Private limited companyfounded 1988active for 38 yearsJozef de Vleminckstraat 4 B, 1853 Grimbergen, BelgiumKBO/BCE: BE 0433.383.528

From the official registers: KBO 38 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Sethel Invest has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €111,430 and a net result of -€2,314. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 15% of 314 sector peers (NACE 73, financial year 2026). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

Sethel InvestActiveChecked score 64/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 11-02-1988 Normal situation
Legal form: Private limited company
Registered office: Jozef de Vleminckstraat 4 B, 1853 Grimbergen
Activity: Public relations and communication consultancy NACE 73300
Establishment unit: 2.037.635.745 1853 Grimbergen, since 02-02-1996
Financial year end: 30 April
Peppol: Not found in the Peppol Directory

Company details

Who decides

Board

Maria del Rocio Martin GarciaManaging director
Boutjast YoussefManaging director
Bruno SchwendingerDirector
Hellbacken UlfDirector

Holdings: Shares in 1 company BEN HUR

Board & ownership

How it is doing

64 Healthy Checked score 2026

Bankruptcy probabilitywithin 12 months: 1.4%

Annual accounts to 30-04-2026

Gross margin: -€1,316; ▲ 18.8%
Loss: €2,314; ▲ 41.7%
Equity: €111,430; ▼ 2.0%
Total assets: €1.3m; =

2026 accounts 35 days early

Filed on 26-10-2026at the National Bank

Financials

Why 64raises risk2 changes of registered office in 24 monthsEquity €111,430 (8.4% of total assets)lowers riskSize: total assets €1.3mLiquidity: current ratio 527.72, cash €364,712Show the evidence

Checked score

Score 2026

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 40% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Average

Solvency 33-1

equity 8.4% of total assets

Liquidity 84+15

short-term debt 0.2% · cash 27.5%

Profitability 37=

return on assets -0.2%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.3%▲ +0.1 percentage points vs 11-2024 01-2025: 0.4%▲ +0.1 percentage points vs 12-2024 02-2025: 0.5%▲ +0.1 percentage points vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▲ +0.2 percentage points vs 03-2025 05-2025: 1.4%▲ +0.6 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.3%▼ -0.1 percentage points vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 2.4%▲ +1.1 percentage points vs 10-2025highest value 12-2025: 0.3%▼ -2.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 1.4%▲ +1.0 percentage point vs 09-2026

Credit of up to €7,000 on 30-day terms is acceptable

short-term debt: 0.2% and cash: 27.5% of total assets, and 91.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 19% on solvency, 76% on liquidity, 24% on profitability and 39% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

2 changes of registered office in 24 months

Belgian Official Gazette

Equity €111,430 (8.4% of total assets)

NBB · annual accounts

Size: total assets €1.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 527.72, cash €364,712

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 314 sector peers (2026).

NBB · sector comparison

Position among 314 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-04-2026 was due by 30-11-2026 and was filed on 26-10-2026, 35 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

35 days early

2025

6 days early

2024

359 days late

2023

22 days early

2022

14 days late

2021

34 days early

2020

22 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-04-2027 and is due by 30-11-2027. Nothing is late today. The company usually files around 24 November (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today30-04-2027 year end30-11-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: 8 loss-making years in a rowloss financial year 2026 -€2,314 View
Caution: Among the weakest 15% on solvencysector median 54.4% · 314 companies 8.4% View

Documents

Key facts about Sethel Invest

What is the company number of Sethel Invest?: 0433.383.528. In Belgium the VAT number is the company number with BE in front: BE 0433.383.528.
Where is Sethel Invest based?: The registered office is at Jozef de Vleminckstraat 4 B, 1853 Grimbergen.Company details
What does Sethel Invest do?: According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Sethel Invest?: Private limited company (BV).
When was Sethel Invest founded?: On 11-02-1988.
Is Sethel Invest still active?: Yes, Sethel Invest is an active enterprise in the KBO register.
What is the turnover of Sethel Invest?: The annual accounts for financial year 2026 state no turnover.Financials
Is Sethel Invest profitable?: In financial year 2026, Sethel Invest made a loss of €2,314.
Where can I find the annual accounts of Sethel Invest?: Sethel Invest filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of Sethel Invest due?: By 30-11-2027, for financial year 2027.Timeline