SERVIFARM
ActiveSummary
SERVIFARM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €351,035 and a net result of -€23,891. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 50% of 3321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▲+2
Solvency70=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 2.6 against 1.38 in 2024; short-term debt: 8.7% and cash: 20.6% of total assets), but 55.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23,891
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
29 d early
2023
28 d late
2022
28 d late
2021
52 d late
2020
79 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€146,640▲ 9.9%
2024 · €133,448
EBIT margin
-12.7%▼ 9.1pp
2024 · -3.7%
Net result
-€23,891▼ 598%
2024 · -€3,424
Working capital
€108,854▲ 35.0%
2024 · €80,621
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€134,810▼ 59.1%€134,136▼ 0.5%€133,751▼ 0.3%€133,448▼ 0.2%€146,640▲ 9.9%
Operating result-€5,115€2,403€2,887▲ 20.2%-€4,888-€18,663▼ 282%
Net result-€6,077below the sector's middle half€974below the sector's middle half-€571below the sector's middle half-€3,424below the sector's middle half▼ 499%-€23,891below the sector's middle half▼ 598%
EBIT margin-3.8%▼ 122.1pp1.8%▲ 5.6pp2.2%▲ 0.4pp-3.7%▼ 5.8pp-12.7%▼ 9.1pp
Equity€421,813within the sector's middle half▼ 1.4%€422,787within the sector's middle half▲ 0.2%€396,750within the sector's middle half▼ 6.2%€374,926within the sector's middle half▼ 5.5%€351,035within the sector's middle half▼ 6.4%
Total assets€518,853within the sector's middle half▼ 5.5%€517,491within the sector's middle half▼ 0.3%€528,197within the sector's middle half▲ 2.1%€828,097within the sector's middle half▲ 56.8%€782,545within the sector's middle half▼ 5.5%
Debt€8,290▼ 74.5%€5,954▼ 28.2%€43,031▲ 623%€365,256▲ 749%€346,625▼ 5.1%
Working capital€507,074▼ 1.0%€420,726▼ 17.0%€375,301▼ 10.8%€80,621▼ 78.5%€108,854▲ 35.0%
Solvency81.3%above the sector's middle half▲ 3.4pp81.7%above the sector's middle half▲ 0.4pp75.1%above the sector's middle half▼ 6.6pp45.3%within the sector's middle half▼ 29.8pp44.9%within the sector's middle half▼ 0.4pp
Staff (FTE)0.5below the sector's middle half▼ 76.2%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2021 Turnover -59% on 2020. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,663 in 2025 against €4,888 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €782,545
Fixed assets
€605,720 ▲ 13.0%
Current assets
€176,826 ▼ 39.4%
Equity and liabilities €782,545
Equity
€351,035 ▼ 6.4%
Provisions
€84,885 ▼ 3.4%
Debt
€346,625 ▼ 5.1%
Debt's share of the balance-sheet total rises from 44.1% to 44.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1,491▲
2024 · -€1,978
Cash flow
-€3,737▼
2024 · -€514
Current ratio
2.60▲
2024 · 1.38
Debt to equity
0.99▲
2024 · 0.97
ROE
-6.8%▼
2024 · -0.9%
ROA
-3.1%▼
2024 · -0.4%
Interest coverage
0.18▲
2024 · -2.01
Debt ≤ 1 year
€67,971▼
2024 · €211,358
Debt > 1 year
€278,654▲
2024 · €153,898
Staff costs
€227▲
2024 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €134,810 | €134,136 | €133,751 | €133,448 | €146,640 | ▲ 9.9% |
| Goods, raw materials, services and sundry goods60/61 | €133,414 | €116,797 | €119,532 | €132,416 | €137,249 | ▲ 3.7% |
| Remuneration, social security and pensions62 | €2,738 | €211 | €274 | €196 | €227 | ▲ 15.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €985 | €11,964 | €4,993 | €2,910 | €20,154 | ▲ 593% |
| Other operating charges640/8 | €2,788 | €2,761 | €6,065 | €2,813 | €7,673 | ▲ 173% |
| Non-recurring operating charges66A | €1 | - | - | - | - | - |
| Gross operating margin9900 | €1,395 | €17,339 | €14,219 | €1,032 | €9,391 | ▲ 810% |
| Operating profit (loss)9901 | -€5,115 | €2,403 | €2,887 | -€4,888 | -€18,663 | ▼ 282% |
| Financial income75/76B | €49 | - | - | €2,364 | €0 | ▼ 100.0% |
| Recurring financial income75 | €49 | - | - | €36 | €0 | ▼ 100.0% |
| Non-recurring financial income76B | - | - | - | €2,328 | - | - |
| Financial charges65/66B | €713 | €248 | €129 | €986 | €8,258 | ▲ 738% |
| Recurring financial charges65 | €713 | €248 | €129 | €986 | €8,258 | ▲ 738% |
| Profit (loss) for the period before taxes9903 | -€5,780 | €2,155 | €2,758 | -€3,509 | -€26,921 | ▼ 667% |
| Transfer from deferred taxes780 | - | - | - | €501 | €3,030 | ▲ 504% |
| Income taxes67/77 | €297 | €1,181 | €3,330 | €416 | - | - |
| Profit (loss) for the period9904 | -€6,077 | €974 | -€571 | -€3,424 | -€23,891 | ▼ 598% |
| Transfer from tax-exempt reserves789 | - | - | €1,336 | €1,504 | €9,090 | ▲ 504% |
| Profit (loss) for the period to be appropriated9905 | -€6,077 | €974 | €765 | -€1,919 | -€14,801 | ▼ 671% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €518,853 | €517,491 | €528,197 | €828,097 | €782,545 | ▼ 5.5% |
| Fixed assets21/28 | €3,573 | €90,811 | €109,865 | €536,118 | €605,720 | ▲ 13.0% |
| Tangible fixed assets22/27 | €3,573 | €90,811 | €109,865 | €536,118 | €605,720 | ▲ 13.0% |
| Land and buildings22 | €2,804 | €85,083 | €107,193 | €536,118 | €604,445 | ▲ 12.7% |
| Plant, machinery and equipment23 | €768 | €384 | - | - | - | - |
| Furniture and vehicles24 | - | €5,344 | €2,672 | - | €1,275 | - |
| Current assets29/58 | €515,280 | €426,680 | €418,332 | €291,979 | €176,826 | ▼ 39.4% |
| Amounts receivable within one year40/41 | €52,776 | €29,641 | €20,176 | €19,318 | €15,020 | ▼ 22.2% |
| Trade receivables40 | €45,956 | €29,631 | €20,176 | €19,318 | €15,020 | ▼ 22.2% |
| Other amounts receivable41 | €6,820 | €10 | - | - | - | - |
| Cash at bank and in hand54/58 | €462,504 | €395,954 | €396,802 | €272,661 | €161,080 | ▼ 40.9% |
| Deferred charges and accrued income490/1 | - | €1,085 | €1,354 | - | €726 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €518,853 | €517,491 | €528,197 | €828,097 | €782,545 | ▼ 5.5% |
| Equity10/15 | €421,813 | €422,787 | €396,750 | €374,926 | €351,035 | ▼ 6.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Reserves13 | €338,770 | €338,770 | €311,968 | €292,064 | €282,974 | ▼ 3.1% |
| Non-distributable reserves130/1 | €620 | €620 | - | - | - | - |
| Legal reserve130 | €620 | €620 | - | - | - | - |
| Tax-exempt reserves132 | €266,250 | €266,250 | €265,248 | €263,744 | €254,654 | ▼ 3.4% |
| Distributable reserves133 | €71,900 | €71,900 | €46,720 | €28,320 | €28,320 | = |
| Profit (loss) carried forward14 | €76,843 | €77,817 | €78,582 | €76,663 | €61,862 | ▼ 19.3% |
| Provisions and deferred taxes16 | €88,750 | €88,750 | €88,416 | €87,915 | €84,885 | ▼ 3.4% |
| Deferred taxes168 | €88,750 | €88,750 | €88,416 | €87,915 | €84,885 | ▼ 3.4% |
| Amounts payable17/49 | €8,290 | €5,954 | €43,031 | €365,256 | €346,625 | ▼ 5.1% |
| Amounts payable after more than one year17 | - | - | - | €153,898 | €278,654 | ▲ 81.1% |
| Financial debts170/4 | - | - | - | €153,898 | €278,654 | ▲ 81.1% |
| Amounts payable within one year42/48 | €8,205 | €5,954 | €43,031 | €211,358 | €67,971 | ▼ 67.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6,102 | €11,708 | ▲ 91.9% |
| Trade debts44 | €4,137 | €324 | €6,263 | €170,492 | €10,252 | ▼ 94.0% |
| Suppliers440/4 | €4,137 | €324 | €6,263 | €170,492 | €10,252 | ▼ 94.0% |
| Taxes, remuneration and social security45 | €3,731 | €5,293 | €10,631 | €16,027 | €45,675 | ▲ 185% |
| Taxes450/3 | €3,731 | €5,293 | €10,631 | €16,027 | €45,675 | ▲ 185% |
| Other amounts payable47/48 | €337 | €337 | €26,137 | €18,737 | €337 | ▼ 98.2% |
| Accrued charges and deferred income492/3 | €84 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,077 | €974 | -€571 | -€3,424 | -€23,891 | ▼ 598% |
| + Depreciation and write-downs630 | €985 | €11,964 | €4,993 | €2,910 | €20,154 | ▲ 593% |
| Operating cash flow (approximation) | -€5,092 | €12,938 | €4,421 | -€514 | -€3,737 | ▼ 628% |
| Investment in fixed assets (approximation) | - | -€99,203 | -€24,046 | -€429,163 | -€89,755 | ▲ 79.1% |
| Change in cash | - | -€66,550 | €848 | -€124,141 | -€111,581 | ▲ 10.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet -€23,891
Net result drops to -€23,891, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Back to profitnet €974
Net result €974 after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 52 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 62.80
Current ratio from 16.79 to 62.80; short-term debt falls from €32,428 to €8,205.
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
31-12
Financial
Highest result since 2018net €292,695 ▲1,480%
Operating result €390,288, net result €292,695, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 16.79
Current ratio from 4.39 to 16.79; short-term debt falls from €38,900 to €32,428.
31-12
Financial
Equity above €200,000Eq €427,890 ▲216%
3 profitable years in a row build equity to €427,890.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2006
Ground area
2,198 m²
Building footprint
133 m²
Parcel 91024B0407/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Busson,Buissonville 70, 5580 Rochefort
since 20062.224.780.716
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91024B0407/00N000 | Wallonia | 2,198 m² | 1 · 133 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 5,903 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0880107130
Also
9925:BE0880107130
Registered
04-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.