SERVIBATI
ActiveSERVIBATI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €155k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 2167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-13
Solvency35▼-28
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.65 against 1.84 in 2024; short-term debt: 42.4% and cash: 13.7% of total assets), and 90.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.6%
Return on assets
9.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2167 sector peers (2025).
NBB · sector comparisonPosition among 2167 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€165k▼ 57.7%
2024 · €390k
2018: €96k
2019: €126k
2020: €273k
2021: €20k
2022: €98k
2023: €189k
2024: €390k
2018 → 2025
Total assets
€1.71M▲ 68.1%
2024 · €1.02M
2018: €130k
2019: €230k
2020: €430k
2021: €384k
2022: €955k
2023: €864k
2024: €1.02M
2018 → 2025
Net result
€155k▼ 22.4%
2024 · €200k
2018: €44k
2019: €106k
2020: €147k
2021: €151k
2022: €87k
2023: €92k
2024: €200k
2018 → 2025
Working capital
€-256k
2024 · €206k
2018: €73k
2019: €100k
2020: €219k
2021: €-9k
2022: €-11k
2023: €46k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€98k▲ 378%€189k▲ 93.6%€390k▲ 106%€165k▼ 57.7%
Operating result€201k-€120k▼ 40.0%€137k▲ 13.8%€273k▲ 98.8%€226k▼ 17.0%
Net result€151k-€87k▼ 42.5%€92k▲ 6.7%€200k▲ 117%€155k▼ 22.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€1.24M▲ 120%
Current assets
€468k▲ 3.1%
Equity and liabilities €1.71M
Equity
€165k▼ 57.7%
Debt
€1.54M▲ 146%
The debt ratio rises from 61.7% to 90.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€380k▲
2024 · €328k
Cash flow
€309k▲
2024 · €256k
Solvency
9.6%▼
2024 · 38.3%
Current ratio
0.65▼
2024 · 1.84
Quick ratio
0.63▼
2024 · 1.76
Debt / equity
9.37▲
2024 · 1.61
ROE
94.4%▲
2024 · 51.4%
ROA
9.1%▼
2024 · 19.7%
Interest coverage
15.68▼
2024 · 27.72
Debt
€1.54M▲
2024 · €627k
Debt ≤ 1 year
€724k▲
2024 · €247k
Debt > 1 year
€820k▲
2024 · €380k
Income taxes
€47k▼
2024 · €67k
Staff costs
€239k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.71M▲
Fixed assets21/28€563k€1.24M▲
Intangible fixed assets21€228-
Tangible fixed assets22/27€562k€1.24M▲
Land and buildings22€467k€1.05M▲
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€80k€178k▲
Financial fixed assets28€600€600=
Current assets29/58€453k€468k▲
Stocks and contracts in progress3€19k€14k▼
Stocks30/36€19k€14k▼
Amounts receivable within one year40/41€184k€208k▲
Trade receivables40€184k€202k▲
Other amounts receivable41€391€6k▲
Cash at bank and in hand54/58€247k€234k▼
Deferred charges and accrued income490/1€3k€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.71M▲
Equity10/15€390k€165k▼
Contributions10/11€9k€9k=
Reserves13€380k€155k▼
Distributable reserves133€380k€155k▼
Amounts payable17/49€627k€1.54M▲
Amounts payable after more than one year17€380k€820k▲
Financial debts170/4€380k€820k▲
Amounts payable within one year42/48€247k€724k▲
Current portion of amounts payable after more than one year42€38k€71k▲
Trade debts44€28k€62k▲
Suppliers440/4€28k€62k▲
Taxes, remuneration and social security45€30k€113k▲
Taxes450/3€30k€112k▲
Remuneration and social security454/9-€980
Other amounts payable47/48€151k€478k▲
Income statement
Code20242025
Remuneration, social security and pensions62€110k€239k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€154k▲
Other operating charges640/8€3k€15k▲
Gross operating margin9900€441k€634k▲
Operating profit (loss)9901€273k€226k▼
Financial income75/76B€7k€518▼
Recurring financial income75€7k€518▼
Financial charges65/66B€12k€24k▲
Recurring financial charges65€12k€24k▲
Non-recurring financial charges66B€161-
Profit (loss) for the period before taxes9903€267k€203k▼
Income taxes67/77€67k€47k▼
Profit (loss) for the period9904€200k€155k▼
Profit (loss) for the period to be appropriated9905€200k€155k▼
Appropriation of the result
Profit (loss) to be appropriated9906€200k€155k▼
Transfer from equity791/2-€380k
Transfer to equity691/2€200k€155k▼
To other reserves6921€200k€155k▼
Profit to be distributed694/7-€380k
Return on contributions (dividend)694-€380k
Social balance
Average headcount (FTE)9087-5.6
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €200k ▲117%
Operating result €273k, net result €200k, both a record.
31-12
Financial
Equity above €200kEq €390k ▲106%
7 profitable years in a row build equity to €390k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €189k ▲93.6%
6 profitable years in a row build equity to €189k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €200kEq €273k ▲116%
3 profitable years in a row build equity to €273k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Equity above €100kEq €126k ▲31.2%
2 profitable years in a row build equity to €126k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-12-2022
Resigned as Manager
Location & real-estate footprint
Registered office, Ath · 3 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Fundus(M.E) 127822 AthGround area
4,722 m²
Building footprint
1,202 m²
Volume, LiDAR
1,190 m³
3 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
SERVIBATI
since 20152.237.260.260
SERVIBATI
since 20222.381.717.412
SERVIBATI
since 20222.381.718.796
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51024A0435/00G009 | Wallonia | 3,330 m² | 1 · 1,015 m² | - |
| 51037B0423/00A003 | Wallonia | 1,217 m² | 1 · 134 m² | 7.0 m · 2 fl. |
| 51054B0462/00T000 | Wallonia | 174 m² | 1 · 53 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DB PRO CONSTRUCT
BE 0763.448.495
Colfontaine · Eq €165k
F&F Company
BE 0764.778.880
Vilvoorde · Eq €165k
BOUWWERKEN JAEKEN MARIO
BE 0466.772.017
Peer · Eq €165k
L.B.CONSTRUCTION
BE 0885.800.535
Assesse · Eq €165k
Bouwplek
BE 0563.463.102
Londerzeel · Eq €165k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
47529Retail trade
47521Retail sale of hardware, building materials, paint and glass (general range)
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
77392Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@servibati.be
Phone:0474/57.23.90