Services4you
ActiveServices4you has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-3k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+14
Solvency44▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.11 in 2024; short-term debt: 74.7% and cash: 3.4% of total assets), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.3%
Return on assets
-2.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-03-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
6 d early
2023
5 d early
2022
3 d early
2021
45 d early
2020
18 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 12.6%
2024 · €22k
2019: €43k
2020: €43k
2021: €44k
2022: €37k
2023: €30k
2024: €22k
2019 → 2025
Total assets
€98k▼ 7.0%
2024 · €105k
2019: €126k
2020: €115k
2021: €118k
2022: €109k
2023: €100k
2024: €105k
2019 → 2025
Net result
€-3k▲ 57.8%
2024 · €-6k
2019: €394
2020: €-149
2021: €713
2022: €-7k
2023: €-7k
2024: €-6k
2019 → 2025
Working capital
€-67k▲ 3.3%
2024 · €-69k
2019: €-45k
2020: €-41k
2021: €-35k
2022: €-37k
2023: €-41k
2024: €-69k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€37k▼ 16.2%€30k▼ 19.3%€22k▼ 27.4%€19k▼ 12.6%
Operating result€2k-€-5k€-4k▲ 17.8%€-3k▲ 39.0%€985
Net result€713-€-7k€-7k▲ 0.5%€-6k▲ 8.8%€-3k▲ 57.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €985 after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€91k▼ 5.2%
Current assets
€6k▼ 26.6%
Equity and liabilities €98k
Equity
€19k▼ 12.6%
Debt
€79k▼ 5.5%
The debt ratio rises from 79.4% to 80.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €4k
Cash flow
€4k▲
2024 · €-22
Solvency
19.3%▼
2024 · 20.6%
Current ratio
0.09▼
2024 · 0.11
Quick ratio
0.09▼
2024 · 0.11
Debt / equity
4.17▲
2024 · 3.86
ROE
-14.5%▲
2024 · -29.9%
ROA
-2.8%▲
2024 · -6.2%
Interest coverage
2.10▲
2024 · 0.99
Debt
€79k▼
2024 · €83k
Debt ≤ 1 year
€73k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€98k▼
Fixed assets21/28€96k€91k▼
Tangible fixed assets22/27€96k€91k▼
Land and buildings22€94k€90k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€9k€6k▼
Amounts receivable within one year40/41€3k€3k=
Trade receivables40€3k€3k=
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€105k€98k▼
Equity10/15€22k€19k▼
Contributions10/11€50k€50k=
Reserves13€862€862=
Distributable reserves133€862€862=
Profit (loss) carried forward14€-29k€-32k▼
Amounts payable17/49€83k€79k▼
Amounts payable within one year42/48€77k€73k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€759€774▲
Taxes450/3€759€774▲
Other amounts payable47/48€69k€70k▲
Accrued charges and deferred income492/3€6k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€5k€9k▲
Operating profit (loss)9901€-3k€985▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-6k€-3k▲
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-32k▼
Profit (loss) brought forward from the previous period14P€-23k€-29k▼
Transfer from equity791/2€2k-
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-7k ▼1098%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €713
Net result €713 after one loss-making year.
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2015
24-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzenweg 222110 WijnegemGround area
461 m²
Building footprint
139 m²
Volume, LiDAR
838 m³
Parcel 11050A0344/00N002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERVICES4YOU
since 20132.223.951.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0344/00N002 | Flanders | 461 m² | 1 · 139 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2013
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.