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SESA

Active
Private limited companyfounded 20232 yrs activeHoge Mauw 1040, 2370 Arendonk, BelgiumKBO/BCE: BE 1003.552.595
Summary

SESA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €96k. Its solvency ranks better than 36% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability39▼-31
Solvency61▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity short (current ratio 0.92 against 0.7 in 2024; short-term debt: 10.2% and cash: 9.2% of total assets), and 63.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.1%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
13 d late
2024
28 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€429k▲ 28.8%
2024 · €333k
Total assets
€1.19M▲ 8.2%
2024 · €1.10M
Net result
€96k▲ 1,135%
2024 · €8k
Working capital
€-9k▼ 42.9%
2024 · €-7k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€12k-€20k▲ 58.7%
Net result€8k-€96k▲ 1,135%
Equity€333k-€429k▲ 28.8%
Total assets€1.10M-€1.19M▲ 8.2%
Debt€765k-€759k▼ 0.8%
Working capital€-7k-€-9k▼ 42.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2024: €12k€12kNet result 2024: €8k€8kOperating result 2025: €20k€20kNet result 2025: €96k€96k20242025€0€25k€50k€75k€100kOperating result 2024: €12k€12kNet result 2024: €8k€7.8kOperating result 2025: €20k€20kNet result 2025: €96k€96k20242025
The operating result rises in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets €1.08M ▼ 0.6%
Current assets €111k ▲ 635%
Equity and liabilities €1.19M
Equity €429k ▲ 28.8%
Debt €759k ▼ 0.8%
Debt's share of the balance-sheet total falls from 69.7% to 63.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28k▲
2024 · €20k
Cash flow
€104k▲
2024 · €15k
Current ratio
0.92▲
2024 · 0.70
Debt to equity
1.77▼
2024 · 2.30
ROE
22.4%▲
2024 · 2.3%
ROA
8.1%▲
2024 · 0.7%
Interest coverage
1.19▼
2024 · 9.14
Debt ≤ 1 year
€121k▲
2024 · €22k
Debt > 1 year
€639k▼
2024 · €744k
Income taxes
€192▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.10M€1.19M▲
Fixed assets21/28€1.08M€1.08M▼
Tangible fixed assets22/27€33k€27k▼
Furniture and vehicles24-€2k
Leasing and similar rights25€33k€25k▼
Financial fixed assets28€1.05M€1.05M=
Current assets29/58€15k€111k▲
Cash at bank and in hand54/58€15k€109k▲
Deferred charges and accrued income490/1€296€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.19M▲
Equity10/15€333k€429k▲
Contributions10/11€325k€325k=
Reserves13€8k€104k▲
Distributable reserves133€8k€104k▲
Amounts payable17/49€765k€759k▼
Amounts payable after more than one year17€744k€639k▼
Financial debts170/4€744k€639k▼
Amounts payable within one year42/48€22k€121k▲
Current portion of amounts payable after more than one year42€7k€104k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€4k€5k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€940€3k▲
Gross operating margin9900€21k€31k▲
Operating profit (loss)9901€12k€20k▲
Financial income75/76B-€100k
Recurring financial income75-€100k
Financial charges65/66B€2k€24k▲
Recurring financial charges65€2k€24k▲
Profit (loss) for the period before taxes9903€10k€96k▲
Income taxes67/77€3k€192▼
Profit (loss) for the period9904€8k€96k▲
Profit (loss) for the period to be appropriated9905€8k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€96k▲
Transfer to equity691/2€8k€96k▲
To other reserves6921€8k€96k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲ 7.9%
Other operating charges640/8€940€3k▲ 227%
Gross operating margin9900€21k€31k▲ 47.7%
Operating profit (loss)9901€12k€20k▲ 58.7%
Financial income75/76B-€100k-
Recurring financial income75-€100k-
Financial charges65/66B€2k€24k▲ 973%
Recurring financial charges65€2k€24k▲ 973%
Profit (loss) for the period before taxes9903€10k€96k▲ 835%
Income taxes67/77€3k€192▼ 92.4%
Profit (loss) for the period9904€8k€96k▲ 1,135%
Profit (loss) for the period to be appropriated9905€8k€96k▲ 1,135%
Line20242025Change
Assets
Total assets20/58€1.10M€1.19M▲ 8.2%
Fixed assets21/28€1.08M€1.08M▼ 0.6%
Tangible fixed assets22/27€33k€27k▼ 18.8%
Furniture and vehicles24-€2k-
Leasing and similar rights25€33k€25k▼ 24.6%
Financial fixed assets28€1.05M€1.05M=
Current assets29/58€15k€111k▲ 635%
Cash at bank and in hand54/58€15k€109k▲ 636%
Deferred charges and accrued income490/1€296€2k▲ 596%
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.19M▲ 8.2%
Equity10/15€333k€429k▲ 28.8%
Contributions10/11€325k€325k=
Reserves13€8k€104k▲ 1,235%
Distributable reserves133€8k€104k▲ 1,235%
Amounts payable17/49€765k€759k▼ 0.8%
Amounts payable after more than one year17€744k€639k▼ 14.1%
Financial debts170/4€744k€639k▼ 14.1%
Amounts payable within one year42/48€22k€121k▲ 456%
Current portion of amounts payable after more than one year42€7k€104k▲ 1,421%
Trade debts44€4k€3k▼ 24.5%
Suppliers440/4€4k€3k▼ 24.5%
Taxes, remuneration and social security45€7k€8k▲ 11.4%
Taxes450/3€7k€8k▲ 11.4%
Other amounts payable47/48€4k€5k▲ 49.6%
Line20242025Change
Profit (loss) for the period9904€8k€96k▲ 1,135%
+ Depreciation and write-downs630€8k€8k▲ 7.9%
Operating cash flow (approximation)€15k€104k▲ 575%
Investment in fixed assets (approximation)-€-2k-
Change in cash-€94k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
5,000 m²
Building footprint
3,005 m²
Volume, LiDAR
278 m³
Parcel 13322C1193/00L000, Flanders · tallest building 7.7 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SESA
Hoge Mauw 1040, 2370 ArendonkFinancial service activities, except insurance and pension funding
since 20232.354.808.325
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13322C1193/00L000 Flanders 5,000 m² 1 · 3,005 m² 7.7 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,710 companies in sector 70100 we hold annual accounts for 3,495. 2,248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices

Scores and ratios are computed by Checked and are not a credit decision.