Skip to content

SERVCO

Active Private limited companyfounded 2012active for 14 yearsKleine Lage 18, 9620 ZottegemKBO/BCE: BE 0846.397.056 #9 company by equity in Zottegem, Administrative and support services sector

Lifetime

9 annual accounts with figures on one time axis
peak €87,766 (2019)
€78,248▲ 16.8%
peak €56,262 (2019)
€40,443▲ 21.2%
peak €380,193 (2025)
€380,193▲ 11.9%
€28,596▼ 2.1%
Board2 names since 2021
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €66,993 to €78,248Cash from €155,173 to €60,089

Key points

from the 2025 annual accounts

Equity

€380,193 ▲ 11.9%

SERVCO has made a profit in every financial year since 2017.

Filings

9 annual accounts 2 late
AprilJune31 JulyOctober20202025

The 2017 accounts came latest: 30 days after the end of the period.

Position in the sector

93.0%

Higher solvency than 92% of companies in office administrative support. Sector median 50.3% · 9,695 companies.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 93.0% of total assets
68-32short-term debt 6.7% · cash 14.7%
81+1return on assets 9.9%

Score breakdown

lowers risk
Equity €380,193 (93.0% of total assets)
Liquidity: current ratio 10.34, cash €60,089, halved
Sector: Office administrative, office support and other business support activities (NACE 82)
Figures for financial year 2025 (filed on 30-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 63% on liquidity, 54% on profitability and 58% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as SERVCO has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SERVCO itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for SERVCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 10.34 (8.36 in 2024), above the usual 1.5. Short-term debt is 6.7% and cash 14.7% of total assets. 7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Equity €380,193 (93.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 10.34, cash €60,089, halved
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
4 days early
2022
5 days early
2021
8 days early
2020
29 days early
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0846397056
1 director appointed, 1 manager resigning, 1 reappointment Resignation: LEMAIRE Pierre Paul Christiaan Marguerite (manager) · Reappointment: LEMAIRE Pierre Paul Christiaan Marguerite · Appointment: GLORIA Luz (successor director) · General meeting of 08-12-2023 · Gazette deed
Incorporation published on 15-06-2012 · Gazette deed
First establishment Kleine Lage 18, Zottegem
All 19 events

Comparable companies

same main activity, similar in size and age
Company
SERVCO Zottegem €408,789 €78,248 93.0% -
VijftigVijftig Merelbeke-Melle €413,244 €76,965 85.6% -
SINVACON Gavere €448,862 €67,027 82.3% -
KARUL Ghent €426,936 €92,998 76.6% -
BJOVAN Ninove €464,360 €66,955 86.1% -
Koworker Lokeren €390,000 €82,518 34.2% -
INTERIS Leuven €406,547 €76,072 84.8% -

These companies have the same main activity as SERVCO: other business support services (NACE 82990). They are comparable in size and age: total assets between €390,000 and €464,000, founded between 2009 and 2013.

Official details

Source: KBO
Status
Active since 06-06-2012Normal situation
Activity
Other business support servicesNACE 82990and 2 others
Establishment unit
2.210.098.5779620 Zottegem, since 06-06-2012
Financial year end
31 December
Peppol
Reachable since 10-12-2025
Company details

Annual accounts 2025

≈ €160,000estimated
€408,789▲ 10.8%
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on SERVCO

SERVCO files the micro format. That format states no turnover. The gross margin rose from €59,099 in 2017 to €78,248 in 2025.

The balance sheet grew most from 2021 to 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SERVCO

What is the company number of SERVCO?
The company number of SERVCO is 0846.397.056. The VAT number is the same number with BE in front: BE 0846.397.056.
Where is SERVCO based?
The registered office is at Kleine Lage 18, 9620 Zottegem.Company details
What does SERVCO do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of SERVCO?
SERVCO is a private limited company (BV).
When was SERVCO founded?
SERVCO was founded on 06-06-2012.
Is SERVCO still active?
Yes, SERVCO is an active enterprise in the KBO register.
What is the turnover of SERVCO?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €78,248 and 36 comparable companies (NACE 82). It probably lies between €130,000 and €220,000.Financials
Is SERVCO profitable?
In financial year 2025, SERVCO made a profit of €40,443.
Where can I find the annual accounts of SERVCO?
SERVCO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SERVCO due?
SERVCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.