Service durable solution building
ActiveThe computed 12-month bankruptcy probability of Service durable solution building is 2.1% (moderate). The 2025 annual accounts show equity of €15k and a net result of €7k. Equity is growing by ~98.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 7293 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.97 against 2.34 in 2024), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
31.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 85.9%
2024 · €8k
2023: €-927
2024: €8k
2023 → 2025
Total assets
€22k▲ 68.3%
2024 · €13k
2023: €3k
2024: €13k
2023 → 2025
Net result
€7k▼ 22.9%
2024 · €9k
2023: €-3k
2024: €9k
2023 → 2025
Working capital
€14k▲ 106%
2024 · €7k
2023: €-927
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-927-€8k€15k▲ 85.9%
Operating result€-3k-€11k€9k▼ 14.1%
Net result€-3k-€9k€7k▼ 22.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€792▼ 33.6%
Current assets
€22k▲ 78.3%
Equity and liabilities €22k
Equity
€15k▲ 85.9%
Debt
€7k▲ 40.6%
The debt ratio falls from 38.9% to 32.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€10k▼
2024 · €11k
Cash flow
€7k▼
2024 · €9k
Solvency
67.5%▲
2024 · 61.1%
Current ratio
2.97▲
2024 · 2.34
Quick ratio
2.97▲
2024 · 2.34
Debt / equity
0.48▼
2024 · 0.64
ROE
46.2%▼
2024 · 111.4%
ROA
31.2%▼
2024 · 68.0%
Interest coverage
103.17▼
2024 · 433.71
Debt
€7k▲
2024 · €5k
Debt ≤ 1 year
€7k▲
2024 · €5k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€22k▲
Fixed assets21/28€1k€792▼
Tangible fixed assets22/27€1k€792▼
Plant, machinery and equipment23€1k€792▼
Current assets29/58€12k€22k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€887€353▼
Cash at bank and in hand54/58€7k€15k▲
Equity and liabilities
Total equity and liabilities10/49€13k€22k▲
Equity10/15€8k€15k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€6k€13k▲
Amounts payable17/49€5k€7k▲
Amounts payable within one year42/48€5k€7k▲
Trade debts44€744€2k▲
Suppliers440/4€744€2k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9€400▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€11k€11k▲
Operating profit (loss)9901€11k€9k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€25€93▲
Recurring financial charges65€25€93▲
Profit (loss) for the period before taxes9903€11k€9k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€9k€7k▼
Profit (loss) for the period to be appropriated9905€9k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€13k▲
Profit (loss) brought forward from the previous period14P€-3k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.34
Current ratio from 0.79 to 2.34.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 241600 Sint-Pieters-LeeuwGround area
1,892 m²
Building footprint
651 m²
Volume, LiDAR
5,146 m³
2 parcels, Brussels, Flanders · tallest building 16.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Egide Van Ophemstraat 4, 1180 Ukkel
since 20232.354.961.248
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21616G0170/00P002 | Brussels | 254 m² | 1 · 253 m² | 16.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 10,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2023
Fiscal year end31-12
Abbreviation NL
Sds Building
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43341Painting of buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.