SERVIGEL
ActiveSummary
SERVIGEL has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,481 and a net result of -€4,633. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · fiscal year 2025, micro schema
2020 to 2025, 5 fiscal years 2018 to 2025, 6 fiscal years
The operating result stays negative: a loss of €981 in 2025 against €6,478 in 2024; the loss shrinks.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,992 | €10,079 | €16,997 | €25,699 | €23,607 | €23,235 | ▼ 1.6% |
| Other operating charges640/8 | - | - | €4,396 | €5,630 | €5,724 | €3,141 | ▼ 45.1% |
| Gross operating margin9900 | -€10,506 | €21,819 | -€31,233 | €32,047 | €22,854 | €25,395 | ▲ 11.1% |
| Operating profit (loss)9901 | -€25,265 | €7,599 | -€52,627 | €719 | -€6,478 | -€981 | ▲ 84.9% |
| Financial income75/76B | - | - | €98,713 | - | €413 | - | - |
| Recurring financial income75 | €2,067 | - | €98,713 | - | €413 | - | - |
| Financial charges65/66B | - | - | €3,041 | €4,192 | €5,303 | €3,652 | ▼ 31.1% |
| Recurring financial charges65 | €66 | €232 | €3,041 | €4,192 | €5,303 | €3,652 | ▼ 31.1% |
| Profit (loss) for the period before taxes9903 | -€23,264 | €7,368 | €43,045 | -€3,473 | -€11,368 | -€4,633 | ▲ 59.2% |
| Income taxes67/77 | - | €1,992 | €405 | €3,792 | €1,880 | - | - |
| Profit (loss) for the period9904 | -€23,264 | €5,376 | €42,641 | -€7,265 | -€13,249 | -€4,633 | ▲ 65.0% |
| Profit (loss) for the period to be appropriated9905 | -€23,264 | €5,376 | €42,641 | -€7,265 | -€13,249 | -€4,633 | ▲ 65.0% |
| Line | 2018 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €104,438 | €98,888 | €377,188 | €357,324 | €336,216 | €309,869 | ▼ 7.8% |
| Fixed assets21/28 | €103,095 | €91,460 | €371,097 | €349,421 | €329,832 | €306,597 | ▼ 7.0% |
| Intangible fixed assets21 | €306 | €201 | €96 | €44 | - | - | - |
| Tangible fixed assets22/27 | €102,789 | €91,258 | €371,001 | €349,377 | €329,832 | €306,597 | ▼ 7.0% |
| Land and buildings22 | - | - | €348,796 | €330,232 | €311,658 | €293,929 | ▼ 5.7% |
| Plant, machinery and equipment23 | - | - | €6,664 | €8,123 | €9,719 | €8,535 | ▼ 12.2% |
| Furniture and vehicles24 | - | - | €15,541 | €11,023 | €8,455 | €4,132 | ▼ 51.1% |
| Current assets29/58 | €1,342 | €7,429 | €6,091 | €7,903 | €6,384 | €3,272 | ▼ 48.7% |
| Amounts receivable within one year40/41 | - | €4,703 | €5,096 | €7,131 | - | - | - |
| Trade receivables40 | - | - | €5,096 | €7,131 | - | - | - |
| Cash at bank and in hand54/58 | €1,342 | €2,726 | €996 | €771 | €6,384 | €3,272 | ▼ 48.7% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €104,438 | €98,888 | €377,188 | €357,324 | €336,216 | €309,869 | ▼ 7.8% |
| Equity10/15 | €89,286 | €84,858 | €115,627 | €108,363 | €95,114 | €90,481 | ▼ 4.9% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Capital10 | - | - | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Issued capital100 | - | - | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Reserves13 | €9,346 | €9,346 | €9,346 | €9,346 | €9,346 | €9,346 | = |
| Non-distributable reserves130/1 | - | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Legal reserve130 | - | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Distributable reserves133 | - | - | €3,149 | €3,149 | €3,149 | €3,149 | = |
| Profit (loss) carried forward14 | €17,967 | €13,538 | €44,308 | €37,043 | €23,794 | €19,162 | ▼ 19.5% |
| Amounts payable17/49 | €15,151 | €14,030 | €261,561 | €248,961 | €241,102 | €219,388 | ▼ 9.0% |
| Amounts payable after more than one year17 | - | - | €227,752 | €213,965 | €198,608 | €182,295 | ▼ 8.2% |
| Financial debts170/4 | - | - | €227,752 | €213,965 | €198,608 | €182,295 | ▼ 8.2% |
| Amounts payable within one year42/48 | €15,151 | €14,030 | €33,808 | €34,997 | €42,494 | €37,093 | ▼ 12.7% |
| Current portion of amounts payable after more than one year42 | - | - | €14,894 | €13,788 | €15,356 | €16,313 | ▲ 6.2% |
| Trade debts44 | €10,371 | €555 | €7,774 | €6,907 | €916 | €780 | ▼ 14.8% |
| Suppliers440/4 | - | - | €7,774 | €6,907 | €916 | €780 | ▼ 14.8% |
| Taxes, remuneration and social security45 | - | - | €1,500 | - | - | - | - |
| Taxes450/3 | - | - | €1,500 | - | - | - | - |
| Other amounts payable47/48 | - | - | €9,640 | €14,302 | €26,221 | €20,000 | ▼ 23.7% |
| Line | 2018 | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,264 | €5,376 | €42,641 | -€7,265 | -€13,249 | -€4,633 | ▲ 65.0% |
| + Depreciation and write-downs630 | €10,992 | €10,079 | €16,997 | €25,699 | €23,607 | €23,235 | ▼ 1.6% |
| Operating cash flow (approximation) | -€12,273 | €15,455 | €59,637 | €18,434 | €10,358 | €18,602 | ▲ 79.6% |
| Investment in fixed assets (approximation) | - | - | - | -€4,023 | -€4,018 | €0 | ▲ 100% |
| Change in cash | - | - | - | -€224 | €5,613 | -€3,112 | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.