SERVICE CENTER
ActiveThe computed 12-month bankruptcy probability of SERVICE CENTER is 1.9% (moderate). The 2025 annual accounts show equity of €26k and a net result of €19k. Its solvency ranks better than 37% of 18040 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+30
Solvency44▲+11
Growth78
Track record82
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.97 in 2024; short-term debt: 67.1% and cash: 42.7% of total assets), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.1%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 272%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€134k▲ 47.5%
2024 · €91k
2024: €91k
2024 → 2025
Net result
€19k▲ 553%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€4k
2024 · €-3k
2024: €-3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€26k▲ 272%
Operating result€6k-€32k▲ 439%
Net result€3k-€19k▲ 553%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 439% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€40k▲ 319%
Current assets
€94k▲ 15.6%
Equity and liabilities €134k
Equity
€26k▲ 272%
Debt
€108k▲ 29.2%
The debt ratio falls from 92.4% to 80.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €7k
Cash flow
€24k▲
2024 · €4k
Solvency
19.1%▲
2024 · 7.6%
Current ratio
1.05▲
2024 · 0.97
Quick ratio
0.83▲
2024 · 0.79
Debt / equity
4.25▼
2024 · 12.24
ROE
73.1%▲
2024 · 41.7%
ROA
13.9%▲
2024 · 3.1%
Interest coverage
8.80▲
2024 · 3.96
Debt
€108k▲
2024 · €84k
Debt ≤ 1 year
€90k▲
2024 · €84k
Debt > 1 year
€19k
Income taxes
€9k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€134k▲
Fixed assets21/28€10k€40k▲
Tangible fixed assets22/27€7k€30k▲
Land and buildings22€7k€5k▼
Plant, machinery and equipment23-€674
Furniture and vehicles24-€24k
Financial fixed assets28€3k€10k▲
Current assets29/58€81k€94k▲
Stocks and contracts in progress3€15k€19k▲
Stocks30/36€15k€19k▲
Amounts receivable within one year40/41€13k€5k▼
Trade receivables40€13k-
Other amounts receivable41€100€5k▲
Cash at bank and in hand54/58€45k€57k▲
Deferred charges and accrued income490/1€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€91k€134k▲
Equity10/15€7k€26k▲
Contributions10/11€4k€4k=
Reserves13€3k€22k▲
Distributable reserves133€3k€22k▲
Amounts payable17/49€84k€108k▲
Amounts payable after more than one year17-€19k
Financial debts170/4-€19k
Amounts payable within one year42/48€84k€90k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€41k€38k▼
Suppliers440/4€41k€38k▼
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€11k▲
Other amounts payable47/48€41k€36k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€528€3k▲
Gross operating margin9900€8k€40k▲
Operating profit (loss)9901€6k€32k▲
Financial income75/76B€5€0▼
Recurring financial income75€5€0▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€4k€28k▲
Income taxes67/77€1k€9k▲
Profit (loss) for the period9904€3k€19k▲
Profit (loss) for the period to be appropriated9905€3k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€19k▲
Transfer to equity691/2€3k€19k▲
To other reserves6921€3k€19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreef 509930 LievegemGround area
288 m²
Building footprint
136 m²
Volume, LiDAR
1,048 m³
Parcel 44080D0207/00E000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SERVICE CENTER
since 20242.357.661.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080D0207/00E000 | Flanders | 288 m² | 1 · 136 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLievegem2.357.661.313
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Of 2,347 companies in sector 47621 we hold annual accounts for 1,246. 996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2024
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.