Servitas

Active

Non-profit associationfounded 198442 yrs activeLange Nieuwstraat 109, 2000 Antwerpen, BelgiumKBO/BCE: BE 0428.999.227

Summary

Servitas has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91,635 and a net result of €3,002. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysis Watch Report Compare

ServitasActiveChecked score 93/100

Risk analysis Report Compare

Checked score

Score 2024

93 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73=

Solvency100=

Growth78=

Track record100

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €8,000 at 30 days acceptable

cash: 57.2% of total assets, and 0.1% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

38 d early

2024

72 d early

2023

29 d early

2022

25 d early

2021

17 d early

2020

25 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 15 February 1984, Servitas was incorporated.¹ Total assets went from EUR 84,257 in 2020 to EUR 91,771 in 2024.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity

€91,635▲ 3.4%

2023 · €88,633

Total assets

€91,771▲ 3.0%

2023 · €89,119

Net result

€3,002▼ 10.9%

2023 · €3,371

Working capital

Not included in this filing

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20202021202220232024

Operating result-€875-€1,184€321▼ 72.9%€3,562▲ 1,011%€3,117▼ 12.5%

Net result-€1,001-€988€74▼ 92.5%€3,371▲ 4,476%€3,002▼ 10.9%

Equity€84,200-€85,188▲ 1.2%€85,261▲ 0.1%€88,633▲ 4.0%€91,635▲ 3.4%

Total assets€84,257-€85,649▲ 1.7%€85,336▼ 0.4%€89,119▲ 4.4%€91,771▲ 3.0%

Debt€57-€461▲ 712%€75▼ 83.8%€486▲ 551%€136▼ 72.1%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 12% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €91,771

41.9%

58.1%

Fixed assets €38,496 ▼ 4.1%

Current assets €53,275 ▲ 8.8%

Equity and liabilities €91,771

99.9%

Equity €91,635 ▲ 3.4%

Debt €136 ▼ 72.1%

Debt's share of the balance-sheet total falls from 0.5% to 0.1%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€4,778▼

2023 · €5,224

Cash flow

€4,664▼

2023 · €5,033

Debt to equity

0.00▼

2023 · 0.01

ROE

3.3%▼

2023 · 3.8%

ROA

3.3%▼

2023 · 3.8%

Interest coverage

15.09▼

2023 · 17.43

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

Micro
20 years or older
solvency 30% or more
a profit under 5% of the balance sheet

0.5% went bankrupt

4.9% stopped otherwise

94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	1.0%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines

Balance sheet Code20232024

Assets

Total assets20/58€89,119€91,771▲

Fixed assets21/28€40,158€38,496▼

Tangible fixed assets22/27€40,158€38,496▼

Land and buildings22€37,624€37,146▼

Plant, machinery and equipment23€2,534€1,350▼

Current assets29/58€48,961€53,275▲

Cash at bank and in hand54/58€48,241€52,460▲

Deferred charges and accrued income490/1€720€815▲

Equity and liabilities

Total equity and liabilities10/49€89,119€91,771▲

Equity10/15€88,633€91,635▲

Contributions10/11-€71,099

Capital10-€71,099

Profit (loss) carried forward14€17,534€20,536▲

Amounts payable17/49€486€136▼

Accrued charges and deferred income492/3€486€136▼

Income statement Code20232024

Non-recurring operating income76A€848-

Goods, raw materials, services and sundry goods60/61€1,152-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,662€1,662=

Other operating charges640/8€688€352▼

Gross operating margin9900€5,912€5,130▼

Operating profit (loss)9901€3,562€3,117▼

Financial income75/76B€109€202▲

Recurring financial income75€109€202▲

Financial charges65/66B€300€317▲

Recurring financial charges65€300€317▲

Profit (loss) for the period before taxes9903€3,371€3,002▼

Profit (loss) for the period9904€3,371€3,002▼

Profit (loss) for the period to be appropriated9905€3,371€3,002▼

Appropriation of the result

Profit (loss) to be appropriated9906€17,534€20,536▲

Profit (loss) brought forward from the previous period14P€14,162€17,534▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2020	2021	2022	2023	2024	Change
Non-recurring operating income76A	-	-	-	€848	-	-
Goods, raw materials, services and sundry goods60/61	-	-	-	€1,152	-	-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€1,465	€1,465	€1,662	€1,662	€1,662	=
Other operating charges640/8	-	€1,833	€1,857	€688	€352	▼ 48.9%
Gross operating margin9900	€2,492	€4,482	€3,839	€5,912	€5,130	▼ 13.2%
Operating profit (loss)9901	-€875	€1,184	€321	€3,562	€3,117	▼ 12.5%
Financial income75/76B	-	€6	-	€109	€202	▲ 85.2%
Recurring financial income75	€36	€6	-	€109	€202	▲ 85.2%
Financial charges65/66B	-	€203	€247	€300	€317	▲ 5.7%
Recurring financial charges65	€163	€203	€247	€300	€317	▲ 5.7%
Profit (loss) for the period before taxes9903	-€1,001	€988	€74	€3,371	€3,002	▼ 10.9%
Profit (loss) for the period9904	-€1,001	€988	€74	€3,371	€3,002	▼ 10.9%
Profit (loss) for the period to be appropriated9905	-€1,001	€988	€74	€3,371	€3,002	▼ 10.9%

Line	2020	2021	2022	2023	2024	Change
Assets
Total assets20/58	€84,257	€85,649	€85,336	€89,119	€91,771	▲ 3.0%
Fixed assets21/28	€41,014	€39,549	€41,819	€40,158	€38,496	▼ 4.1%
Tangible fixed assets22/27	€41,014	€39,549	€41,819	€40,158	€38,496	▼ 4.1%
Land and buildings22	-	€34,648	€38,102	€37,624	€37,146	▼ 1.3%
Plant, machinery and equipment23	-	€4,901	€3,717	€2,534	€1,350	▼ 46.7%
Current assets29/58	€43,243	€46,100	€43,517	€48,961	€53,275	▲ 8.8%
Cash at bank and in hand54/58	€42,856	€45,720	€43,095	€48,241	€52,460	▲ 8.7%
Deferred charges and accrued income490/1	-	€380	€422	€720	€815	▲ 13.2%
Equity and liabilities
Total equity and liabilities10/49	€84,257	€85,649	€85,336	€89,119	€91,771	▲ 3.0%
Equity10/15	€84,200	€85,188	€85,261	€88,633	€91,635	▲ 3.4%
Contributions10/11	-	-	-	-	€71,099	-
Capital10	-	-	-	-	€71,099	-
Profit (loss) carried forward14	€13,101	€14,089	€14,162	€17,534	€20,536	▲ 17.1%
Amounts payable17/49	€57	€461	€75	€486	€136	▼ 72.1%
Accrued charges and deferred income492/3	-	€461	€75	€486	€136	▼ 72.1%

Line	2020	2021	2022	2023	2024	Change
Profit (loss) for the period9904	-€1,001	€988	€74	€3,371	€3,002	▼ 10.9%
+ Depreciation and write-downs630	€1,465	€1,465	€1,662	€1,662	€1,662	=
Operating cash flow (approximation)	€464	€2,453	€1,735	€5,033	€4,664	▼ 7.3%
Investment in fixed assets (approximation)	-	€0	-€3,933	€0	€0	-
Change in cash	-	€2,864	-€2,625	€5,146	€4,218	▼ 18.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-06

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

20-05

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

02-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Highest result since 2020net €3,371 ▲4,476%

Operating result €3,562, net result €3,371, both a record.

06-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

14-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Back to profitnet €988

Net result €988 after one loss-making year.

06-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 5 acts read

About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen

exact location from the address register On OpenStreetMap

Ground area

490 m²

Building footprint

427 m²

Volume, LiDAR

6,180 m³

Parcel 11802B1610/00K000, Flanders · tallest building 25.4 m, ±6 floors. Linked by address, not a title deed.

12 companies at this address See who is registered here

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11802B1610/00K000	Flanders	490 m²	1 · 427 m²	25.4 m · 6 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Identification & contact

Identification

Legal formNon-profit association

Founded15-02-1984

Fiscal year end31-12

E-invoicing

Reachable via Peppol

Peppol ID 0208:0428999227

Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.