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SERVICE ACTION

Active
Private limited companyfounded 2014active for 12 yearsSint-Denijsstraat 4, 1190 Vorst, BelgiumKBO/BCE: BE 0544.316.389
Summary

SERVICE ACTION has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,359 and a net result of €37,737. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 31% of 2,743 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Other business support services
NACE 82990Personal service activities NACE 96910
#4 employer in Vorst, Administrative and support services sector3 sites
Size
€2.1mtotal assets 2025
Staff
76.7 FTE
Equity
€439,359
Profit
€37,737
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 37 days early0 of 6 deeds read
Why 82raises riskSize: 76.7 FTE, total assets €2.1mLiquidity: current ratio 1.23, cash €136,604lowers riskFigures for financial year 2025 (filed 24-06-2026)Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (NACE 82, medium-sized)
Financial strength · tick = 2024
Weak
Solvency 46-2
equity 21.3% of total assets
Liquidity 42-4
short-term debt 36.6% · cash 6.6%
Profitability 43-11
return on assets 1.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (221 companies, NACE 82, medium-sized)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.7%● unchanged vs 11-2024highest value 01-2025: 0.6%▼ -0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.5 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.23, compared with 1.48 in 2024; short-term debt: 36.6% and cash: 6.6% of total assets), and 78.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, medium-sized): better than 28% on solvency, 35% on liquidity, 42% on profitability and 47% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: 76.7 FTE, total assets €2.1m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 24-06-2026)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Liquidity: current ratio 1.23, cash €136,604
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
69 days early
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: Employer in Vorst, Administrative and support services sectorin the Checked rankings #4 View
  • Positive: 8 profitable years in a rowprofit 2025: €37,737 8 years View
  • Flemish supportawarded 2022 - 2025 €2.7m View

By topic

Financials

Financial year
2025
Total assets
€2.1m
Profit
€37,737
Solvency
21.3%
Total assets▲ 9.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2015
Next accounts
by 31-07-2027
  1. 31-08-2023Annual accounts filed
  2. 31-12-2022Highest result from 2018 to 2025
  3. 31-12-2022Equity above €500,000
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
13-01-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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