SERVIPOOLS
ActiveSummary
SERVIPOOLS has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.3m and a net result of €5,347. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 80% of 9,810 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 5.2 FTE
- Equity
- €4.3m
- Profit
- €5,347
- MCV CONSULTINGDirector · permanent representative CATTAFESTA Vincenzo
Why 93lowers riskLiquidity: current ratio 11.15, cash €1.1mFigures for financial year 2025 (filed 30-06-2026)Equity €4.3m (70.8% of total assets)Size: 5.2 FTE, total assets €6.1mShow the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 77% on solvency, 70% on liquidity, 35% on profitability and 35% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet €5,347 ▼98.2%
- Annual accounts filedfinancial year 2024 · full…
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2025 Net result -98% on 2024. The accounts now follow the abbreviated format, last year the full format.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 93.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €0.4m | €0.4m | €0.3m | €0.2m | €0.2m | ▼ 17.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.03m | €0.06m | €0.4m | €0.3m | €0.3m | €0.4m | €0.4m | €0.3m | ▼ 6.7% |
| Other operating charges640/8 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | ▲ 2.6% |
| Non-recurring operating charges66A | - | - | - | €0.007m | €0.002m | €0.001m | €305 | €0.004m | ▲ 12× |
| Gross operating margin9900 | €0.2m | €0.6m | €3.0m | €1.5m | €1.4m | €1.9m | €1.1m | €0.6m | ▼ 43.8% |
| Operating profit (loss)9901 | €0.09m | €0.2m | €2.1m | €0.8m | €0.7m | €1.2m | €0.4m | €0.01m | ▼ 96.4% |
| Financial income75/76B | - | - | - | €0.008m | €0.007m | €0.005m | €0.006m | €0.01m | ▲ 144% |
| Recurring financial income75 | €224 | €0.01m | €0.008m | €0.008m | €0.007m | €0.005m | €0.006m | €0.01m | ▲ 144% |
| Financial charges65/66B | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 4.6% |
| Recurring financial charges65 | €207 | €0.003m | €0.004m | €0.02m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 4.6% |
| Profit (loss) for the period before taxes9903 | €0.09m | €0.2m | €2.1m | €0.8m | €0.7m | €1.2m | €0.4m | €0.02m | ▼ 96.3% |
| Income taxes67/77 | €0.02m | €0.06m | €0.5m | €0.2m | €0.2m | €0.2m | €0.1m | €0.01m | ▼ 90.9% |
| Profit (loss) for the period9904 | €0.07m | €0.1m | €1.6m | €0.6m | €0.5m | €1.0m | €0.3m | €0.005m | ▼ 98.2% |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | €0.3m | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €0.07m | €0.1m | €1.6m | €0.6m | €0.5m | €0.7m | €0.3m | €0.005m | ▼ 98.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.9m | €1.1m | €5.0m | €5.3m | €5.7m | €6.3m | €6.3m | €6.1m | ▼ 3.7% |
| Fixed assets21/28 | €0.1m | €0.2m | €3.0m | €3.0m | €3.1m | €2.8m | €2.5m | €2.2m | ▼ 12.2% |
| Intangible fixed assets21 | - | - | - | - | €0.02m | €0.01m | €0.02m | €0.01m | ▼ 33.2% |
| Tangible fixed assets22/27 | €0.1m | €0.2m | €2.9m | €3.0m | €3.0m | €2.8m | €2.4m | €2.1m | ▼ 12.1% |
| Land and buildings22 | - | - | - | €2.4m | €2.2m | €2.1m | €2.0m | €1.9m | ▼ 4.7% |
| Plant, machinery and equipment23 | - | - | - | €0.3m | €0.3m | €0.2m | €0.1m | €0.04m | ▼ 61.7% |
| Furniture and vehicles24 | - | - | - | €0.3m | €0.5m | €0.4m | €0.3m | €0.2m | ▼ 40.3% |
| Other tangible fixed assets26 | - | - | - | €0.06m | €0.05m | €0.05m | €0.04m | €0.03m | ▼ 25.0% |
| Financial fixed assets28 | €363 | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | ▼ 2.6% |
| Current assets29/58 | €0.8m | €0.9m | €2.0m | €2.3m | €2.6m | €3.5m | €3.8m | €3.9m | ▲ 1.7% |
| Stocks and contracts in progress3 | - | €0.6m | €0.9m | €1.1m | €1.2m | €1.3m | €1.3m | €2.0m | ▲ 57.0% |
| Stocks30/36 | - | - | - | €1.1m | €1.2m | €1.3m | €1.3m | €2.0m | ▲ 57.0% |
| Amounts receivable within one year40/41 | €0.4m | €0.1m | €0.2m | €0.1m | €0.6m | €0.8m | €1.0m | €0.9m | ▼ 15.3% |
| Trade receivables40 | - | - | - | €0.09m | €0.09m | €0.05m | €0.2m | €0.09m | ▼ 56.0% |
| Other amounts receivable41 | - | - | - | €0.02m | €0.6m | €0.7m | €0.8m | €0.8m | ▼ 5.5% |
| Cash at bank and in hand54/58 | €0.4m | €0.2m | €0.9m | €1.1m | €0.8m | €1.4m | €1.6m | €1.1m | ▼ 32.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | - | €0.003m | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.9m | €1.1m | €5.0m | €5.3m | €5.7m | €6.3m | €6.3m | €6.1m | ▼ 3.7% |
| Equity10/15 | €0.09m | €0.2m | €1.9m | €2.5m | €3.0m | €4.0m | €4.3m | €4.3m | ▲ 0.1% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.002m | €0.002m | €0.002m | €2.0m | €2.0m | €2.3m | €2.3m | €2.3m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Tax-exempt reserves132 | - | - | - | - | - | €0.3m | €0.3m | €0.3m | = |
| Distributable reserves133 | - | - | - | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Profit (loss) carried forward14 | €0.07m | €0.2m | €1.9m | €0.5m | €1.0m | €1.6m | €1.9m | €1.9m | ▲ 0.3% |
| Amounts payable17/49 | €0.8m | €0.9m | €3.1m | €2.8m | €2.7m | €2.3m | €2.0m | €1.8m | ▼ 11.9% |
| Amounts payable after more than one year17 | €0.02m | €0.01m | €2.2m | €2.0m | €1.9m | €1.8m | €1.6m | €1.4m | ▼ 10.6% |
| Financial debts170/4 | - | - | - | €2.0m | €1.9m | €1.8m | €1.6m | €1.4m | ▼ 10.6% |
| Amounts payable within one year42/48 | €0.8m | €0.9m | €0.9m | €0.8m | €0.8m | €0.5m | €0.4m | €0.4m | ▼ 16.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 0.9% |
| Trade debts44 | €0.6m | €0.5m | €0.3m | €0.5m | €0.5m | €0.09m | €0.2m | €0.2m | ▼ 19.0% |
| Suppliers440/4 | - | - | - | €0.5m | €0.5m | €0.09m | €0.2m | €0.2m | ▼ 19.0% |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.09m | €0.07m | €0.06m | €0.02m | ▼ 60.8% |
| Taxes450/3 | - | - | - | €0.1m | €0.06m | €0.04m | €0.03m | - | - |
| Remuneration and social security454/9 | - | - | - | €0.03m | €0.04m | €0.03m | €0.04m | €0.02m | ▼ 32.9% |
| Other amounts payable47/48 | - | - | - | €100 | €100 | €0.2m | - | €0.002m | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €165 | €146 | ▼ 11.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.07m | €0.1m | €1.6m | €0.6m | €0.5m | €1.0m | €0.3m | €0.005m | ▼ 98.2% |
| + Depreciation and write-downs630 | €0.03m | €0.06m | €0.4m | €0.3m | €0.3m | €0.4m | €0.4m | €0.3m | ▼ 6.7% |
| Operating cash flow (approximation) | €0.1m | €0.2m | €2.1m | €0.9m | €0.8m | €1.4m | €0.7m | €0.4m | ▼ 47.4% |
| Investment in fixed assets (approximation) | - | -€0.2m | -€3.1m | -€0.3m | -€0.4m | -€0.1m | -€0.02m | -€0.05m | ▼ 174% |
| Change in cash | - | -€0.2m | €0.7m | €0.2m | -€0.3m | €0.6m | €0.2m | -€0.5m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-06-2026 | 2026-00251696 |
| 31-12-2024 | full format | 30-08-2025 | 2025-00465528 |
| 31-12-2023 | full format | 28-08-2024 | 2024-00397846 |
| 31-12-2022 | full format | 24-08-2023 | 2023-00349109 |
| 31-12-2021 | full format | 27-06-2022 | 2022-20095640 |
| 31-12-2020 | full format | 19-08-2021 | 2021-50900497 |
| 31-12-2019 | full format | 03-09-2020 | 2020-50900173 |
| 31-12-2018 | full format | 02-07-2019 | 2019-28800237 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 1
Permanent representatives 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MCV CONSULTING |
|
| CATTAFESTA Vincenzo |
|
Owners and capital
Capital and shareholders
- 05-12-2023 Converted to unavailable equity
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
History
Acts, filings and financial milestones
05-12
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsCapital conversion · Reserve release4 facts ▸
- General meeting, 21-11-2023
- Amendment of the articles (2 times)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “suppression, fonds disponibles pour distribution” (deed in French)
30-06
Gazette deed
Resignation: CATTAFESTA Vincenzo (director)Appointment: MCV CONSULTING (director) · Permanent representative: CATTAFESTA Vincenzo5 facts ▸
- General meeting, 18-04-2023
- Director resignation, CATTAFESTA Vincenzo (director)
- Director appointment, MCV CONSULTING (director)
- Permanent representative, CATTAFESTA Vincenzo (director)
- Board meeting, “procuration avec droit de substitution pour publication, L'Administrateur” (deed in French)
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0692.764.201
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52072B0304/00E002 | Wallonia | 5,681 m² | - | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’importation et l’exportation, l'achat et la vente, en gros et/ou au détail, la conception, la fabrication, l’installation, l’entretien, la…” (deed in French)
8 activities (deed in French)
- L’importation et l’exportation, l'achat et la vente, en gros et/ou au détail, la conception, la fabrication, l’installation, l’entretien, la réparation et la location de piscines, saunas, hammams, espaces wellness
- L’importation et l’exportation, l'achat et la vente, en gros et/ou au détail, la conception, la fabrication l’installation, l’entretien, la réparation et la location de tous biens meubles, objets et accessoires de piscines, saunas, hammams, espaces wellness, terrains de jeux, de sports, les bassins de natation, et cetera
- La conception, l’installation, et la réparation de terrasses et aménagements paysager
- L’entreprise générale de construction dans les activités suivantes : maçonnerie, menuiserie et charpente ; construction métallique et de bâtiments (gros oeuvre et mise sous toit) ; carrelage et mosaïque et tous autres revêtements des murs, sols et autres surfaces ; travaux de vitrerie notamment pose de glace, de miroiterie et de vitraux ainsi que la mise en oeuvre de tous les matériaux translucides et transparents ; marbrerie, sablage, travaux de peinture en tous genres et notamment peinture industrielle sur charpentes métalliques, peintures d’ouvrages d’art (ponts, écluses, grues, viaducs, poteaux, réservoirs, halls et autres constructions similaires) ; recouvrement de construction par asphaltage, bitumage, tapissage et garnissage ; installation de chauffage, central ou au gaz, de climatisation et de sanitaire ; sanitaire, plomberie et zinguerie, couvertures métalliques de constructions ou autres ; électricité ; démolition de bâtiments et autres ouvrages ; travaux d’étanchéité, de terrassement et de pavage ; taille de pierres ; placement de grilles, ferronneries, barrières, clôtures, volets cloisons et faux plafonds, ainsi que le placement de toutes menuiseries métalliques et plastiques ; l’entreprise d’isolation thermique et acoustique, l’installation de ventilation et d’aération de chauffage d’air chaud, de conditionnement d’air et de tuyauteries industrielles ; le recouvrement de corniches en plastiques ; l’entreprise de chaulage, de badigeonnage, de rejointoyage et de nettoyage de façades, toiture et étanchéité, activités électrotechniques
- L’entreprise de travaux publics et privés, la construction, la réfection et l’entretien des routes, les travaux et l’installation d’égouts, les travaux de pose de câbles et de canalisations diverses, l’installation de signalisations routières et le marquage des routes, l’installation d’échafaudage, tous les travaux de terrassement et de recouvrement par asphalte
- Les activités accessoires suivantes : le ramonage de cheminées ; le lavage de vitres ; les travaux de nettoyage et de démoussage de toits et de corniches ; l’entreprise de peinture artistique comprenant également les décors théâtraux et la peinture publicitaire ; l’entreprise de mise en couleur de meubles, jouets, articles techniques et ménagers et de carrosseries automobiles, l’entreprise de raccordement d’appareils ménagers et de production d’eau chaude par accumulation, et les appareils anticalcaire ; les travaux de plomberie effectués lors du placement et/ou du raccordement d’appareils ménagers ou de chauffage (convecteur, chauffe-eau) ; la mécanique autos, motos, cycles et vélos ; la vente de voitures d’occasion et l’expertise automobile ; la mécanique industrielle et les travaux de soudure ; l’installation d’appareils alimentés en gaz liquide ; la mécanique hydraulique et pneumatique
- Le commerce sous toutes ses formes et notamment l'importation, l'exportation, l'achat et la vente en gros ou au détail, la représentation et le courtage, ainsi que la fabrication, la transformation et le transport de toutes marchandises et de tous produits, et notamment de tous produits et matériaux de construction et dérivés ainsi que de tous produits se rapportant directement ou indirectement à son objet social
- L’établissement d’audit, de certificat de performance énergétique et de dossier de préparation à l’introduction d’une demande de permis d’urbanisme
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SERVIPOOLS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision de l’organe d’administration,des sièges administratifs,agences,ateliers,dépôts et succursales,tant en…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Indéterminée sauf décision contraire, un ou plusieurs administrateurs” (deed in French)“Fixe ou proportionnelle, frais généraux plus frais représentation voyages” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, titulaires prennent connaissance relatif à leurs titres” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Courrier électronique ou courrier ordinaire même jour pour sans adresse électronique, organe qui procède à l'émission” (deed in French)