SERVRANCKX-JANSSEN
ActiveSERVRANCKX-JANSSEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €17k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency59=
Growth81=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 3.38 in 2024; short-term debt: 11.7% and cash: 7.7% of total assets), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
11.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
29 d late
2023
19 d late
2022
16 d late
2021
10 d late
2020
9 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€99k▲ 16.2%
2018 · €86k
2018: €86k
2018 → 2019
EBIT margin
13.2%▲ 12.0pp
2018 · 1.1%
2018: 1.1%
2018 → 2019
Net result
€17k▼ 8.8%
2024 · €19k
2018: €-3k
2019: €7k
2020: €6k
2021: €9k
2022: €2k
2023: €7k
2024: €19k
2018 → 2025
Working capital
€5k▼ 83.9%
2024 · €33k
2018: €22k
2019: €26k
2020: €30k
2021: €23k
2022: €8k
2023: €16k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€30k▼ 3.3%€36k▲ 19.8%€54k▲ 47.5%€53k▼ 1.5%
Operating result€12k-€5k▼ 61.3%€11k▲ 128%€26k▲ 140%€26k▼ 0.6%
Net result€9k-€2k▼ 75.5%€7k▲ 217%€19k▲ 188%€17k▼ 8.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€133k▲ 19.5%
Current assets
€24k▼ 50.0%
Equity and liabilities €157k
Equity
€53k▼ 1.5%
Debt
€104k▼ 1.1%
The debt ratio rises from 66.2% to 66.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €39k
Cash flow
€33k▲
2024 · €32k
Solvency
33.7%▼
2024 · 33.8%
Current ratio
1.29▼
2024 · 3.38
Quick ratio
1.29▼
2024 · 3.38
Debt / equity
1.96▲
2024 · 1.96
ROE
32.8%▼
2024 · 35.4%
ROA
11.1%▼
2024 · 12.0%
Interest coverage
20.66▲
2024 · 18.84
Debt
€104k▼
2024 · €105k
Debt ≤ 1 year
€18k▲
2024 · €14k
Debt > 1 year
€86k▼
2024 · €91k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€157k▼
Fixed assets21/28€112k€133k▲
Tangible fixed assets22/27€112k€133k▲
Land and buildings22€96k€121k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€47k€24k▼
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€484€900▲
Cash at bank and in hand54/58€37k€12k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€159k€157k▼
Equity10/15€54k€53k▼
Contributions10/11€11k€11k=
Outside capital11€11k€11k=
Other1109/19€11k€11k=
Reserves13€42k€42k▼
Distributable reserves133€42k€42k▼
Amounts payable17/49€105k€104k▼
Amounts payable after more than one year17€91k€86k▼
Financial debts170/4€91k€86k▼
Amounts payable within one year42/48€14k€18k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Other amounts payable47/48€441€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€387-
Gross operating margin9900€40k€42k▲
Operating profit (loss)9901€26k€26k▼
Financial income75/76B€126€410▲
Recurring financial income75€126€410▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€24k€25k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€19k€17k▼
Profit (loss) for the period to be appropriated9905€19k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€17k▼
Transfer from equity791/2-€17k
Transfer to equity691/2€19k€17k▼
To other reserves6921€19k€17k▼
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €19k ▲188%
Operating result €26k, net result €19k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schubbeek(LUB) 53210 LubbeekGround area
3,074 m²
Building footprint
313 m²
Volume, LiDAR
1,765 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schubbeek(LUB) 45, 3210 Lubbeek
since 20112.207.897.271
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066A0209/00V003 | Flanders | 1,614 m² | 1 · 157 m² | 6.7 m · 2 fl. |
| 24066A0148/00K006 | Flanders | 1,459 m² | 1 · 157 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 393 EUR awarded · 393 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 108 EUR |
| 2024 | 1 | 309 EUR | 201 EUR |
| 2022 | 1 | 84 EUR | 84 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2011
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.