SET EVENT
ActiveThe computed 12-month bankruptcy probability of SET EVENT is 3.9% (moderate). The 2025 annual accounts show equity of €26k and a net result of €41k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 13159 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency46▲+45
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.38 in 2024; short-term debt: 78.9% and cash: 33.8% of total assets), and 78.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.1%
Return on assets
33.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
80 d late
2023
83 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k
2024 · €-15k
2022: €15k
2023: €20k
2024: €-15k
2022 → 2025
Total assets
€123k▲ 99.6%
2024 · €62k
2022: €17k
2023: €98k
2024: €62k
2022 → 2025
Net result
€41k
2024 · €-35k
2022: €-3k
2023: €5k
2024: €-35k
2022 → 2025
Working capital
€-2k▲ 95.4%
2024 · €-47k
2022: €15k
2023: €-11k
2024: €-47k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€20k▲ 32.4%€-15k€26k
Operating result€-2k-€9k€-33k€46k
Net result€-3k-€5k€-35k€41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €33k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€28k▼ 13.5%
Current assets
€95k▲ 227%
Equity and liabilities €123k
Equity
€26k
Debt
€97k
Debt finances 78.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€52k▲
2024 · €-29k
Cash flow
€46k▲
2024 · €-31k
Solvency
21.1%▲
2024 · -24.0%
Current ratio
0.98▲
2024 · 0.38
Quick ratio
0.88▲
2024 · 0.22
Debt / equity
3.73▲
2024 · -5.17
ROE
156.9%
ROA
33.2%▲
2024 · -57.0%
Interest coverage
24.25▲
2024 · -16.61
Debt
€97k▲
2024 · €77k
Debt ≤ 1 year
€97k▲
2024 · €77k
Income taxes
€3k▲
2024 · €313
Staff costs
€32k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€123k▲
Fixed assets21/28€33k€28k▼
Intangible fixed assets21€18k€16k▼
Tangible fixed assets22/27€15k€12k▼
Plant, machinery and equipment23-€11k
Furniture and vehicles24€15k€980▼
Current assets29/58€29k€95k▲
Stocks and contracts in progress3€12k€10k▼
Stocks30/36€12k€10k▼
Amounts receivable within one year40/41€2k€42k▲
Trade receivables40-€39k
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€14k€42k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€62k€123k▲
Equity10/15€-15k€26k▲
Contributions10/11€18k€18k=
Reserves13€2k€8k▲
Distributable reserves133€2k€8k▲
Profit (loss) carried forward14€-35k-
Amounts payable17/49€77k€97k▲
Amounts payable within one year42/48€77k€97k▲
Trade debts44€33k€47k▲
Suppliers440/4€33k€47k▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€35k€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62€73k€32k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€1k€213▼
Gross operating margin9900€45k€84k▲
Operating profit (loss)9901€-33k€46k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B-€430
Profit (loss) for the period before taxes9903€-35k€44k▲
Income taxes67/77€313€3k▲
Profit (loss) for the period9904€-35k€41k▲
Profit (loss) for the period to be appropriated9905€-35k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€6k▲
Profit (loss) brought forward from the previous period14P-€-35k
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
19-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 80 days late
2024
31-12
Financial
Weakest financial yearnet €-35k ▼805%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Tombe 81495 Villers-la-VilleGround area
2.5 ha
Building footprint
931 m²
Volume, LiDAR
7,161 m³
2 parcels, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Le 19e Trou
since 20212.324.488.105
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098G0150/00P000 | Wallonia | 1.8 ha | 1 · 457 m² | 14.9 m · 4 fl. |
| 25102B0235/00B000 | Wallonia | 6,782 m² | 1 · 474 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVillers-la-Ville2.324.488.105
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Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 8,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2021
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56309Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.