Equity
€23,825 ▼ 9.3%
SERVISCOM paid out €20,000 in dividends. That is 114% of the 2025 profit.
SERVISCOM
Lifetime
17 annual accounts with figures on one time axis, 18 filings since 2006peak €66,734 (2024)
€20,974▼ 68.6%
lowest -€8,066 (2011)
€17,571▼ 63.2%
peak €28,494 (2023)
€23,825▼ 9.3%
€52,931▼ 39.1%
Board1 name since 2005
1 directorKOOLS Philippe
Documentsfilings and deeds
09-02-20269 days late
2025micro format
Turnover from €91,337 to €71,450Gross margin from €66,734 to €20,974Result from €47,760 to €17,571Dividend €20,000Debts from €86,938 to €52,931Cash from €38,254 to €8,680
Key points
from the 2025 annual accountsPayment terms
26 days to suppliers
SERVISCOM pays its suppliers 12 days earlier than in 2024. Customers pay 14 days later.
Filings
18 annual accounts since 2006
Six of the last ten came late. The 2017 accounts came latest: 27 days after the end of the period.
Checked score
81
Excellent
Financially stronger than 39% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.3%▲ +0.2 percentage points vs 12-2024highest value
02-2025: 0.6%▼ -0.7 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.9%▲ +0.2 percentage points vs 10-2025
12-2025: 0.8%▼ -0.1 percentage points vs 11-2025
01-2026: 0.3%▼ -0.5 percentage points vs 12-2025lowest value
02-2026: 0.5%▲ +0.2 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
Size: turnover €71,450, total assets €76,755
lowers risk
Founded in 2005
Liquidity: current ratio 1.45, cash €8,680, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 16% on liquidity, 84% on profitability and 23% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as SERVISCOM has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SERVISCOM itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SERVISCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.45 (1.29 in 2024), below the usual 1.5. Short-term debt is 68.5% and cash 11.3% of total assets. 69% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 9 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
9 days late
2024
23 days early
2023
on the day
2022
16 days late
2021
on the day
2020
2 days early
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875624047
Registered office moved to Visé
Capital decrease to €6,900 · Capital from €18,600 to €6,900 · New registered office: Rue du Pré aux Oies 25, 4600 Visé · General meeting of 12-12-2023 · Gazette deed
First establishment
Rue César de Paepe 16, Oupeye
Incorporation
published on 26-08-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERVISCOM Visé | €76,755 | €20,974 | 31.0% | - |
| Ma Petite Entreprise Wanze | €78,211 | €16,815 | 66.1% | - |
| AVERCO & CO Anzegem | €82,262 | €22,638 | 38.0% | - |
| GECKOTHERM Tienen | €70,349 | €22,968 | -3.0% | - |
| TOMOTECH Sint-Katelijne-Waver | €72,674 | €18,378 | 63.7% | - |
| SYSTHERM Charleroi | €78,374 | €25,281 | 53.4% | - |
| A.A. BATI ELEC Schaerbeek | €89,537 | €22,764 | 87.4% | - |
These companies have the same main activity as SERVISCOM: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €70,300 and €89,500, founded between 2004 and 2007.
Official details
Source: KBO- Status
- Active since 19-08-2005Normal situation
- Activity
- General electrical installation workNACE 43211
- Establishment unit
- 2.149.114.5784683 Oupeye, since 29-09-2005
- Financial year end
- 30 June
- Peppol
- Reachable since 25-11-2025
Insights on SERVISCOM
SERVISCOM files the micro format. That format states no turnover. The gross margin rose from €7,481 in 2007 to €20,974 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERVISCOM
- What is the company number of SERVISCOM?
- The company number of SERVISCOM is 0875.624.047. The VAT number is the same number with BE in front: BE 0875.624.047.
- Where is SERVISCOM based?
- The registered office is at Rue du Pré aux Oies 25, 4600 Visé.Company details
- What does SERVISCOM do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of SERVISCOM?
- SERVISCOM is a private limited company (BV).
- When was SERVISCOM founded?
- SERVISCOM was founded on 19-08-2005.
- Is SERVISCOM still active?
- Yes, SERVISCOM is an active enterprise in the KBO register.
- What is the turnover of SERVISCOM?
- The turnover of SERVISCOM was €71,450 in financial year 2025, according to the filed annual accounts.Financials
- Is SERVISCOM profitable?
- In financial year 2025, SERVISCOM made a profit of €17,571.
- Where can I find the annual accounts of SERVISCOM?
- SERVISCOM filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERVISCOM due?
- SERVISCOM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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