SERVIPOL
ActiveThe computed 12-month bankruptcy probability of SERVIPOL is 1.6% (moderate). The 2025 annual accounts show equity of €10k and a net result of €-25k. Equity is shrinking by ~21.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 25% of 454 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
0
/ 100
Critical▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency17▼-31
Growth22=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 0.87 in 2024), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
-49.3%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€25k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 454 sector peers (2025).
NBB · sector comparisonPosition among 454 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
9 d early
2023
6 d early
2022
29 d early
2021
9 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€4k▼ 92.0%
2024 · €45k
2019: €211k
2020: €208k
2021: €181k
2022: €178k
2023: €168k
2024: €45k
2019 → 2025
EBIT margin
-695.6%▼ 660.3pp
2024 · -35.4%
2019: -5.2%
2020: 10.8%
2021: 8.7%
2022: -5.9%
2023: 22.1%
2024: -35.4%
2019 → 2025
Net result
€-25k▼ 58.6%
2024 · €-16k
2019: €-11k
2020: €22k
2021: €16k
2022: €-10k
2023: €27k
2024: €-16k
2019 → 2025
Working capital
€-14k▼ 44.0%
2024 · €-9k
2019: €69k
2020: €98k
2021: €91k
2022: €91k
2023: €-8k
2024: €-9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€181k-€178k▼ 1.5%€168k▼ 5.9%€45k▼ 73.1%€4k▼ 92.0%
Equity€134k-€124k▼ 7.7%€51k▼ 58.9%€35k▼ 30.9%€10k▼ 71.1%
Operating result€16k-€-10k€37k€-16k€-25k▼ 57.1%
Net result€16k-€-10k€27k€-16k€-25k▼ 58.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €16k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€24k▼ 46.6%
Current assets
€27k▼ 57.5%
Equity and liabilities €51k
Equity
€10k▼ 71.1%
Debt
€40k▼ 44.2%
The debt ratio rises from 67.4% to 80.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-23k▼
2024 · €-2k
Cash flow
€-23k▼
2024 · €-2k
Solvency
20.0%▼
2024 · 32.6%
Current ratio
0.66▼
2024 · 0.87
Quick ratio
0.66▼
2024 · 0.87
Debt / equity
3.99▲
2024 · 2.07
ROE
-246.0%▼
2024 · -44.8%
ROA
-49.3%▼
2024 · -14.6%
Interest coverage
-60.10▼
2024 · -8.20
Debt
€40k▼
2024 · €72k
Debt ≤ 1 year
€40k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€51k▼
Fixed assets21/28€45k€24k▼
Tangible fixed assets22/27€45k€24k▼
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€42k€20k▼
Current assets29/58€63k€27k▼
Amounts receivable within one year40/41€28k€555▼
Trade receivables40€27k-
Other amounts receivable41€1k€555▼
Cash at bank and in hand54/58€33k€23k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€108k€51k▼
Equity10/15€35k€10k▼
Contributions10/11€8k€8k=
Reserves13€43k€41k▼
Distributable reserves133€43k€41k▼
Profit (loss) carried forward14€-16k€-39k▼
Amounts payable17/49€72k€40k▼
Amounts payable within one year42/48€72k€40k▼
Trade debts44€956€263▼
Suppliers440/4€956€263▼
Other amounts payable47/48€72k€40k▼
Income statement
Code20242025
Turnover70€45k€4k▼
Non-recurring operating income76A-€3k
Goods, raw materials, services and sundry goods60/61€46k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€2k▼
Other operating charges640/8€928€6k▲
Gross operating margin9900€-990€-17k▼
Operating profit (loss)9901€-16k€-25k▼
Financial income75/76B€457€500▲
Recurring financial income75€457€500▲
Financial charges65/66B€234€388▲
Recurring financial charges65€234€388▲
Profit (loss) for the period before taxes9903€-16k€-25k▼
Profit (loss) for the period9904€-16k€-25k▼
Profit (loss) for the period to be appropriated9905€-16k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-41k▼
Profit (loss) brought forward from the previous period14P-€-16k
Transfer from equity791/2-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
2022
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-03
Financial
Equity above €100kEq €118k ▲23.3%
Equity rises from €96k to €118k.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
03-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2016
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 10451180 UkkelGround area
643 m²
Building footprint
63 m²
Volume, LiDAR
760 m³
Parcel 21616G0164/00Y002, Brussels · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergsesteenweg 1045, 1180 Ukkel
since 19852.026.660.689
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0164/00Y002 | Brussels | 643 m² | 1 · 63 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1005.131.816
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J.M.R.L.
BE 0871.823.924
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Of 21,156 companies in sector 81300 we hold annual accounts for 4,344. 2,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-1985
Fiscal year end31-03
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.