SERVYM
ActiveSummary
The computed 12-month bankruptcy probability of SERVYM is 1.5% (moderate). The 2024 annual accounts show negative equity (€-99k) and a net result of €-61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 5893 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency0▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.8 in 2023; short-term debt: 170.3% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-70.3%
Return on assets
-43.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-99k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
5 d early
2022
3 d early
2021
12 d early
2020
25 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-99k▼ 159%
2023 · €-38k
2018: €-61k
2019: €-108k▼ -77.6% vs 2018lowest in 7 years
2020: €-86k▲ +20.5% vs 2019
2021: €-18k▲ +79.6% vs 2020
2022: €10k▲ +159% vs 2021highest in 7 years
2023: €-38k▼ -471% vs 2022
2024: €-99k▼ -159% vs 2023
2018 → 2024
Total assets
€141k▼ 21.2%
2023 · €179k
2018: €106k
2019: €62k▼ -41.7% vs 2018lowest in 7 years
2020: €83k▲ +33.9% vs 2019
2021: €158k▲ +90.6% vs 2020
2022: €189k▲ +20.0% vs 2021highest in 7 years
2023: €179k▼ -5.1% vs 2022
2024: €141k▼ -21.2% vs 2023
2018 → 2024
Net result
€-61k▼ 25.6%
2023 · €-49k
2018: €-14k
2019: €-47k▼ -239% vs 2018
2020: €22k▲ +147% vs 2019
2021: €68k▲ +208% vs 2020highest in 7 years
2022: €28k▼ -59.2% vs 2021
2023: €-49k▼ -275% vs 2022
2024: €-61k▼ -25.6% vs 2023lowest in 7 years
2018 → 2024
Working capital
€-103k▼ 142%
2023 · €-42k
2018: €-68k
2019: €-115k▼ -68.6% vs 2018lowest in 7 years
2020: €-92k▲ +20.2% vs 2019
2021: €-24k▲ +73.9% vs 2020
2022: €5k▲ +121% vs 2021highest in 7 years
2023: €-42k▼ -951% vs 2022
2024: €-103k▼ -142% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-86k-€-18k▲ 79.6%€10k€-38k€-99k▼ 159%
2020: €-86k
2021: €-18k▲ +79.6% vs 2020
2022: €10k▲ +159% vs 2021highest in 5 years
2023: €-38k▼ -471% vs 2022
2024: €-99k▼ -159% vs 2023lowest in 5 years
Operating result€21k-€69k▲ 230%€41k▼ 40.6%€-42k€-49k▼ 17.0%
2020: €21k
2021: €69k▲ +230% vs 2020highest in 5 years
2022: €41k▼ -40.6% vs 2021
2023: €-42k▼ -203% vs 2022
2024: €-49k▼ -17.0% vs 2023lowest in 5 years
Net result€22k-€68k▲ 208%€28k▼ 59.2%€-49k€-61k▼ 25.6%
2020: €22k
2021: €68k▲ +208% vs 2020highest in 5 years
2022: €28k▼ -59.2% vs 2021
2023: €-49k▼ -275% vs 2022
2024: €-61k▼ -25.6% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €49k in 2024 against €42k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €141k
Fixed assets
€3k ▼ 22.8%
Current assets
€138k ▼ 21.1%
Key figures and ratios
EBITDA
€-48k▼
2023 · €-41k
Cash flow
€-60k▼
2023 · €-47k
Solvency
-70.3%▼
2023 · -21.3%
Current ratio
0.57▼
2023 · 0.80
Quick ratio
0.57▼
2023 · 0.79
Debt to equity
-2.42▲
2023 · -5.68
ROA
-43.2%▼
2023 · -27.1%
Interest coverage
-3.34▲
2023 · -4.55
Debt
€241k▲
2023 · €218k
Debt ≤ 1 year
€241k▲
2023 · €218k
Income taxes
€140▲
2023 · €116
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€179k€141k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€638€423▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€1k€1k=
Current assets29/58€175k€138k▼
Amounts receivable after more than one year29€112k€114k▲
Other amounts receivable291€112k€114k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€25k€20k▼
Trade receivables40€24k€20k▼
Other amounts receivable41€918€119▼
Cash at bank and in hand54/58€34k€138▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€179k€141k▼
Equity10/15€-38k€-99k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-57k€-118k▼
Amounts payable17/49€218k€241k▲
Amounts payable within one year42/48€218k€241k▲
Financial debts43€200k€213k▲
Credit institutions430/8€200k€213k▲
Trade debts44€16k€13k▼
Suppliers440/4€16k€13k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€1k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48-€8k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€954▼
Other operating charges640/8€606€1k▲
Gross operating margin9900€-40k€-47k▼
Operating profit (loss)9901€-42k€-49k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€9k€14k▲
Recurring financial charges65€9k€14k▲
Profit (loss) for the period before taxes9903€-49k€-61k▼
Income taxes67/77€116€140▲
Profit (loss) for the period9904€-49k€-61k▼
Profit (loss) for the period to be appropriated9905€-49k€-61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-57k€-118k▼
Profit (loss) brought forward from the previous period14P€-8k€-57k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €960 | €1k | €1k | €954 | ▼ 18.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €-12k | - | - | - |
| Other operating charges640/8 | - | €544 | €13k | €606 | €1k | ▲ 111% |
| Gross operating margin9900 | €23k | €70k | €43k | €-40k | €-47k | ▼ 16.6% |
| Operating profit (loss)9901 | €21k | €69k | €41k | €-42k | €-49k | ▼ 17.0% |
| Financial income75/76B | - | €4k | €2k | €2k | €2k | ▲ 5.9% |
| Recurring financial income75 | €4k | €4k | €2k | €2k | €2k | ▲ 5.9% |
| Financial charges65/66B | - | €3k | €4k | €9k | €14k | ▲ 60.8% |
| Recurring financial charges65 | €3k | €3k | €4k | €9k | €14k | ▲ 60.8% |
| Profit (loss) for the period before taxes9903 | €22k | €70k | €39k | €-49k | €-61k | ▼ 25.6% |
| Income taxes67/77 | - | €1k | €11k | €116 | €140 | ▲ 20.6% |
| Profit (loss) for the period9904 | €22k | €68k | €28k | €-49k | €-61k | ▼ 25.6% |
| Profit (loss) for the period to be appropriated9905 | €22k | €68k | €28k | €-49k | €-61k | ▼ 25.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83k | €158k | €189k | €179k | €141k | ▼ 21.2% |
| Fixed assets21/28 | €6k | €7k | €5k | €4k | €3k | ▼ 22.8% |
| Tangible fixed assets22/27 | €5k | €5k | €4k | €3k | €2k | ▼ 33.4% |
| Plant, machinery and equipment23 | - | €1k | €1k | €638 | €423 | ▼ 33.7% |
| Other tangible fixed assets26 | - | €4k | €3k | €2k | €1k | ▼ 33.3% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €76k | €151k | €184k | €175k | €138k | ▼ 21.1% |
| Amounts receivable after more than one year29 | - | - | €91k | €112k | €114k | ▲ 1.9% |
| Other amounts receivable291 | - | - | €91k | €112k | €114k | ▲ 1.9% |
| Stocks and contracts in progress3 | €625 | €753 | €3k | €2k | €2k | ▼ 13.6% |
| Stocks30/36 | - | €753 | €3k | €2k | €2k | ▼ 13.6% |
| Amounts receivable within one year40/41 | €67k | €80k | €56k | €25k | €20k | ▼ 20.7% |
| Trade receivables40 | - | €10k | €56k | €24k | €20k | ▼ 18.2% |
| Other amounts receivable41 | - | €70k | - | €918 | €119 | ▼ 87.1% |
| Cash at bank and in hand54/58 | €4k | €66k | €32k | €34k | €138 | ▼ 99.6% |
| Deferred charges and accrued income490/1 | - | €4k | €2k | €2k | €2k | ▲ 5.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83k | €158k | €189k | €179k | €141k | ▼ 21.2% |
| Equity10/15 | €-86k | €-18k | €10k | €-38k | €-99k | ▼ 159% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €-104k | €-36k | €-8k | €-57k | €-118k | ▼ 107% |
| Amounts payable17/49 | €168k | €175k | €179k | €218k | €241k | ▲ 10.6% |
| Amounts payable within one year42/48 | €168k | €175k | €179k | €218k | €241k | ▲ 10.6% |
| Financial debts43 | - | €162k | €162k | €200k | €213k | ▲ 6.4% |
| Credit institutions430/8 | - | €162k | €162k | €200k | €213k | ▲ 6.4% |
| Trade debts44 | €4k | €9k | €11k | €16k | €13k | ▼ 19.3% |
| Suppliers440/4 | - | €9k | €11k | €16k | €13k | ▼ 19.3% |
| Taxes, remuneration and social security45 | - | €4k | €5k | €2k | €7k | ▲ 263% |
| Taxes450/3 | - | €4k | €5k | €2k | €1k | ▼ 29.4% |
| Remuneration and social security454/9 | - | - | - | - | €6k | - |
| Other amounts payable47/48 | - | - | €121 | - | €8k | - |
| Accrued charges and deferred income492/3 | - | - | €3 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €68k | €28k | €-49k | €-61k | ▼ 25.6% |
| + Depreciation and write-downs630 | €1k | €960 | €1k | €1k | €954 | ▼ 18.4% |
| Operating cash flow (approximation) | €23k | €69k | €29k | €-47k | €-60k | ▼ 26.6% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €0 | €0 | - |
| Change in cash | - | €61k | €-34k | €2k | €-34k | ▼ 1,735% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €68k ▲208%
Operating result €69k, net result €68k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2002
Ground area
1,176 m²
Building footprint
168 m²
Volume, LiDAR
1,151 m³
Parcel 13302C0342/00N000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hellekensstraat(HRT) 55, 2200 Herentals
since 20022.095.536.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0342/00N000 | Flanders | 1,176 m² | 1 · 168 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0568.762.270
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Of 1,281 companies in sector 81100 we hold annual accounts for 678. 204 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
68310Real estate agency activities
70200Business and other management consultancy
82300Organisation of conventions and trade shows
Contact
Scores and ratios are computed by Checked and are not a credit decision.