SèT
ActiveSummary
The computed 12-month bankruptcy probability of SèT is 4.5% (elevated). The 2024 annual accounts show negative equity (-€13,834) and a net result of -€2,888. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability37▲+3
Solvency24=
Growth58
Track record94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0% and cash: 0.1% of total assets, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-1.4%
Return on assets
-0.3%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year -€13,834
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 35 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
-€13,834▼ 26.4%
2023 · -€10,946
Total assets
€968,299▼ 0.1%
2023 · €969,433
Net result
-€2,888▲ 77.7%
2023 · -€12,946
Working capital
€448,166▼ 0.2%
2023 · €449,054
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result-€12,796--€2,783▲ 78.2%
Net result-€12,946--€2,888▲ 77.7%
Equity-€10,946--€13,834▼ 26.4%
Total assets€969,433-€968,299▼ 0.1%
Debt€980,379-€982,133▲ 0.2%
Working capital€449,054-€448,166▼ 0.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,783 in 2024 against €12,796 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €968,299
Fixed assets
€520,000 =
Current assets
€448,299 ▼ 0.3%
Key figures and ratios
Solvency
-1.4%▼
2023 · -1.1%
Quick ratio
7.77▼
2023 · 10.15
Debt to equity
-71.00▲
2023 · -89.57
ROA
-0.3%▲
2023 · -1.3%
Debt ≤ 1 year
€133▼
2023 · €379
Debt > 1 year
€982,000▲
2023 · €980,000
A ratio outside any meaningful range has been withheld (balance sheet total €968,299, equity -€13,834).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Other operating charges640/8 | €1,141 | €534 | ▼ 53.2% |
| Gross operating margin9900 | -€11,654 | -€2,249 | ▲ 80.7% |
| Operating profit (loss)9901 | -€12,796 | -€2,783 | ▲ 78.2% |
| Financial charges65/66B | €150 | €105 | ▼ 30.0% |
| Recurring financial charges65 | €150 | €105 | ▼ 30.0% |
| Profit (loss) for the period before taxes9903 | -€12,946 | -€2,888 | ▲ 77.7% |
| Profit (loss) for the period9904 | -€12,946 | -€2,888 | ▲ 77.7% |
| Profit (loss) for the period to be appropriated9905 | -€12,946 | -€2,888 | ▲ 77.7% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €969,433 | €968,299 | ▼ 0.1% |
| Fixed assets21/28 | €520,000 | €520,000 | = |
| Financial fixed assets28 | €520,000 | €520,000 | = |
| Current assets29/58 | €449,433 | €448,299 | ▼ 0.3% |
| Stocks and contracts in progress3 | €445,587 | €447,266 | ▲ 0.4% |
| Stocks30/36 | €445,587 | €447,266 | ▲ 0.4% |
| Cash at bank and in hand54/58 | €3,847 | €1,034 | ▼ 73.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €969,433 | €968,299 | ▼ 0.1% |
| Equity10/15 | -€10,946 | -€13,834 | ▼ 26.4% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€12,946 | -€15,834 | ▼ 22.3% |
| Amounts payable17/49 | €980,379 | €982,133 | ▲ 0.2% |
| Amounts payable after more than one year17 | €980,000 | €982,000 | ▲ 0.2% |
| Financial debts170/4 | €520,000 | €520,000 | = |
| Other amounts payable178/9 | €460,000 | €462,000 | ▲ 0.4% |
| Amounts payable within one year42/48 | €379 | €133 | ▼ 64.9% |
| Trade debts44 | €379 | €133 | ▼ 64.9% |
| Suppliers440/4 | €379 | €133 | ▼ 64.9% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€12,946 | -€2,888 | ▲ 77.7% |
| Operating cash flow (approximation) | -€12,946 | -€2,888 | ▲ 77.7% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€2,813 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 3368.14
Current ratio from 1185.97 to 3368.14; short-term debt falls from €379 to €133.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2022
Ground area
1,093 m²
Building footprint
125 m²
Parcel 72035B0264/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
SèT
since 20222.339.988.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72035B0264/00R000 | Flanders | 1,093 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0794844823
Also
9925:BE0794844823
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.