SERVALIS
ActiveSummary
SERVALIS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.22M and a net result of €578k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 17.82 against 10.65 in 2024; short-term debt: 5.5% and cash: 39.2% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
24.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
12 d late
2023
6 d late
2022
36 d early
2021
15 d late
2020
22 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€578k▲ 7.4%
2024 · €538k
2018: €89k
2019: €185k
2020: €219k
2021: €246k
2022: €392k
2023: €523k
2024: €538k
2018 → 2025
Working capital
€2.18M▼ 4.0%
2024 · €2.27M
2018: €631k
2019: €783k
2020: €757k
2021: €979k
2022: €1.31M
2023: €1.74M
2024: €2.27M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€987k-€1.31M▲ 33.1%€1.75M▲ 33.1%€2.29M▲ 30.8%€2.22M▼ 3.1%
Operating result€369k-€499k▲ 35.2%€718k▲ 43.9%€753k▲ 5.0%€836k▲ 10.9%
Net result€246k-€392k▲ 59.1%€523k▲ 33.4%€538k▲ 2.9%€578k▲ 7.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.35M
Fixed assets
€36k ▲ 121%
Current assets
€2.31M ▼ 7.8%
Equity and liabilities €2.35M
Equity
€2.22M ▼ 3.1%
Debt
€130k ▼ 44.9%
Debt's share of the balance-sheet total falls from 9.3% to 5.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€847k▲
2024 · €757k
Cash flow
€589k▲
2024 · €542k
Current ratio
17.82▲
2024 · 10.65
Debt to equity
0.06▼
2024 · 0.10
ROE
26.1%▲
2024 · 23.5%
ROA
24.6%▲
2024 · 21.3%
Interest coverage
40.30▼
2024 · 4277.95
Debt ≤ 1 year
€130k▼
2024 · €235k
Income taxes
€265k▲
2024 · €255k
Staff costs
€60k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.52M€2.35M▼
Fixed assets21/28€16k€36k▲
Tangible fixed assets22/27€16k€36k▲
Furniture and vehicles24€16k€36k▲
Financial fixed assets28€149€149▲
Current assets29/58€2.51M€2.31M▼
Amounts receivable within one year40/41€1.18M€1.39M▲
Trade receivables40€294k€803k▲
Other amounts receivable41€886k€588k▼
Cash at bank and in hand54/58€1.32M€918k▼
Deferred charges and accrued income490/1€941-
Equity and liabilities
Total equity and liabilities10/49€2.52M€2.35M▼
Equity10/15€2.29M€2.22M▼
Contributions10/11€12k€12k=
Reserves13€2.12M€2.05M▼
Tax-exempt reserves132€43k€43k=
Distributable reserves133€2.08M€2.00M▼
Profit (loss) carried forward14€156k€156k▲
Amounts payable17/49€235k€130k▼
Amounts payable within one year42/48€235k€130k▼
Trade debts44€23k€77k▲
Suppliers440/4€23k€77k▲
Taxes, remuneration and social security45€212k€53k▼
Taxes450/3€204k€45k▼
Remuneration and social security454/9€8k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€54k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-37k-
Other operating charges640/8€40k€565▼
Gross operating margin9900€814k€908k▲
Operating profit (loss)9901€753k€836k▲
Financial income75/76B€40k€28k▼
Recurring financial income75€40k€28k▼
Financial charges65/66B€177€21k▲
Recurring financial charges65€177€21k▲
Profit (loss) for the period before taxes9903€793k€843k▲
Income taxes67/77€255k€265k▲
Profit (loss) for the period9904€538k€578k▲
Profit (loss) for the period to be appropriated9905€538k€578k▲
Appropriation of the result
Profit (loss) to be appropriated9906€691k€733k▲
Profit (loss) brought forward from the previous period14P€152k€156k▲
Transfer to equity691/2€535k€577k▲
To other reserves6921€535k€577k▲
Social balance
Average headcount (FTE)90871.11.1=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €578k ▲7.4%
Operating result €836k, net result €578k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 12 days late
2024
31-12
Financial
Equity above €2MEq €2.29M ▲30.8%
7 profitable years in a row build equity to €2.29M.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 6 days late
2023
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1MEq €1.31M ▲33.1%
5 profitable years in a row build equity to €1.31M.
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 15 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 11.14
Current ratio from 3.37 to 11.14; short-term debt falls from €319k to €97k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Van Becelaerelaan 801170 Watermaal-BosvoordeGround area
935 m²
Building footprint
77 m²
Volume, LiDAR
698 m³
Parcel 21652E0013/00K005, Brussels · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Emile Van Becelaerelaan 80, 1170 Watermaal-Bosvoorde
since 20002.093.828.736
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0013/00K005 | Brussels | 935 m² | 1 · 77 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWatermaal-Bosvoorde2.093.828.736
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Of 956 companies in sector 46319 we hold annual accounts for 609. 355 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
46389Wholesale of other food products
46331Wholesale trade
46332Wholesale trade
46349Wholesale of beverages, general range
58130Publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.