Payment terms
28 days to suppliers
SERVICES NETTOYAGE NB pays its suppliers 2 days later than in 2024. Customers pay 15 days later.
SERVICES NETTOYAGE NB
Lifetime
2 annual accounts with figures on one time axisTurnoverpeak €145,759 (2024)
€142,687▼ 2.1%
Resultpeak €45,535 (2025)
€45,535▲ 16.8%
Equitypeak €25,097 (2025)
€25,097▲ 162%
Debts
€49,966▼ 1.1%
Board2 names since 2024
2 directorsBEN RAMDANE Naïma and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €41,659 to €52,797Equity from €9,562 to €25,097Cash from €15,419 to €28,079
Key points
from the 2025 annual accountsStarting capital
€2,000 20 shares
Position in the sector
€25,097
Less equity than 82% of companies in building services and landscaping. Sector median €183,001 · 1,566 companies.
2025 accounts filed 31 days after the deadline
Checked score
55
Fair
Financially stronger than 66% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.9%
03-2025: 2.0%▲ +0.1 percentage points vs 02-2025
04-2025: 2.0%● unchanged vs 03-2025
05-2025: 2.4%▲ +0.4 percentage points vs 04-2025
06-2025: 2.5%▲ +0.1 percentage points vs 05-2025
07-2025: 2.8%▲ +0.3 percentage points vs 06-2025
08-2025: 3.1%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 3.1%● unchanged vs 08-2025highest value
10-2025: 1.8%▼ -1.3 percentage points vs 09-2025
11-2025: 1.8%● unchanged vs 10-2025lowest value
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 2.1%▲ +0.2 percentage points vs 12-2025
02-2026: 2.1%● unchanged vs 01-2026
03-2026: 2.1%● unchanged vs 02-2026
04-2026: 2.2%▲ +0.1 percentage points vs 03-2026
05-2026: 2.2%● unchanged vs 04-2026
06-2026: 2.2%● unchanged vs 05-2026
07-2026: 2.3%▲ +0.1 percentage points vs 06-2026
08-2026: 2.8%▲ +0.5 percentage points vs 07-2026
09-2026: 1.8%▼ -1.0 percentage point vs 08-2026
10-2026: 1.9%▲ +0.1 percentage points vs 09-2026
11-2026: 1.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: turnover €142,687, total assets €75,063
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.45, cash €28,079
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 41% of them on solvency, 64% on liquidity, 92% on profitability and 67% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SERVICES NETTOYAGE NB has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
That fits the bankruptcy probability of SERVICES NETTOYAGE NB itself: 1.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SERVICES NETTOYAGE NB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.45 (1.09 in 2024), below the usual 1.5. Short-term debt is 66.6% and cash 37.4% of total assets. 66.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 30 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HAMITI Mohammed 10 sharesdeed of 17-01-2024
- BEN RAMDANE Naïma 10 sharesdeed of 17-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004671065
Incorporation
Founding capital of €2,000, 20 shares · Founders: HAMITI Mohammed and BEN RAMDANE Naïma · Appointments: HAMITI Mohammed (director) and BEN RAMDANE Naïma (director) · published on 17-01-2024 · Gazette deed
First establishment
Rue du Coucou 54, Charleroi
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| SERVICES NETTOYAGE NB Charleroi | €75,063 | €52,797 | 33.4% | - |
| SIRA SERVICES CLEANING Brussels | €72,038 | €57,022 | 63.8% | - |
| ECO CLEAN INSTALL Sint-Pieters-Leeuw | €67,587 | €58,395 | 65.6% | - |
| SENACLEAN Sint-Gillis (bij-Brussel) | €69,202 | €49,222 | 51.6% | - |
| EC VIDE MAISON Namur | €78,076 | €44,630 | 3.8% | - |
| NOMA PRO Halle | €71,222 | €54,796 | 65.1% | - |
| LIDE ROYALE Anderlecht | €78,209 | €63,362 | 78.4% | - |
These companies have the same main activity as SERVICES NETTOYAGE NB: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €67,600 and €78,200, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 15-01-2024Normal situation
- Activity
- General cleaning of buildingsNACE 81210
- Establishment unit
- 2.357.496.1166010 Charleroi, since 15-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on SERVICES NETTOYAGE NB
Solvency rose in 2025 from 15.9% to 33.4% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERVICES NETTOYAGE NB
- What is the company number of SERVICES NETTOYAGE NB?
- The company number of SERVICES NETTOYAGE NB is 1004.671.065. The VAT number is the same number with BE in front: BE 1004.671.065.
- Where is SERVICES NETTOYAGE NB based?
- The registered office is at Rue du Coucou 54, 6010 Charleroi.Company details
- What does SERVICES NETTOYAGE NB do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of SERVICES NETTOYAGE NB?
- SERVICES NETTOYAGE NB is a private limited company (BV).
- When was SERVICES NETTOYAGE NB founded?
- SERVICES NETTOYAGE NB was founded on 15-01-2024.
- Is SERVICES NETTOYAGE NB still active?
- Yes, SERVICES NETTOYAGE NB is an active enterprise in the KBO register.
- What is the turnover of SERVICES NETTOYAGE NB?
- The turnover of SERVICES NETTOYAGE NB was €142,687 in financial year 2025, according to the filed annual accounts.Financials
- Is SERVICES NETTOYAGE NB profitable?
- In financial year 2025, SERVICES NETTOYAGE NB made a profit of €45,535.
- Where can I find the annual accounts of SERVICES NETTOYAGE NB?
- SERVICES NETTOYAGE NB filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERVICES NETTOYAGE NB due?
- SERVICES NETTOYAGE NB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.