SERVICO
ActiveSERVICO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €5k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency69▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.93 in 2024; short-term debt: 48.8% and cash: 26% of total assets), and 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
24 d early
2023
30 d early
2022
26 d early
2021
3 d early
2020
5 d early
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€70k▲ 6.9%
2024 · €66k
2018: €40k
2019: €50k
2020: €50k
2021: €52k
2022: €57k
2023: €60k
2024: €66k
2018 → 2025
Total assets
€160k▼ 22.0%
2024 · €205k
2018: €462k
2019: €428k
2020: €346k
2021: €272k
2022: €240k
2023: €162k
2024: €205k
2018 → 2025
Net result
€5k▼ 22.2%
2024 · €6k
2018: €2k
2019: €10k
2020: €452
2021: €2k
2022: €4k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€17k
2024 · €-9k
2018: €89k
2019: €-102k
2020: €-91k
2021: €-36k
2022: €31k
2023: €18k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€57k▲ 7.9%€60k▲ 6.0%€66k▲ 9.8%€70k▲ 6.9%
Operating result€12k-€14k▲ 11.3%€13k▼ 3.6%€12k▼ 6.9%€13k▲ 0.6%
Net result€2k-€4k▲ 101%€3k▼ 17.6%€6k▲ 72.5%€5k▼ 22.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€65k▼ 24.0%
Current assets
€94k▼ 20.5%
Equity and liabilities €160k
Equity
€70k▲ 6.9%
Debt
€89k▼ 35.7%
The debt ratio falls from 67.8% to 55.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €39k
Cash flow
€27k▼
2024 · €32k
Solvency
44.1%▲
2024 · 32.2%
Current ratio
1.21▲
2024 · 0.93
Quick ratio
1.21▲
2024 · 0.93
Debt / equity
1.27▼
2024 · 2.11
ROE
6.5%▼
2024 · 8.9%
ROA
2.9%▼
2024 · 2.9%
Interest coverage
92.90▼
2024 · 121.58
Debt
€89k▼
2024 · €139k
Debt ≤ 1 year
€78k▼
2024 · €128k
Debt > 1 year
€11k=
2024 · €11k
Income taxes
€8k▲
2024 · €6k
Staff costs
€400k▲
2024 · €376k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€160k▼
Fixed assets21/28€86k€65k▼
Tangible fixed assets22/27€86k€65k▼
Furniture and vehicles24€44k€35k▼
Other tangible fixed assets26€42k€30k▼
Financial fixed assets28€151€151=
Current assets29/58€119k€94k▼
Amounts receivable within one year40/41€40k€13k▼
Trade receivables40€29k€3k▼
Other amounts receivable41€11k€9k▼
Cash at bank and in hand54/58€40k€41k▲
Deferred charges and accrued income490/1€38k€40k▲
Equity and liabilities
Total equity and liabilities10/49€205k€160k▼
Equity10/15€66k€70k▲
Contributions10/11€20k€20k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€45k€50k▲
Amounts payable17/49€139k€89k▼
Amounts payable after more than one year17€11k€11k=
Other amounts payable178/9€11k€11k=
Amounts payable within one year42/48€128k€78k▼
Trade debts44€82k€32k▼
Suppliers440/4€82k€32k▼
Taxes, remuneration and social security45€45k€45k▲
Taxes450/3€3k€381▼
Remuneration and social security454/9€42k€45k▲
Accrued charges and deferred income492/3-€24
Income statement
Code20242025
Remuneration, social security and pensions62€376k€400k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€22k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€-1k▼
Other operating charges640/8€24k€25k▲
Gross operating margin9900€440k€459k▲
Operating profit (loss)9901€12k€13k▲
Financial income75/76B€5€5▼
Recurring financial income75€5€5▼
Financial charges65/66B€318€376▲
Recurring financial charges65€318€376▲
Profit (loss) for the period before taxes9903€12k€12k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€50k▲
Profit (loss) brought forward from the previous period14P€39k€45k▲
Social balance
Average headcount (FTE)90876.96.9=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €452 ▼95.4%
Net result drops to €452, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
31-12
Financial
Highest result since 2018net €10k ▲501%
Operating result €20k, net result €10k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoorwegstraat 321702 DilbeekGround area
3,063 m²
Building footprint
1,202 m²
Volume, LiDAR
6,874 m³
Parcel 23026A0125/00E000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERVICO
since 19952.070.598.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0125/00E000 | Flanders | 3,063 m² | 1 · 1,202 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.