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SERVUS CONSULTING

Active Private limited companyfounded 2006active for 20 yearsGoudvinkstraat 35, 2260 WesterloKBO/BCE: BE 0884.091.949 #7 company by equity in Westerlo, Telecoms and IT sector

Lifetime

19 annual accounts with figures on one time axis
peak €230,800 (2007)
€93,746▼ 5.7%
peak €120,029 (2007)
€65,001▼ 11.6%
peak €634,915 (2025)
€634,915▲ 11.4%
€42,042▼ 1.0%
Board1 name since 2006
1 directorVAN DYCK Peter
Documentsfilings and deeds
04-07-202627 days before the deadline
2025micro format
A quiet year: no large shift against the year before.

Key points

from the 2025 annual accounts

Equity

€634,915 ▲ 11.4%

SERVUS CONSULTING has made a profit in every financial year since 2007.

Filings

19 annual accounts since 2007
AprilJune31 JulyOctober2010201520202025

The last five annual accounts were filed 26 to 44 days before the end of the period.

Position in the sector

€634,915

More equity than 95% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.

Checked score

95
Excellent
Financially stronger than 62% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 93.8% of total assets
82-11short-term debt 6.2% · cash 25.8%
81-3return on assets 9.6%

Score breakdown

lowers risk
Liquidity: current ratio 12.58, cash €174,609
Equity €634,915 (93.8% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €676,957
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 66% on liquidity, 41% on profitability and 58% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as SERVUS CONSULTING has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SERVUS CONSULTING itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for SERVUS CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 12.58 (10.85 in 2024), above the usual 1.5. Short-term debt is 6.2% and cash 25.8% of total assets. 6.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 12.58, cash €174,609
NBB · annual accounts
lowers risk · Equity €634,915 (93.8% of total assets)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €676,957
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 days early
2024
44 days early
2023
26 days early
2022
38 days early
2021
44 days early
2020
51 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
Director, since 03-10-2006
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0884091949
Appointment: VAN DYCK Peter (director) General meeting of 28-11-2023 · Gazette deed
First establishment Goudvinkstraat 35, Westerlo
Incorporation published on 17-10-2006 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
SERVUS CONSULTING Westerlo €676,957 €93,746 93.8% -
EXTRABYTE Mechelen €665,834 €96,395 38.2% -
M.P. CONSULTANCY Mechelen €632,606 €89,165 85.4% -
ICT CONSULTING SERVICES Heist-op-den-Berg €781,102 €99,181 92.2% -
VDC-SYSTEMS Antwerp €758,301 €93,447 48.3% -
RAO TECH Sint-Gillis (bij-Brussel) €687,511 €88,801 74.4% -
Smart-HMC Lochristi €648,251 €90,214 40.5% -

These companies have the same main activity as SERVUS CONSULTING: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €633,000 and €781,000, founded between 2004 and 2007.

Official details

Source: KBO
Status
Active since 03-10-2006Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.157.814.2902260 Westerlo, since 11-10-2006
Financial year end
31 December
Peppol
Reachable since 22-09-2025
Company details

Annual accounts 2025

≈ €180,000estimated
€676,957▲ 10.5%
Filing
Filed on 04-07-2026, 27 days before the end of the filing period
Financials

Insights on SERVUS CONSULTING

SERVUS CONSULTING files the micro format. That format states no turnover. The gross margin fell from €230,800 in 2007 to €93,746 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SERVUS CONSULTING

What is the company number of SERVUS CONSULTING?
The company number of SERVUS CONSULTING is 0884.091.949. The VAT number is the same number with BE in front: BE 0884.091.949.
Where is SERVUS CONSULTING based?
The registered office is at Goudvinkstraat 35, 2260 Westerlo.Company details
What does SERVUS CONSULTING do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of SERVUS CONSULTING?
SERVUS CONSULTING is a private limited company (BV).
When was SERVUS CONSULTING founded?
SERVUS CONSULTING was founded on 03-10-2006.
Is SERVUS CONSULTING still active?
Yes, SERVUS CONSULTING is an active enterprise in the KBO register.
What is the turnover of SERVUS CONSULTING?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €93,746 and 60 comparable companies (NACE 62200). It probably lies between €160,000 and €230,000. In financial year 2018 turnover was €151,724.Financials
Is SERVUS CONSULTING profitable?
In financial year 2025, SERVUS CONSULTING made a profit of €65,001.
Where can I find the annual accounts of SERVUS CONSULTING?
SERVUS CONSULTING filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SERVUS CONSULTING due?
SERVUS CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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