Summary
SESTRAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €13,554. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 48% of 8091 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
122 d early
2024
72 d early
2023
71 d early
2022
123 d early
2021
13 d early
2020
74 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 79 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.2m▼ 1.8%
2024 · €1.2m
Net result
€13,554▼ 57.6%
2024 · €31,959
Total assets
€2.4m▼ 0.9%
2024 · €2.5m
Solvency
49.2%▼ 0.4pp
2024 · 49.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€75,661▼ 40.7%€124,790▲ 64.9%€140,314▲ 12.4%€113,794▼ 18.9%€104,698▼ 8.0%
Net result€15,746within the sector's middle half▼ 46.6%€59,005within the sector's middle half▲ 275%€65,602within the sector's middle half▲ 11.2%€31,959within the sector's middle half▼ 51.3%€13,554within the sector's middle half▼ 57.6%
Equity€1.2mabove the sector's middle half▲ 1.3%€1.3mabove the sector's middle half▲ 4.7%€1.2mabove the sector's middle half▼ 6.5%€1.2mabove the sector's middle half▲ 0.2%€1.2mabove the sector's middle half▼ 1.8%
Total assets€2.5mabove the sector's middle half▼ 2.7%€2.5mabove the sector's middle half▲ 1.5%€2.5mabove the sector's middle half▼ 1.3%€2.5mabove the sector's middle half▼ 0.5%€2.4mabove the sector's middle half▼ 0.9%
Debt€1.2m▼ 6.4%€1.2m▼ 1.8%€1.3m▲ 4.3%€1.2m▼ 1.1%€1.2m=
Working capital€420,774above the sector's middle half▼ 0.8%€533,754above the sector's middle half▲ 26.9%€448,172above the sector's middle half▼ 16.0%€524,000above the sector's middle half▲ 16.9%€581,864above the sector's middle half▲ 11.0%
Solvency50.4%within the sector's middle half▲ 2.0pp52.0%within the sector's middle half▲ 1.6pp49.3%within the sector's middle half▼ 2.7pp49.6%within the sector's middle half▲ 0.3pp49.2%within the sector's middle half▼ 0.4pp
Current ratio50.43above the sector's middle half9.78above the sector's middle half15.06above the sector's middle half▲ 5.2816.42above the sector's middle half▲ 1.36
Return on assets (ROA)0.6%below the sector's middle half▼ 0.5pp2.4%within the sector's middle half▲ 1.7pp2.7%within the sector's middle half▲ 0.3pp1.3%within the sector's middle half▼ 1.4pp0.6%below the sector's middle half▼ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€1.8m ▼ 4.2%
Current assets
€619,589 ▲ 10.4%
Equity and liabilities €2.4m
Equity
€1.2m ▼ 1.8%
Debt
€1.2m =
Debt's share of the balance-sheet total rises from 50.4% to 50.8%. Equity is lower.
Key figures and ratios
ROE
1.1%▼
2024 · 2.6%
Debt ≤ 1 year
€37,725▲
2024 · €37,267
Debt > 1 year
€1.2m=
2024 · €1.2m
Income taxes
€6,209▼
2024 · €13,324
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €69,041 | €69,317 | €70,950 | €79,273 | €79,793 | ▲ 0.7% |
| Other operating charges640/8 | €18,913 | €19,711 | €22,077 | €22,730 | €23,178 | ▲ 2.0% |
| Gross operating margin9900 | €163,616 | €213,818 | €233,341 | €215,796 | €207,669 | ▼ 3.8% |
| Operating profit (loss)9901 | €75,661 | €124,790 | €140,314 | €113,794 | €104,698 | ▼ 8.0% |
| Financial income75/76B | - | - | €11,080 | €0 | €123 | - |
| Recurring financial income75 | - | - | €11,080 | €0 | €123 | - |
| Non-recurring financial income76B | - | - | €11,080 | €0 | - | - |
| Financial charges65/66B | €55,106 | €48,902 | €68,495 | €68,512 | €85,058 | ▲ 24.2% |
| Recurring financial charges65 | €55,106 | €48,902 | €68,495 | €68,512 | €85,058 | ▲ 24.2% |
| Profit (loss) for the period before taxes9903 | €20,555 | €75,888 | €82,899 | €45,282 | €19,763 | ▼ 56.4% |
| Income taxes67/77 | €4,809 | €16,883 | €17,297 | €13,324 | €6,209 | ▼ 53.4% |
| Profit (loss) for the period9904 | €15,746 | €59,005 | €65,602 | €31,959 | €13,554 | ▼ 57.6% |
| Profit (loss) for the period to be appropriated9905 | €15,746 | €59,005 | €65,602 | €31,959 | €13,554 | ▼ 57.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €2.5m | €2.5m | €2.5m | €2.4m | ▼ 0.9% |
| Fixed assets21/28 | €2.0m | €2.0m | €2.0m | €1.9m | €1.8m | ▼ 4.2% |
| Tangible fixed assets22/27 | €2.0m | €2.0m | €2.0m | €1.9m | €1.8m | ▼ 4.2% |
| Land and buildings22 | €2.0m | €2.0m | €1.9m | €1.8m | €1.8m | ▼ 3.3% |
| Plant, machinery and equipment23 | €991 | €715 | €439 | €163 | €0 | ▼ 100% |
| Furniture and vehicles24 | €20,069 | €14,364 | €77,499 | €64,881 | €46,501 | ▼ 28.3% |
| Current assets29/58 | €429,287 | €534,084 | €499,214 | €561,267 | €619,589 | ▲ 10.4% |
| Amounts receivable within one year40/41 | €4,439 | €81,528 | €21,105 | €19,253 | €13,602 | ▼ 29.4% |
| Trade receivables40 | €4,248 | €78,667 | €15,785 | €14,053 | €4,775 | ▼ 66.0% |
| Other amounts receivable41 | €191 | €2,861 | €5,320 | €5,199 | €8,826 | ▲ 69.8% |
| Current investments50/53 | - | - | - | - | €300,003 | - |
| Cash at bank and in hand54/58 | €414,532 | €441,647 | €474,142 | €538,576 | €302,221 | ▼ 43.9% |
| Deferred charges and accrued income490/1 | €10,315 | €10,909 | €3,967 | €3,438 | €3,763 | ▲ 9.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €2.5m | €2.5m | €2.5m | €2.4m | ▼ 0.9% |
| Equity10/15 | €1.2m | €1.3m | €1.2m | €1.2m | €1.2m | ▼ 1.8% |
| Contributions10/11 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Reserves13 | €45,244 | €104,249 | €19,851 | €21,809 | €363 | ▼ 98.3% |
| Distributable reserves133 | €45,244 | €104,249 | €19,851 | €21,809 | €363 | ▼ 98.3% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €1.2m | €1.2m | €1.3m | €1.2m | €1.2m | = |
| Amounts payable after more than one year17 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Financial debts170/4 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Amounts payable within one year42/48 | €8,513 | €330 | €51,042 | €37,267 | €37,725 | ▲ 1.2% |
| Trade debts44 | €6,673 | €17 | €358 | €5,148 | €518 | ▼ 89.9% |
| Suppliers440/4 | €6,673 | €17 | €358 | €5,148 | €518 | ▼ 89.9% |
| Taxes, remuneration and social security45 | €1,840 | €313 | €683 | €2,119 | €2,207 | ▲ 4.2% |
| Taxes450/3 | €1,840 | €313 | €683 | €2,119 | €2,207 | ▲ 4.2% |
| Other amounts payable47/48 | - | - | €50,000 | €30,000 | €35,000 | ▲ 16.7% |
| Accrued charges and deferred income492/3 | €15,624 | €2,368 | €2,794 | €2,519 | €2,035 | ▼ 19.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,746 | €59,005 | €65,602 | €31,959 | €13,554 | ▼ 57.6% |
| + Depreciation and write-downs630 | €69,041 | €69,317 | €70,950 | €79,273 | €79,793 | ▲ 0.7% |
| Operating cash flow (approximation) | €84,787 | €128,322 | €136,551 | €111,231 | €93,347 | ▼ 16.1% |
| Investment in fixed assets (approximation) | - | -€2,086 | -€72,558 | -€5,129 | €0 | ▲ 100% |
| Change in cash | - | €27,114 | €32,495 | €64,434 | -€236,355 | ▼ 467% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €13,554 ▼57.6%
Net result drops to €13,554, the lowest in the series.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €65,602 ▲11.2%
Operating result €140,314, net result €65,602, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 32current ratio 1618.48
Current ratio from 50.43 to 1618.48; short-term debt falls from €8,513 to €330.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
741 m²
Building footprint
521 m²
Volume, LiDAR
7,830 m³
Parcel 11802B0185/00D004, Flanders · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
SESTRAL
since 20192.290.680.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0185/00D004 | Flanders | 741 m² | 1 · 521 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,265 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0728815141
Also
9925:BE0728815141
Registered
24-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.