SERTOCOM
ActiveThe computed 12-month bankruptcy probability of SERTOCOM is 1.6% (moderate). The 2025 annual accounts show equity of €35k and a net result of €-6k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 13009 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-72
Solvency97▲+8
Growth52=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.88 in 2024), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
-9.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
27 d late
2022
on the day
2021
1 d early
2020
19 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 14.6%
2024 · €41k
2019: €21k
2020: €16k
2021: €19k
2022: €29k
2023: €35k
2024: €41k
2019 → 2025
Total assets
€63k▼ 27.4%
2024 · €86k
2019: €70k
2020: €68k
2021: €72k
2022: €54k
2023: €69k
2024: €86k
2019 → 2025
Net result
€-6k
2024 · €6k
2019: €10k
2020: €-5k
2021: €6k
2022: €10k
2023: €6k
2024: €6k
2019 → 2025
Working capital
€35k▼ 11.8%
2024 · €40k
2019: €30k
2020: €19k
2021: €22k
2022: €26k
2023: €33k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€29k▲ 52.8%€35k▲ 22.0%€41k▲ 16.9%€35k▼ 14.6%
Operating result€6k-€12k▲ 90.4%€9k▼ 28.7%€8k▼ 6.6%€-6k
Net result€6k-€10k▲ 55.4%€6k▼ 36.4%€6k▼ 6.3%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €8k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€310▼ 78.1%
Current assets
€62k▼ 26.5%
Equity and liabilities €63k
Equity
€35k▼ 14.6%
Debt
€28k▼ 38.7%
The debt ratio falls from 52.9% to 44.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-5k▼
2024 · €10k
Cash flow
€-5k▼
2024 · €7k
Solvency
55.3%▲
2024 · 47.1%
Current ratio
2.29▲
2024 · 1.88
Quick ratio
2.27▲
2024 · 1.87
Debt / equity
0.81▼
2024 · 1.12
ROE
-17.1%▼
2024 · 14.4%
ROA
-9.5%▼
2024 · 6.8%
Interest coverage
-22.34▼
2024 · 47.83
Debt
€28k▼
2024 · €46k
Debt ≤ 1 year
€27k▼
2024 · €45k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€63k▼
Fixed assets21/28€1k€310▼
Tangible fixed assets22/27€1k€310▼
Furniture and vehicles24€1k€310▼
Current assets29/58€85k€62k▼
Stocks and contracts in progress3€563€563=
Stocks30/36€563€563=
Amounts receivable within one year40/41€68k€30k▼
Trade receivables40€68k€30k▼
Cash at bank and in hand54/58€15k€26k▲
Deferred charges and accrued income490/1€590€6k▲
Equity and liabilities
Total equity and liabilities10/49€86k€63k▼
Equity10/15€41k€35k▼
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€22k€22k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€46k€28k▼
Amounts payable within one year42/48€45k€27k▼
Trade debts44€24k€5k▼
Suppliers440/4€24k€5k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€19k€18k▼
Accrued charges and deferred income492/3€590€746▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€973€870▼
Gross operating margin9900€11k€-4k▼
Operating profit (loss)9901€8k€-6k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€200€207▲
Recurring financial charges65€200€207▲
Profit (loss) for the period before taxes9903€8k€-6k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€6k€-6k▼
Profit (loss) for the period to be appropriated9905€6k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-6k▼
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-6k ▼201%
Net result drops to €-6k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Livinusstraat 2A8906 IeperGround area
1,899 m²
Building footprint
402 m²
Parcel 33007B0855/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
SERTOCOM
since 20072.159.152.296
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33007B0855/00A000 | Flanders | 1,899 m² | 2 · 402 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MASTER SUSHI
BE 0661.682.035
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ETS. VANDENBERGHE
BE 0440.596.269
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Of 1,344 companies in sector 56220 we hold annual accounts for 402. 301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2006
Fiscal year end30-06
Activities, NACEBEL
55521
56220Contract catering and other food service activities
56290Food and beverage service activities
73110Advertising agencies
74105Other professional, scientific and technical activities
74140Other specialised design activities
74401
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.